Been talking to a lot of borrowers nervous about the on ramp to student loans.
On top of their other debts, they feel overwhelmed.
And they should. It is a lot going on.
Thankful for the opportunity to share my wisdom from my financial aid days.
Highly focused people do not leave their options open. They select their priorities and are comfortable ignoring the rest. If you commit to nothing, you’ll be distracted by everything.
With student loan forgiveness not happening, it is time to start working your student loan payment back into your budget.
As a former financial aid director turned financial coach, I can help you navigate the student loan system and develop a plan for your payment.
Struggling in an area outside your comfort zone doesn't crush confidence. It motivates excellence.
Baseball data: after pitchers had unsuccessful at-bats, they were more likely to throw strikes & get the next hitter out.
Failing beyond your expertise can fuel success within it.
The saddest form of success is realizing that the goals you achieved weren't yours at all.
In the short run, pursuing other people's dreams earns approval. In the long run, it's a recipe for regret.
A meaningful purpose doesn't maximize your status. It matches your values.
@Dcollier74 The biggest reason I left higher ed.
In fin aid, you can't
- limit the loans
- control what jobs people accept and what they pay.
I do not mind being held to high standards. I refuse to be held to impossible ones.
Plus industries were mainly cash (underreported).
As someone who worked in for-profit higher ed for a decade and did all of the reporting for five institutions - the gainful employment reporting is the #1 thing I do not miss about financial aid.
The problem of being scared and not taking risks: bad things still happen, good things never happen, you just end up more and more anxious as you get older.