My disabled father💔 lives with pain and exhaustion, without any real support or means.
Yet, he never loses hope 🙏
Please stand with him a word,a follow, or any small support means the world to us
Follow & drop a ❤️ or a “.” to show your support✨
https://t.co/gR5p0kv6r7
Anyone tengah cari part time and full time boleh contact I terus. Prefer untuk WS sebab I jarang buka DM.
Urgent need new staff as my department tengah growing. Company dekat Eco Business Park Puncak Alam.
@AinZainuddn Rezeki setiap orang berbeza. Setiap ibu mesti nak besarkan anak dia sendiri but financial x mengizinkan. Sebelum bercakap “terpaling ibu” or “terpaling ayah”, fikir perasaan org lain. Jgn sbb mulut orang doakan bukan2 dkt kita.
@meinmokhtar@mecklotfi 1. Tak menyesal sbb memang ada study before beli. Lepas duduk, lagi banyak study. But kena pastikan saving ada sebab akan sudden things kena bayar. Sebab rasa umur 40 dah xnk fikir cari rumah n buat loan lg
2. Rumah I setakat ni paling best view so rasa okaylh + office 15mins je
"Dad please stand up for a while, Dad I can't handle this"
A boy struggles to come to come to terms with the loss of his father after he was killed in an Israeli airstrike
Semua baju & tudung sepanjang umrah haritu memang bawa yang ironless je, senangggg! Rasa nak share semuaaa utk memudahkan semua bakal jemaah🫶
And yg ni antara yg paling fav! Senang handle and berat cantik terletak, x panas pon
Semoga dia diberikan cyst dan fibroid besar maksimum tapi tak ada doktor yang berani buang dan dia terpaksa hadap period lebat + istihadah teruk sampai hemoglobin 1. Amin.
Ada banyak formula sebenarnya untuk beli rumah ni.
Tapi I’ll suggest anon to do this:
1. List out all your debts.
Kereta
Kad kredit
Aeon/Courts Mammoth/Etc
2. Kira berapa debt over your salary
Katalah total debts tadi 1800. 1800/6000 x 100 = 30%
So berapa you punya debt?
Debt free?
Bawah 20%?
Atas 20%?
3. And then, use this formula
a. If you memang takde hutang langsung:
You can buy up to 5 times your annual salary.
6000 x 12 x 5 = 360,000
Berapa monthly yang you kena bayar?
If you put a 10% deposit, your monthly installment will be around 1.5~1.7K.
b. If your debts <20% your salary
You can buy up to 4 times your annual salary.
6000 x 12 x 4 = 288,000
Berapa monthly yang you kena bayar?
If you put a 10% deposit, your monthly installment will be around 1.2~1.4K.
c. If your debts >20% your salary
You can buy up to 3 times your annual salary.
6000 x 12 x 3 = 216,000
Berapa monthly yang you kena bayar?
If you put a 10% deposit, your monthly installment will be around 900~1.1K.
I think this formula is one of the safest to use by most of us.