Charu

Founder | Fintech to Edtech | Product Builder . Lifelong learner | Trying to make money make sense

[Charu @charu_mp]

Share with a parent who might benefit from this!
Stories and games = fun filled learning.
#Life_Lessons #learn

[Twig @twig_labs]

11 kids chose a money workshop on a Sunday morning.

They stayed till the end.

Somewhere between the games and stories, they learned something even adults struggle with:

“Not every spend is worth it.”

Next session:
🇮🇳 Hindi delivery
🗓️ 31st May · 12 PM IST
💻 Live & Free

[Twig @twig_labs]

Most learn money through mistakes. We’re trying something better.

🎮 Games📖 Stories⚡ Real-life money decisions🚫 Zero boring lectures

The First Workshop starts with a simple game: Needs vs Wants.

Ages: 10-16

Register NOW - https://t.co/BMyXojTedk

#learnwithtwig #workshop

[Charu @charu_mp]

Never late to start.

#Life_Lessons

[Twig @twig_labs]

Most of us didn’t learn money early.
We learned it while dealing with it.

That’s why it feels confusing at first.

Not because it’s hard —
but because we started late.

The good part?
You’re not too late.

What’s one thing about money
you wish you learned sooner? 👇

[Charu @charu_mp]

No Cost EMI, BNPL, Cardless EMI or Checkout Financing are NOT the same thing.
Does it help your credit score, or is it a debt trap.

Should we break it down.
Real talk for All of us. Simple enough for Most of us.

#levelupwithus #Financesimplified

[Twig @twig_labs]

No-Cost EMI isn't charity. It's math.
The retailer absorbs the interest → you buy → shelf clears → new stock arrives → everyone wins
Everyone except maybe you, depending on whether you needed it
💬 Did you save, or did you spend money you weren't planning to?

#learnwithtwig

[Charu @charu_mp]

Cut your coat accordingly to your cloth.
Or go and get a bigger cloth.

Goes for money and everything else in life.

[Twig @twig_labs]

Money Mistake #5: Lifestyle Inflation

Every raise turns into better food, better stuff, better upgrades. But your savings barely increase

Result:
More income
Same bank balance

Fix:
Upgrade your savings first
Then your lifestyle

Be honest - which side are you on?

[Charu @charu_mp]

Code doesn't care- it executes.
#DeFi breaches expose that again

By replacing humans with machine logic we remove flexibility & safety nets.
We are left with are efficient systems that are brittle!

Read more-
https://t.co/GJqugSheRE

That's why #FinancialLiteracy is a must

[Charu @charu_mp]

@socialwithaayan Why would you do that tho? All these dashboards are already available on notion.
You didn't achieve anything by linking Claude.

[Charu @charu_mp]

I guess I am the “older person” now 🥸

My first gold buy (2008): ~₹12k
Today: ~₹150k

Inflation matters.
But so does macro shifts, uncertainty and geopolitics.

Money and prices don't move in isolation. So being prepared in crucial.

[Twig @twig_labs]

Ask an older person: "What could $1 buy when YOU were my age?" 🕰️

Prepare to have your mind BLOWN! 🤯

Money's value changes over time. This is called INFLATION.

What surprising story did you hear? Share below! 👇

#INFLATION #FinancialLiteracy #GenZMoney #LearnWithTwig

[Charu @charu_mp]

Ran a workshop recently with some young learners. 🤯

Their questions are sharper than most curricula.
Listening to learners isn’t optional if you’re building in education.
#edtech #LearningInPublic #FinancialLiteracy

[Twig @twig_labs]

Wrapped up an energising workshop with young learners.

Kids aren’t waiting for the future, they’re already living in it.

From climate to money, they face real challenges before curricula catch up.

That’s why their perspective isn’t optional.

#LearnWithTwig #FinancialLiteracy

[Charu @charu_mp]

Education about crypto and better financial habits is the most crucial step to building trust in the ecosystem. This will bring the next wave of users in crypto.

[CZ 🔶 BNB @cz_binance]

Global tensions cause more money to flow into "safe assets" like gold and silver first.
Then they find out those are not as stable as they thought.
Now is the best time to educate people about crypto.

#BTC #BNB

[Charu @charu_mp]

Good products start with lived problems. Persona's follow.
While building products I follow disciplined empathy and become a customer myself.

P.S. - Don't fall in love with you product tho, so you can keep improving it.

[Hussain Ibarra @HussainIbarra]

You Are The Customer Avatar

• Find problems in your life
• Self-experiment and solve them
• Turn your solution into a product
• Create content around the problems you had (and how you solved them)
• Drive traffic to your product

Create, build, market, and sell to yourself.

[Charu @charu_mp]

Past decade:
- Index funds ~12–15% annualized.
- Most stock pickers didn’t beat that benchmark
- Most crypto portfolios couldn’t stomach the volatility (70–90% swings)

Where does that leave us?
Boring math > exciting narratives !!
#boringisbeautiful

[Bloomberg @business]

Yale’s famed investing model worked until it didn't — colleges across the country had copied the Ivy League school’s bets on private equity and other illiquid investments. But now plain old stocks and bonds are outperforming. @JanetLorin explains https://t.co/LCeCVo2FWU

[Charu @charu_mp]

Can we learn like we live 🤔?

[Twig @twig_labs]

You learned algebra.

But nobody taught you:
• how money disappears
• why saving feels hard
• why adults are stressed

Weird system, huh?

#MoneyBasics #FinancialLiteracy #GenZMoney #LearnWithTwig #MoneyButSimple #learningfinance

[Charu @charu_mp]

Finance confuses even smart adults.
Not because it’s impossible but because we expect people to already “know it.”
In this world of uncertainty, knowing that learning is a continuous process matters more than ever.
So let's talk about it and learn together. 😀
#LearningInPublic

[Twig @twig_labs]

Happy International Day of Education

#MoneyBasics #FinancialLiteracy #GenZMoney #LearnWithTwig #MoneyButSimple #InternationalDayOfEducation #PowerOfYouth #coCreatingEducation #SDG4

[Charu @charu_mp]

@onchainmo Boring, Simple yet effective to accumulate slow stable wealth.
Start early- > Diversify -> Compound.

What’s missing is understanding- Keep Learning to know what you are investing in.

[Charu @charu_mp]

I used to think education was something you “finished.”
Then life kept changing the rules.
Turns out learning isn’t a phase. It’s a continuous loop.

[Charu @charu_mp]

More power to the Fans ! Great move to redefine the creator economy through authentic connections.

[FanForce @myfanforce]

We're LIVE.

Introducing FanForce: a platform for a new Loyalty Economy.

Earn Pulses for your engagement and loyalty on X. Turn your fandom into a valuable resource.

Connect your X account and start earning today!

[Charu @charu_mp]

What a fun day with this wild bunch @TheSandboxGame @TheSandboxSEA @0xSANDchain knows how to make community fall in love.

[The Sandbox SEA @TheSandboxSEA]

Hello! The gang getting cosy at #SandHouse2025

Who else is here. Tag us!

[The Sandbox SEA @TheSandboxSEA]

Hello! The gang getting cosy at #SandHouse2025

Who else is here. Tag us!

[Charu @charu_mp]

Been cooking this SAND thing 😜 with a bit of spice and lot of care- come and join the Creator Nation !

[SANDchain @0xSANDchain]

Today, we officially launched SANDchain — The Creator Chain.