Lionel - Cent by Cent 💷

🇨🇭London based🇬🇧
🔥 On my journey to FI
📈 Founder of Cent By Cent
🎯 Take you along for the trip and learn from you!
Key Links ➡️

[Lionel - Cent by Cent 💷 @cent_by_cent]

The Productivity Myth

We are told we need to work more for success.

Yet the key to productivity isn't in the hustle...

It's in the rest!

Read on to learn more in this week's article! https://t.co/fuiEObdHFL

[The Rose and Crown @RoseAndCrownBeb]

Just thought I might update you on the latest ‘best’ energy deal available for a pub of our size.

We were paying 15p/unit in May. This is the best quote available today.

[Lionel - Cent by Cent 💷 @cent_by_cent]

@Yasi_Zhang @roadtowealthpod @KurtisHanni @thefrugalexpat1 @wealthduck @artofmoneyuk @FI_imagineer I personally hold $VUSA (UK $VOO) and have mixed it up with Vanguard's Lifestrategy 80/20 so I would go $VOO and $QQQm!

[Lionel - Cent by Cent 💷 @cent_by_cent]

In the long run you will de better if you interest in a "boring" fashion

[Backpack Finance @BackpackFinanc1]

Your investments don't need to be interesting

Your life does

[Lionel - Cent by Cent 💷 @cent_by_cent]

Do you consider yourself a trader or an investor?

[Lionel - Cent by Cent 💷 @cent_by_cent]

On the first day of every month 26% of my net income goes straight into my ISA.

A direct debit was the best way to make sure no matter what happened my net worth grows

What are you tricks?

[Financial Imagineer | Matt @FI_imagineer]

Home schooling in property investment:

https://t.co/jxnm8GkspP

[Lionel - Cent by Cent 💷 @cent_by_cent]

@HabitualMoney I used to track my spending as it avoids feeling ashamed of missing my budget due to unexpected expenses.
And now that I have built my habits it's quite automatic.
Growing my income definitely helped as well

[Lionel - Cent by Cent 💷 @cent_by_cent]

@HabitualMoney About 35% to 40% depending on the month! This is of my net income so I'm happy for now 😌

[Lionel - Cent by Cent 💷 @cent_by_cent]

@chuckroast61 My partner just had her booster and compared to the second jab it was a walk in the park.

Only a stiff arm for a couple of days!

[Lionel - Cent by Cent 💷 @cent_by_cent]

People ask me: What company do you invest in?

The answer? None, I don't know enough about individual companies.

I use index funds such as Vanguard 's $VTI or $VUSA

Accepting what you don't know is an invaluable skill.

[Lionel - Cent by Cent 💷 @cent_by_cent]

Advice and information online is often tailored to either profit off them or is adapted to high earners.

[Lionel - Cent by Cent 💷 @cent_by_cent]

With Omicron on it's way, the question is will I get to go home for Christmas or not 🤔

How will you be affected?

[Lionel - Cent by Cent 💷 @cent_by_cent]

@rinkydoofinance To each their own, I think frugality has a different meaning for everyone.
Depending on your income it might not be a choice.
Eitherway, I believe in building healthy habits but not giving up your happiness.

[Female in Finance @LPinFinance]

“The stock market is on SALE!” was all over my feed yesterday.

And I received way too many messages of people asking, “so should I buy today?!”

This is short term noise.

I will never teach you to time the market. I will encourage you to buy as early and as often as you can.

[Lionel - Cent by Cent 💷 @cent_by_cent]

Striving for Financial Freedom doesn't mean fully passing on Black Friday. 🛑

It means only purchasing items that you were going to buy anyway at a discounted price! 🪙

[Lionel - Cent by Cent 💷 @cent_by_cent]

@brian_siemens Supply and Demand, as society has decided you need a degree to succeed the amount of quality tradespeople has decreased.
You also need to take into account the physical toll and relative uncertainty of these professions.

[Asset Advancer @AssetAdvancer]

Crazy markets today, fear and greed at play. Happy to report our strategy is slightly positive despite the crazy emotional bursts today!

Stay the course!

[Lionel - Cent by Cent 💷 @cent_by_cent]

The first movers rarely succeed, what is believed to be an advantage often turns against you 🤔

What are your thoughts on the first mover advantage?

[Lionel - Cent by Cent 💷 @cent_by_cent]

@jasperinvests Lovely to see a familiar face!

[Lionel - Cent by Cent 💷 @cent_by_cent]

After a few months off to take care of my health and to start a new career path, it's time for me to return and bring Cent by Cent back!

Does anyone remember me?