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Can you get a home loan with multiple income sources? Yes. Lenders may consider employment, self-employed, rental, part-time and other regular income. Eligibility depends on genuine, stable, documented income and each lender’s criteria. Call 422

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Why can a property valuation differ from the purchase price? A valuation considers comparable sales, the property’s condition and location, and current market conditions. It helps lenders decide how much they may lend. AESO Consulting can help you

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HOW TO COMPARE BUSINESS LOAN OFFERS

Not all business loans are equal. Before choosing an offer, look beyond the advertised interest rate and compare the full package
Interest rate, fees, loan term, features, lender requirements, and customer

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Car Loan Repayments: Weekly vs Monthly

Weekly repayments may help you
✔ Split payments into smaller amounts
✔ Match your income cycle
✔ Stay on top of your budget
✔ Potentially reduce interest, depending on the loan structure

Monthly

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Thinking about a car loan? Know these five things first
1. Credit score: A better score means better options. 2. APR: Compare the true cost. 3. Down payment: Borrow less, pay less. 4. Loan term: Longer terms mean more interest. 5. Total cost: Look

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HOW DOES A BANK VALUE YOUR PROPERTY? 1. LOCATION
Properties in high-demand areas usually receive higher valuations. 2. PROPERTY TYPE
Houses, units and land are valued differently based on market demand and use. 3. SIZE & FEATURES
Land and building

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**DO I QUALIFY FOR A HOME LOAN? **

Not sure if you qualify? Let’s find out together. **LENDERS LOOK AT**
• Your income
• Your credit history
• Your expenses and debts
• Your deposit or savings
• Your employment

**YOU MAY QUALIFY IF YOU

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HOW TO AVOID PAYING TOO MUCH INTEREST ON YOUR LOAN

Interest can add up quickly, but smart choices can help control borrowing costs. Consider these six ways to save
Improve your credit score, make a larger deposit, choose a shorter term, pay extra

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What are the upfront costs of buying a home? Beyond the deposit, budget for stamp duty, conveyancing and legal fees, inspections, lenders mortgage insurance, loan fees, valuation, registration and moving costs. Plan ahead with AESO Consulting.

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@TrangTrangmb Progress doesn’t have to be rushed; steady steps still take you where you want to go