Kofi

Co-Founder @cr3dentials

[Kofi @ciphertextk]

https://t.co/Hy9tI3IB0q

[Kofi @ciphertextk]

@ahbeaudry I'm helping neobanks offer unsecured credit products with @Cr3dentials as the next frontier in BaaS, let's talk @ahbeaudry

[Kofi @ciphertextk]

@defyneric @Metachaser24 is in NYC Eric, he's definitely worth the invite. Has a lot of value he can offer the folks at flex over dinner ;)

[Kofi @ciphertextk]

@treeonchain Crypto cards need to offer unsecured credit, it's obvious the spend , store , grow, save features are getting old.

[Kofi @ciphertextk]

@base @Cr3dentials will bring global unsecured credit on @base

https://t.co/GurmMqSF9p

[Cr3dentials @Cr3dentials]

https://t.co/LO7HMXT4ld

[Kofi @ciphertextk]

Eventually, everything becomes a neobank.

[Alex Bouaziz @Bouazizalex]

For the first time, contractors can get paid, hold, earn and spend, all inside the same app 💸

Introducing the Deel stablecoin wallet: hold earnings in DLUSD, earn rewards, spend anywhere, with no crypto exchange, separate accounts, or lost value in transit.

Launching in Latin America today, with APAC, MENA, and Africa to follow.

Coming soon for employees! 👀

Thanks to our partners at @Stablecoin, @privy_io, @tempo, @Morpho, and @Sentora for making this possible.

Read more in the comments 👇

[Kofi @ciphertextk]

@kbulychev_ I'm not building a neobank but something unique they can offer today is unsecured credit directly in their apps using @Cr3dentials . Let's help them scale together Kirill :)

[Kofi @ciphertextk]

@lyronctk @DanteReminick @SeismicSys Neobanks are servicing specific kinds of users, they’ll need a single API that can verify inbound data points like income and identity across the internet if they hope to offer unsecured credit products. They'll need @Cr3dentials

[Kofi @ciphertextk]

The next practical step for any neobank running a BaaS model is unsecured credit.

Think about it you already offer users virtual accounts, they spend , store, and grow their money. Borrow is next.

You’ll need to verify the inflow deposits made. why not use @Cr3dentials

[Cr3dentials @Cr3dentials]

https://t.co/LO7HMXT4ld

[Kofi @ciphertextk]

@defyneric Tell them to check out @Cr3dentials we can verify the source of deposits being made into any neobank reducing their fraud exposure :)

[Elo @Metachaser24]

@blockchainbrett @tether @circle @arq_finance @littioco @Polymarket @OndoFinance We just wrote an article on unsecured lending for neobanks that you should check out.

@Cr3dentials we provide the verification infra using zkTLS (data access + underwriting)

[Elo @Metachaser24]

In NYC for @ethconf and tech week, from June 1-16.

Want to meet folks building onchain unsecured credit: crypto fintechs, neobanks, and the capital providers funding their loan books.

Also taking investor meetings, as we're raising pre-seed.

Hmu if you'd like to meet 😁

[Elo @Metachaser24]

Unsecured lending is the next frontier.

Overcollateralized loans only work for people who already have capital. They don’t reach the people who need and use this space the most: creatives, gig workers, freelancers, online merchants.

That’s where we come in @Cr3dentials.

Check this out ⬇️

[Kofi @ciphertextk]

@defyneric @privy_io @dynamic_xyz @thirdweb @crossmint @turnkeyhq @magic_labs @raincards @Stablecoin @KulipaXYZ @wirexapp @reapglobal @iron @BVNKFinance @UR_global @dakota_xyz financial data verification for uncollateralized credit @Cr3dentials

[Kofi @ciphertextk]

Credit infrastructure for crypto-native neobanks.

Watch how the largest economies on the internet grow from the amount of unsecured credit that is about to flow.

[Kofi @ciphertextk]

@defyneric It feels like these days everyone is super heads down.
I'm hoping fintech comes outside this summer.

[Kofi @ciphertextk]

Bringing back this gem because it's happening now

To any crypto-native fintech that wants to verify the source and quality of inbound user funds and identity for compliance, limit tiering, and future credit products.

Send me a DM & checkout @Cr3dentials

[Base @base]

2. Onchain reputation: We believe there is an opportunity to create more trust onchain through reputation protocols that natively support onchain entities.

We’d like to hear from teams that are thinking about managing reputation and credit in an onchain native way.

[Kofi @ciphertextk]

@matveevp You know the next way you can scale your Baas model higher past the already impressive $1.3b in aov ? If you verify the source and quality of inbound user funds & Identity, you can offer credit products to your user base natively inside of the @wirexapp

[Kofi @ciphertextk]

@Octop3s Any neobanks looking to offer credit products natively in their app? you'll need an income verification layer to really pull it off. Checkout @Cr3dentials & we can link you up with capital partners.

[Kofi @ciphertextk]

Cr3dentials makes it easy to lend & borrow onchain

[Kofi @ciphertextk]

@defyneric @FlexSuperApp onchain private credit needs privacy & freedom to verify proof of identity, income, and assets offchain

hints... @Cr3dentials