Udit tiwari

Keep learning till your last breath....

[Udit tiwari @call4ud]

@omanair ,pl respond. Refund for my cancelled booking via Yatra is pending for 60+ days,Yatra confirms no refund received. WY-282 BLR to MCT, 14 Mar 2026 (family travelling with a 2-year-old). Please resolve urgently, refund or issue travel credit valid next year. DM for details

[Udit tiwari @call4ud]

@omanair Pl respond. Refund for my cancelled booking via Yatra is pending for 60+ days, Yatra confirms no refund received. WY-282 BLR to MCT,14 Mar 2026 (family travelling with a 2year old). Please resolve urgently, refund or issue travel credit valid next year. DM me for details

[Udit tiwari @call4ud]

@zomato @zomatocare @deepigoyal my order of more than 1000 INR has been spilled after waiting for an hour. Your customer care offers me a compensation of 85. Why do i bear for yourmistake? And now what do i eat. Zero empathy
@jaideepkapani

[Nilesh Shah @NileshShah68]

household Finacial Flows between FY 21 to 23 shows ( Source : The RBI )

Households put

- Rs 31,64,910 Cr (36.8%) in Bank Deposits

- Rs 17,28,331 Cr (20.1 %) in Pension / PF

- Rs 15,69,373 Cr (18.2 %) in Insurance

- Rs 889,253 Cr ( 10.3 % ) in currency notes.

- Rs 683,113 Cr ( 7.9 %) in Small savings

-Rs 4,03,772 Cr ( 4.7 %) in Mutual Funds

- Rs 110,183 Cr ( 1.3 % ) in Equities

- Rs 52,872 Cr ( 0.6% ) in other assets

Few things which are noticeable

Households are conservative investors
- 94% of flows goes towards fixed income
- equity gets paltry 6 % of flows

House holds prefer convenience over return
- higher yielding small savings gets 1/5 th of lower yielding Bank deposits

House holds prefer predictability over volatility
- predictable asset classes gets 16 times more flows than volatile asset classes

Household are earning below Inflation return on most of their portfolio
- No hope for generating real return / better than inflation as 10 % allocation is in currency notes which yields zero and 84 % to low yielding fixed Income.

Households prefer convenience / tax avoidance over return
- asset class like cash which helps in convenience / tax avoidance gets more than double flows than high return asset class like mutual funds.

If Indians have to become wealthy and financially secured than financial literacy is must among households whereby
- They invest for Real Return
- They take volatility in stride
- They prefer paying tax and generate higher yield

At Kotak MF we have made a small attempt to light candle to dispel the darkness in collaboration with CBSE in imparting financial literacy to 75000 + teachers ( majority women teachers ) across 100 + locations over 1000 + physical events.

PRAY THAT EVERY INDIAN IS FINANCIALLY SECURED WITH BETTER FINANCIAL LITERACY

[Udit tiwari @call4ud]

@Nitishkumarocky @NestleIndia @NestleIndiaCare @NestleCare @NestleTollHouse @NestleUKI @Nestle @NestleUSA Not expected from such reputed company.
Few employees like him is tarnishing the image of world largest Food and Beverage company.
@NestleIndia
@Nestle
@NestleCare

[Udit tiwari @call4ud]

@Nitishkumarocky @gdagzb @myogioffice @kpmaurya1 @aajtak @amarula @Dkumarchandel @Mayor_Ghaziabad @ghaziabadpolice Pending from 1 year.
These type of experiences are forcing customers to opt for private builders.
@gdagzb you should take strict actions against the employees who are responsible in spoiling your image
@myogiadityanath
@dm_ghaziabad
@ndtv

[Nitish kumar @Nitishkumarocky]

@gdagzb म्युटेशन mandakini 508 के संदर्भ मे कई ईमेल करने के बाद भी जीडीए ने कोई जवाब नहीं दिया। जबकी म्युटेशन धनराशि भी जमा करादी गई और म्युटेशन पत्र अभी तक प्राप्त तनहीं हुआ है। @myogioffice @kpmaurya1 @call4ud @aajtak @amarula @Dkumarchandel @Mayor_Ghaziabad @ghaziabadpolice

[Nitish kumar @Nitishkumarocky]

Humko humare he ghar se bahar nikalne wala dusra Shrikant tyagi Mandakini tower Vaishali sec-4 ghzbd
@ghaziabadpolice chup kyu?
@myogiadityanath @CMOfficeUP @dgpup @ndtv @aajtak @kpmaurya1 @NoidaNewsIndia @DDNewslive @INCIndia @rashtrapatibhvn @CNNnews18 @aajtak

[Udit tiwari @call4ud]

@Nitishkumarocky @ghaziabadpolice @myogiadityanath @CMOfficeUP @dgpup @ndtv @aajtak @kpmaurya1 @NoidaNewsIndia @DDNewslive @INCIndia @rashtrapatibhvn @CNNnews18 @ghaziabadpolice please take immediate action
This kind of harassment is not at all bearable.
Kindly respond asap.

[Udit tiwari @call4ud]

Over 38 years, @Maruti_Corp has defined & redefined the way India moves. Built on reliability & trust & wings of innovation + technology, MSIL keeps evolving as India’s top automobile brand, fulfilling aspirations, becoming the reason for millions of smiles.
#MarutiSuzuki

[Udit tiwari @call4ud]

37 years ago, Maruti Suzuki delivered its first car. Since then, it has come a long way, becoming a reason for happiness & a way of life for lakhs of Indian car buyers. What an accomplishment!
#MarutiSuzuki
https://t.co/bL8xdqa1s1

[Autocar India @autocarindiamag]

#OnThisDay 3️⃣7️⃣ years ago, the very first Maruti 800 was delivered to Harpal Singh, who paid Rs 47,500 for the hatchback that would go on to become an icon of Indian motoring.

You can read the story of the plucky 800 here: https://t.co/65PxGCD8vU

[Gaurav Dalmia @gdalmiathinks]

India, compared with China and the world, along various metrics.

[Udit tiwari @call4ud]

7,000 protests from 153 countries over the past 10 years
@AJEnglish https://t.co/SUUmLv7s7B

[Harsh Goenka @hvgoenka]

What we hear on TV news debates very often....

[FinKrypt™ @FinKrypt]

India's digitization journey has been quite remarkable over the last decade. #India has seen tremendous growth in the number of smartphone users, #data consumption, etc.

In today's infographic, we cover some interesting data points about the #smartphone and #Internet #market.

[Udit tiwari @call4ud]

Loved this ad.
#nestle
#NescafeBlendAndBrew
#CoffeeLover

[Udit tiwari @call4ud]

Hilarious

[sʜᴀʜᴢᴀᴅ - ᴘʜᴀʀᴍᴀ @arian290360]

Where's your Mask - 😂😂😂
🔊on

[Dipanshu Kabra @ipskabra]

🇺🇸 : Let me check my wallet Officer, I always keep my Licence & Papers in it.

🇮🇳 : (on phone) भाई जल्दी मेरे घर जा, लाइसेंस, गाड़ी के पेपर्स लेकर आ, पुलिस पकड़ ली है
"और सुन पापा को कुछ मत बताना"

[Manisha Bhardwaj Jain @ManishaYadnya]

“Risk comes from not knowing what you are doing” - Warren Buffett. Do you know the risk of asset classes you hold in your portfolio? #investyadnya