“For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future.”
- Jeremiah 29:11
The irony is that prosperity often reveals whether a man truly loved GOD or merely needed HIM.
Israel cried out passionately in the wilderness, but once they entered abundance, many forgot the LORD. This is why GOD repeatedly warned Israel:
“Beware that thou forget not the LORD thy God…” (Deuteronomy 8:11)
If moving to America reduced your prayer life, America did not become your god; comfort did. America simply exposed what your prayer life was built upon.
The highest form of prayer is not, “GOD, give me.”
The highest form of prayer is, “GOD, I want YOU.”
A man who has discovered GOD will still pray when every earthly need has been met, because prayer is not sustained by desperation alone; it is sustained by love.
It is unfortunate that many think otherwise.
5 free datasets to practice right now:
- Kaggle: https://t.co/r1s7uHHkRz
- Google Dataset Search:m https://t.co/2gGaabkowE
- World Bank: https://t.co/DjNBDzYP3o
- Our World in Data: https://t.co/Wfb9Ua78pz
- https://t.co/YMCWQtZmrk: https://t.co/yo2OCs7Nsw
No more excuses.
Data is everywhere.
You honor Christ at your job by:
• Arriving early and ready
• Working hard without grumbling
• Being a person of your word
• Treating coworkers with patience
• Avoiding all forms of gossip
I’ll be honest… when I first saw the new import prohibition list, I didn’t celebrate.
Because policies like this?
They can either build an economy… or expose how unprepared we are.
But after digging deeper — this is BIG.
Nigeria has banned imports (from non-ECOWAS countries) of key agribusiness products:
Poultry (live, frozen)
Eggs (except breeding/research)
Beef, pork & meat products
Tomatoes (fresh & processed)
Refined vegetable oils
Sugar (retail packs)
NPK fertilisers (except organic)
Cocoa derivatives
This isn’t small policy.
This is a market reset.
Let me translate it in plain terms:
Nigeria just created artificial scarcity in multi-billion naira markets…
…and handed it to local farmers & investors.
But here’s the uncomfortable truth:
👉 Opportunity doesn’t mean readiness.
Where the REAL opportunities are (if you think like an operator, not just a dreamer):
🐔 Poultry & Eggs
Nigeria already has a supply gap. Now imports are restricted.
Feed demand will explode
Hatcheries will become gold mines
Egg prices? Likely going up short term
Smart play:
Integrated poultry (feed + birds + processing)
Tomato Value Chain (this one is personal…)
Every year Nigeria loses billions to tomato import + post-harvest waste.
Now imports are restricted.
So what happens?
Local demand skyrockets
Processing plants become NECESSARY (not optional again)
Storage & cold chain = new money
But… tomatoes are fragile.
If you don’t solve logistics, you’ll just produce waste faster.
Vegetable Oil Production
We import a LOT of refined oil.
Now?
Palm oil processors win
Soybean crushers win
Groundnut oil producers win
But refining capacity in Nigeria is still… let’s just say “not enough.”
This gap = opportunity.
Fertiliser (this one is tricky)
NPK imports restricted (except organic alternatives).
So:
Organic fertiliser startups = rising
Composting = now serious business
Biofertiliser innovation = underpriced opportunity
But yield risks? Very real if transition is rushed.
Sugar & 🍫 Cocoa
Sugar: backward integration will accelerate
Cocoa: value addition finally becomes urgent
We’ve exported raw cocoa for decades…
Maybe now, just maybe, we start processing more locally.
But let’s not lie to ourselves… there are RISKS
And this is where many “Twitter analysts” stop talking.
⚠️ Food prices will likely rise short-term
⚠️ Supply gaps may worsen before they improve
⚠️ Power & logistics still broken
⚠️ Feed costs (especially for poultry) still high
⚠️ Policy inconsistency risk (Nigeria… you know how it is)
If production doesn’t scale FAST…
This policy could hurt consumers before it helps them.
So what should FARMERS actually do?
Not motivational talk — real actions:
Start SMALL but structured (don’t rush to 10,000 birds)
Join or form cooperatives (access funding easier)
Invest in storage (especially tomatoes & grains)
Learn modern systems (greenhouse, drip irrigation, feed formulation)
Track your numbers (most farmers don’t… and that’s the real problem)
And please… stop farming blindly.
This is now a BUSINESS WAR not subsistence farming.
For INVESTORS (this is where it gets interesting)
If I had capital today, I won’t just “farm.”
I’ll focus on:
Processing (tomato paste, oil refining, cocoa processing)
Input systems (feed mills, hatcheries, fertiliser production)
Aggregation platforms (linking farmers to markets)
Outgrower schemes (low risk, scalable supply)
ROI won’t come from hype…
It will come from control of value chains.
One thing people are missing:
This policy is not just about Nigeria.
It’s about ECOWAS trade positioning.
If Nigeria gets this right:
We produce locally
Process locally
Export regionally
If we get it wrong?
We’ll just replace foreign imports with smuggling.
Too many:
Custodian — bought at ₦7, sold at ₦25
NPFMFB — bought at ₦1.2, sold at ₦3.8
Wema — bought at less than ₦1, sold at ₦20+
BUA Cement — bought below ₦100, sold around ₦120
MTNN — bought below ₦200, sold around ₦300
Tantalizers — bought at ₦0.60-something, sold at ₦0.68
Should I go on?
Every night, banks lend money to each other. Until now, Nigeria had no single standardized public rate based on actual transactions to show what banks were really charging each other.
CBN just launched one. It’s called the Nigerian Overnight Financing Rate (NOFR). It gets published regularly so the whole market can see it.
Over time, this rate will influence how banks price everything from money market products to the interest you earn on deposits. When the number is public, pricing gets harder to hide.
The US has SOFR (Secured Overnight Financing Rate). UK has SONIA (Sterling Overnight Index Average). South Africa has JIBAR (Johannesburg Interbank Average Rate). Nigeria now has NOFR.
It's a conversation
It's fellowship
It's how I intertwine with my creator
It's not a wish list
It's not a give me this, and that
It's EVERYTHING
Yes it has, Yes it is and still Working
MTN Nigeria has suspended its airtime and data lending service (XtraTime). If you dial *303# right now, it won’t work.
This happened because the FCCPC introduced new digital lending regulations that require telcos to work with at least two intermediaries, one of which must be fully Nigerian-owned. For years, MTN worked exclusively with one South African-owned partner called Nairatime, splitting revenue 75:25 in MTN’s favour.
Between 2019 and 2023, MTN alone disbursed ₦5.6 trillion in airtime and data loans through this service. A flat 15% fee on every transaction. Default rate under 5%.
This was one of the most profitable lending businesses in Nigeria and most people had no idea. Now it’s paused while regulators and telcos sort out who gets to play.
13th April, 13 years, 13 kisses 🥰 & More…
Kiss me again…
Because of the love & kisses of Jesus, we still kiss today. Thank You Lord for 13 !
Happy anniversary babe !