Sàámú from CircleFunds

Group savings (Ajo) made easy with friends, family or colleagues. Smarter access to funds, together.

[Sàámú from CircleFunds @circlefundsapp]

CircleFunds in 60 seconds.

Everything you need to know about the app that's digitizing Nigeria's oldest savings tradition

🧵

[Sàámú from CircleFunds @circlefundsapp]

Community is underrated until you experience people genuinely helping each other grow financially.

[Sàámú from CircleFunds @circlefundsapp]

Day 3 of building the biggest savings community on X

[Sàámú from CircleFunds @circlefundsapp]

Day 2 of building the biggest savings community on X

[Sàámú from CircleFunds @circlefundsapp]

You’d be surprised how much money slips away when there’s no structure attached to your spending

[Sàámú from CircleFunds @circlefundsapp]

Good morning

Say it back 💜

[Sàámú from CircleFunds @circlefundsapp]

if algorithm brings this to your tl good evening to you 💜

[Sàámú from CircleFunds @circlefundsapp]

A lot of successful people didn’t suddenly become disciplined overnight. They built systems around themselves.

[Sàámú from CircleFunds @circlefundsapp]

Sometimes the biggest flex is having peace of mind because you actually planned ahead.

[Sàámú from CircleFunds @circlefundsapp]

Day 2 of building the biggest savings community on X

[Sàámú from CircleFunds @circlefundsapp]

Day 1 of building the biggest savings community on X

[Sàámú from CircleFunds @circlefundsapp]

Financial growth is usually less about earning more and more about managing better.

[Sàámú from CircleFunds @circlefundsapp]

Hey, fam we are calling all creators - writers/threadors, designers, influencers, and storytellers, all creative mind.

We want you as a CircleFunds Ambassador.

To apply, post something original in your creativity and your style whether it’s a video, a design, a write-up about CircleFunds, or how group savings changed your life or about group savings.

Just tag us, your first entry post is a must.
Show us what you’ve got, and let’s build something special together.

[Sàámú from CircleFunds @circlefundsapp]

Night owls

Don’t scroll without saying hi 👋

[Sàámú from CircleFunds @circlefundsapp]

Not every community is noise. Some communities genuinely help you become better.

[Sàámú from CircleFunds @circlefundsapp]

Day 1 of building the biggest savings community on X

[Sàámú from CircleFunds @circlefundsapp]

CircleFunds is on the hunt for creative voices to become our brand ambassadors.

If you're a content creator or writer, this is your moment.

To apply, create an original post, show us your creativity. If you're a creator, share a visual piece; if you're a writer, craft a piece about CircleFunds, community savings, or group savings in your own style.

Once you post, tag us so we can see your entry!

This is a public call for talent, and the entry post is mandatory.
We can't wait to see how you shine!

Apply now and join the CircleFunds family.

#ajo #talenthunt

[Gary Vaynerchuk @garyvee]

The biggest asset in the world is your mindset.

[Peng @Acedouglas01]

Financially, you will be surprised today.

[Sàámú from CircleFunds @circlefundsapp]

Continue investment and save in assets. To be wealthy is the goal 💜

[🫧 @sijuagain]

after getting rich, what next?

[Sàámú from CircleFunds @circlefundsapp]

What's the first thing you do when you wake up from sleep in the morning

[Sàámú from CircleFunds @circlefundsapp]

Agbo jedi for the body.
Ajo for your finances.
Start a group savings plan on CircleFunds and thank us later.

[Sàámú from CircleFunds @circlefundsapp]

That’s why we have trusted and licensed platforms like ours that hold funds on behalf of everyone and manage the entire savings process for you.

We know the biggest fears with traditional Ajo is not the saving itself, it's trust, that's a gab we now bridge

Everyone contributes diligently for weeks or months, but the entire system often depends on one person keeping records, collecting funds, tracking who has paid, managing payout schedules, settling disputes, and ensuring nobody disappears with the money.

The fear of that person running away with the money is one, another one being that as the group grows, the responsibility becomes even more stressful.

Who has paid? Who is owing? Who gets paid next? Who requested a slot change? How much has been contributed so far?

Before you know it, the Ajo organizer has become a full-time accountant

This is exactly why we built Community and Private Thrift System on CircleFunds App.

With this features, our platform handles the structure so you all can focus on saving.

How Community and Private Thrift Helps:

1. Transparent Contribution Tracking

Every participant can see their contribution status directly in the app.

No more asking: "Have you paid?" "Did my transfer go through?"

Everything is properly tracked and recorded.

2. Organized Payout Structure

One of the hardest parts of managing Ajo is coordinating payouts.

CircleFunds automatically manages payout schedules and slot allocations, making the process more organized and predictable for everyone involved.

3. Reduced Admin Stress

Traditional Ajo organizers spend a lot of time following up on payments, keeping records, and answering questions.

With Private Thrift, much of that administrative burden is removed, allowing organizers to focus less on management and more on the community itself.

4. Better Accountability

A structured system encourages consistency.

Participants know their obligations, can track progress, and stay committed to the savings cycle.

5. Increased Trust

Instead of relying solely on one individual to manage contributions, funds are held and managed through a secure and structured platform.

This gives participants greater confidence in the process.

For decades, Ajo has helped people pay school fees, start businesses, fund rent, support family needs, and achieve important financial goals.

The system works. What many people need today is not a replacement for Ajo but a better way to manage it.

That's the role we play today. We took a trusted cultural savings system and gives it the structure, transparency, and convenience needed for today's world.

Because saving together should build financial progress not unnecessary stress 💜

[Mr Bachelor @Themrbachelor]

A lady in my office, Bukky, was the coordinator for our monthly ₦50,000 Ajo (rotational thrift contribution). There were ten of us in the group, meaning whoever’s turn it was received ₦500,000.
Bukky took the very first hand in January because of an "emergency." When it was my turn in March, Bukky suddenly started speaking Queen’s English. "Oh, the economy is bad, two people haven't paid, please bear with me."

For three months, Bukky gave me a masterclass in excuses. Meanwhile, I noticed she bought a new bone-straight wig and started ordering expensive lunch every day. When I challenged her, she literally told me, "Is it because of small ₦500,000 you are tracking my life? I will pay you, haba!" I realized my money was gone, so I stopped asking.

Last week bukky was.....