Fabián Vargas 🗣️: “ I was playing for Almería and we were facing Barça. Before the match, some friends called me asking for my jersey to auction and raise money for victims of the severe floods in Colombia.” 🇨🇴
“So I decided to speak to Messi before the game, explain the situation, and ask if I could have his shirt after the match.” 👕
“But we lost 8–0, I was upset, and I forgot to go get it at full time.” 😔
“Then Almería’s kit manager came into the dressing room and said someone wanted to see me.” 👀
“I went outside and saw Messi standing there with a small bag. He said, ‘Here are some shirts for your fundraiser.’” 🐐
“I hugged him and thanked him. When I opened the bag, I saw not only his shirt, but also shirts from Iniesta, Piqué, Alves, Xavi, and Puyol.” ❤️
“I will never forget his incredible gesture.”
If you go to this website in the video, it will teach you how to fix almost all electronics by yourself and save you thousands $$
Kindly share for those who may find this useful and let us know in the comments what other hacks you want to learn next. 🤖 🚀 🚀
Not all Durex condoms are the same.
Many people walk into a pharmacy, pick the first pack they see, and miss out on features that could make sex safer, more comfortable, or more enjoyable.
Learn what these 5 popular Durex condoms are actually designed for, who they're best suited for, and how to choose the right one.
Check my comments below 👇🏾
Chase will hand you $250,000 at 0% interest tomorrow morning
They gave you $8,000 at 22% instead
The $250,000 product is on the same website. Same login. One tab over. Your loan officer makes $0 commission on it so he showed you the $8,000 card and prayed you'd never click the other tab
They have two products. One costs you $0. The other costs you $108,960
Here's exactly how to walk in and take the one they're hiding from you
STEP 1: THE 15-MINUTE SETUP
LLC: your state's Secretary of State website. File online. Any name. $50-$200. Takes 10 minutes
EIN: irs dot gov. Free. 5 minutes. Instant
That's it. You now have a legal business entity that can apply for business credit. The LLC doesn't need revenue. Doesn't need employees. Doesn't need a product. Doesn't need a website. Doesn't need to have made a single dollar
STEP 2: THE BAIT
Open a business checking account at Chase. Walk in with your LLC docs and EIN. Deposit $500
The $500 is bait. Chase's algorithm gives existing banking customers 30-60% higher credit limits. A cold applicant with a 720 score gets $20K on a business card. An existing checking customer with the same 720 gets $35K-$50K. Because you parked $500 there for 30 days
Do the same at Bank of America, Wells Fargo, and US Bank. $500 at each. Total bait money: $2,000 across 4 banks. You get it all back after the cards are approved
Wait 30 days. Run transactions through the accounts. Deposit income. Pay bills. Move money around. You're building "account activity" which is the trust signal their algorithms watch
STEP 3: THE MORNING (day 30)
Every bank pulls a different credit bureau. Chase pulls Experian. Capital One pulls TransUnion. They can't see each other's applications if you go in the right order. Apply randomly and bank #3 sees 2 fresh inquiries and flags you as desperate. Denied. Apply in bureau sequence and every bank sees a clean file
9:00 AM - Chase Ink Business Unlimited
They pull Experian. You have checking there. Algorithm sees existing customer + clean credit. Expected: $25,000-$55,000 at 0% for 12 months
9:07 AM - Amex Blue Business Plus
If you have ANY Amex card already (even personal), they soft pull. No hard inquiry touches any bureau. Expected: $15,000-$50,000 at 0% for 12 months
9:15 AM - Capital One Spark Cash
TransUnion pull. Chase hit Experian. Capital One can't see it. Clean file. Expected: $10,000-$30,000
9:22 AM - US Bank Triple Cash Rewards
Different bureau. Expected: $10,000-$25,000 at 0% for 15 months. Longest 0% window in the market right now
9:30 AM - Wells Fargo Signify Business Cash
You have checking here too. Relationship bonus. Expected: $15,000-$30,000
Conservative total at 720+ score: $150,000-$250,000
With 760+ and banking relationships: $200,000-$320,000
All at 0% for 12-15 months
None of it on your personal credit report
No tax returns. No proven revenue. Approved same day
The same score that got you $8,000 at 22% on a personal card just got you $250,000 at 0% on a business card. Same bank. Same morning. Different door
STEP 4: TURNING CREDIT INTO CASH
Credit cards give you a line, not liquid cash. To deploy it:
Trykashu. 6.5% fee. Cash lands in your business checking in 72 hours
$200K stack = $13,000 in fees = $187,000 cash in your account
"$13K in fees sounds like a lot"
Your personal credit card at 22% on a $30K balance costs you $6,600 EVERY YEAR in interest. Forever. Until you pay it off. $13K one time for $187K in cash at 0% is the cheapest capital in America
STEP 5: WHAT PEOPLE DO WITH FREE MONEY
$200K into ad spend at 3x return = $600K revenue. Cards paid off month 5 from cash flow
$200K into rental properties. 3 houses cash in markets where homes cost less than a Honda Civic. Cleveland. Indianapolis. Memphis. Combined rent: $3,200/month. Refinance at month 8 with a DSCR loan (doesn't check your income, just checks if rent covers the payment). Pull cash out. Pay all cards to $0. Keep the houses. Keep the rent. Repeat
$200K into inventory. 40% margin on $500K in product sold over 6 months. Cards paid from revenue
$200K lent to house flippers at 14% interest. You become the bank. Chase charges you 0%. You charge them 14%. The spread is your salary
HOW TO HIT $500K
Spouse, business partner, or anyone with a 700+ score forms their own LLC with their own EIN. Opens their own checking accounts. Runs the same sequence under their own SSN
Person A: $200K-$250K
Person B: $190K-$250K
Combined: $400K-$500K at 0%
