Chris Laquer Pacheco

Most things in moderation. Data analytics in the SF Bay Area.

[Chris Laquer Pacheco @claquerer]

@Historiansplain The only reason to be on XTwitter today.

[Chris Laquer Pacheco @claquerer]

@DannyDrinksWine @gridinoc

[Find me on bsky @colin-fraser.net @colin_fraser]

this is a problem that is impossible to fix because there is fundamentally not a difference to the language model between text that describes an event that actually happened and text that describes an event that seems like it could happen

[Chris Laquer Pacheco @claquerer]

@SamuelBiagetti I love all your tweets 👍👍🤗

[Chris Laquer Pacheco @claquerer]

@TerribleMaps TIL what Volapuk is. Thank you, Denmark

[Chris Laquer Pacheco @claquerer]

@beyondwordplay SEA NUT

[Chris Laquer Pacheco @claquerer]

@chicagojimmy @EnheduannaR @mcmansionhell Definitely tax the rich and regulate business, but letting them collapse chaotically and hurt smaller actors and whole segments of the economy is not a rational way to achieve fairness or any systemic improvements.

[Chris Laquer Pacheco @claquerer]

@chicagojimmy @EnheduannaR @mcmansionhell And those VC fortunes fund people’s paychecks, which fund local economies, coffee shops, etc etc. They would not collapse in a vacuum. This is a complex, interconnected system.

[Chris Laquer Pacheco @claquerer]

@chicagojimmy @EnheduannaR @mcmansionhell The bank should have been better regulated, for sure. But depositors aren’t to blame. Bank CEOs, boards made bad decisions and can lose their jobs and investments. No reason depositors should be punished for this.

[Chris Laquer Pacheco @claquerer]

@EnheduannaR @chicagojimmy @mcmansionhell And the FDIC usually looks for another bank to take over the insolvent one. They rarely lay out even their own money. There’s a lot of FUD circulating around this issue, but I think most liberals agree that the govt should make systems we all rely on safer….

[Chris Laquer Pacheco @claquerer]

@EnheduannaR @chicagojimmy @mcmansionhell This is like saying your grocery store shouldn’t pay someone who slipped and fell because the store would raise prices to pay insurance premiums. This is what insurance is for. It’s collective risk management that makes us all safer. (Plus, most $ paid by corps, not individuals.)

[Chris Laquer Pacheco @claquerer]

@minerva_koenig @mcmansionhell FDIC is a gov org, but it is an insurance fund. It’s paid by member banks. https://t.co/guJidZ7p9k

[Chris Laquer Pacheco @claquerer]

@chicagojimmy @mcmansionhell And he makes the opposite point to you: “And just in general, asking investors… to evaluate the soundness of the banks where they park their funds is expecting too much from people who are, after all, trying to run their own businesses.” I agree with his pro-regulation argument.

[Chris Laquer Pacheco @claquerer]

@chicagojimmy @mcmansionhell The full quote: “The bigger question is whether, by saving big depositors from their own fecklessness, policymakers have encouraged future bad behavior.”

[Chris Laquer Pacheco @claquerer]

@Historiansplain Did they really go to Oklahoma? https://t.co/JuHEo07OxX