@theficouple It’s not accurate to compare the VOO to a specific real estate deal. It’s apples to oranges, VOO is a index and a particular real estate deal you analyzed is like buying a single stock. Not the same.
@TKopelman 100%, and the advice out there on this is wild, definitely built around “buy my course”. High income folks just purchase what they place a high value on, it’s ok to spend and they generally do, just typically not on every type of luxury items.
@JrdnMcFarland Too many to count, short version is tax pros help me understand the most optimal choices for today while we plan for our clients tomorrow.
Top tax pros are literally just the best.
@the_green_lark@bryanhasling Doesn’t look like a legal disclaimer when it specifically says consult a CFP, plus there is more to investment and planning than just numbers. However, none of that will change your opinion, so I’ll gracefully end it with good luck to you and I hope it works out! 🫡
@JrdnMcFarland Honestly, say’s everything. And to be clear, I’m not saying those people do bad work, it all just comes back to the value proposition. Is the service a net value add for the price, or not, simple.
@JrdnMcFarland I get not everyone needs an advisor, but to just blanket bash the industry is silly.
What is even funnier out there is people bashing advisor fees on smaller accounts, like 1-3% fee on 100k talking about people being ripped off, but buy my 7k coaching course instead 😂
@JrdnMcFarland Don’t go to the doctor, just use ChatGPT. That fee from going to the doctor real adds up over 30 years.
Instead, just buy my medical course where I’ll show you how to be your own doctor.
Almost forgot my disclosure that makes it ok. *Not medical advice*
@JonLuskin There definitely are exceptions, just ask @CPATaxTeam. I generally think Roth’s and Backdoors are easy low hanging fruit, but as you stated “personal finance is personal” and I have some clients who based off goals and income, doesn’t make sense. 🤷♂️