The banks don't cross-reference because the applications ARE independent. Two people. Two entities. Two separate underwriting decisions. Same way Apple runs 200+ subsidiaries and each one has its own banking relationships
"MY CREDIT IS BELOW 700"
Then fix it first. Takes 90 days. Not 7 years. 90 days
Day 1: Freeze the shadow bureaus BEFORE you dispute anything. This is the move credit repair companies charge $2,000 for. Takes 25 minutes. Costs $0
LexisNexis: consumer dot risk dot lexisnexis dot com/freeze
SageStream: sagestream dot com/freeze
Innovis: innovis dot com/freeze
ARS: aborfreeze dot com
ChexSystems: chexsystems dot com/freeze
These 5 databases are the snitches. When you dispute an account with Experian, Experian doesn't actually investigate. They ping these shadow databases and ask "is this real?" If LexisNexis says yes, Experian marks it "verified" and your dispute dies
Freeze them. Now Experian pings LexisNexis and gets "unable to verify." FCRA Section 611: if the bureau can't verify in 30 days, they MUST delete. Legally. No choice
Without shadow freezes: 40-50% deletion rate
With shadow freezes: 70-85% deletion rate
Day 4-7: Dispute EVERY negative item. Not the online portal. Online disputes go to an overseas center that auto-verifies everything. Certified mail. Return receipt
The letter: "I dispute this account. Please provide the method of verification used, the name and contact of the person who verified, and all documentation used in verification per FCRA Section 611(a)(6)(B)(iii)"
One letter per account per bureau. 15 negatives x 3 bureaus = 45 letters at $5 each = $225
$225 to potentially delete five figures in debt from your file
Day 30: First results. Shadow bureaus frozen + creditors can't produce documents they sold 3 years ago = 50-70% of items deleted
Day 31-45: Survivors get the 605(b) method. This is the escalation that makes bureaus panic
FCRA Section 605(b) requires bureaus to follow specific reinvestigation procedures. Their "verification" system is a joke called eOSCAR. They send a 2-digit code to the creditor. Creditor checks a box marked "yes." Bureau marks it "verified." That checkbox is not what the law requires
Round 2 letter: "Your previous investigation failed to comply with FCRA Section 611(a)(6)(B)(iii). You provided no method of verification, no verifier name, no supporting documentation. Under 605(b) reinvestigation requirements I demand: the original signed contract, complete payment history from origination, chain of custody if the debt was sold, and proof of proper notification of delinquency"
You're demanding documents that physically don't exist anymore. The original creditor sold the debt years ago. The signed contract is in a warehouse in Ohio that nobody will ever open. The collector bought a spreadsheet with your name on it. The shadow bureaus are frozen so the backup verification chain is dead
605(b) + frozen shadow bureaus: 80-90% total deletion rate across both rounds. We've seen bankruptcies deleted in 43 days. $90K in collections gone in 51 days
Day 35-45: While disputes are running, add authorized user tradelines. Find someone with a credit card open 10+ years. Perfect payment history. Low balance. Get added as an authorized user
You never get the card. Never spend a dollar. Their entire account history appears on YOUR credit report in 14 days. Your average account age jumps from 2 years to 8+ overnight. Score jumps 50-100 points from this one move
Parents. Grandparents. Siblings. They're not cosigning anything. 5-minute phone call to the card company
Day 60-75: Anything still standing gets a CFPB complaint. Go to consumerfinance dot gov. The complaint goes to a senior compliance team at the creditor. Not the call center. Not the overseas dispute farm. The legal department. Companies delete accounts to avoid having a negative response in a federal database that regulators and journalists monitor. 65-80% resolution rate
Day 75-90: Drop utilization below 9% on all cards before statement closing date. $1,000 limit = keep balance at $80 when statement cuts. Worth 30-50 points by itself
Day 90: 180-250 point jump. Disputes killed the negatives. Shadow freezes broke the verification chain. 605(b) nuked the survivors. Tradelines added a decade of history. Utilization at single digits
620 to 750. 90 days. Then run the funding stack the next morning
your bank has two products. one makes them $108,960 off you over 10 years. the other makes them $0. your loan officer showed you the one that pays his mortgage and buried the one that doesn't. the $250,000 at 0% has been sitting on chase dot com this entire time. you just didn't know to click the business tab lmfaooo
link in bio and i'll show you how you can qualify for up to 250k in 0% APR funding (if you have a 700+)
Argentina’s players stepped out with a unique personal photo with Messi printed on their shirts as a birthday surprise for him. 🥹🎂🇦🇷
What a beautiful gesture. 👏❤️
Koulibaly 🗣️: “ I will never forget that day. In the tunnel before the match, I shyly asked Leo if we could swap shirts later. He smiled gently and said ‘OK’.”
“But after the final whistle, the pitch was so crowded, and Leo quickly went inside. I went back to our dressing room feeling a bit sad, thinking: ‘He is a massive superstar, he probably just forgot about me’.”
“Suddenly, the door to our dressing room opened, and everyone went completely quiet. It was Messi. He walked straight up to me, handed me his shirt, gave me a warm hug, Then he smiled and walked away.”
“The greatest player in the world came all the way to our dressing room just to keep a simple promise to me. That is pure class.”
🚨 BREAKING: Google Gemini can now analyze any stock like a Wall Street analyst (for free).
Here are 10 insane Gemini prompts that replace $4,000/month Bloomberg terminals:
(Save this 🔖 you’ll need it later)