In this very life

staring right into the void...

[Tesla @Tesla]

Real life, baby

[slam 👁️⃤ @slamwontmiss]

Caller: “we have about $119,000 in debt and we’re considering taking out either like a second or home equity loan to pay it off because we’re getting impatient. It used to be $160,000 so we’ve been making progress.”

Dave Ramsey: “what's your what's your household income?”

Caller: “About $300,000.”

Dave Ramsey: “OK. You make $300,000 a year and you’ve paid off $50,000 in debt.”

Caller: “It’s probably taken us about a year. It’s because we’re in our first home, and there’s just been one thing after another unexpected issues and things. My husband had to end up selling his car so we could pay off some contractors from work we had, and then some of that went toward the debt.”

Dave Ramsey: “So what is the debt? What is the $119,000 on? What kind of debt?”

Caller: “$55,000 is credit card, $22,000 is student loan, $23,000 is a personal loan, and then $19,000 is my car.”

Dave Ramsey: “OK. Alright. What do you do for a living?”

Caller: “We’re both engineers.”

Dave Ramsey: “OK. Alright, good. And how long have you been married?”

Caller: “Seven years.”

Dave Ramsey: “When did you buy this house you’re talking about that’s eating you alive?”

Caller: “2021.”

Dave Ramsey: “How much is your house payment?”

Caller: “Close to $5,000.”

Dave Ramsey: “So it takes $60,000 a year to pay your house payment. So if you were to live on $200,000, you would be debt free in a little over a year. Kind of sounds absurd when I say it that way, doesn’t it? Where the flip are you people spending money?”

Caller: “Yeah, there’s just been like we had to get a new AC, we had to get a new furnace, we didn’t have a fence around the property. Oh my God. There have, not gonna lie, there have been some vacations in there too.”

Dave Ramsey: “Yeah, some vacations. You eat out every night. You guys spend like you’re in Congress. Your lifestyle is eating you alive somewhere. You’re off $100,000 a year. I mean, people in Los Angeles can live on $200,000. They do it all the time. They live on $100,000 in Los Angeles. People do.”

“So if you were to live on $200,000 and you put $100,000, I want you to put $8,000 a month toward your debt. I want you to sit down tonight and I want you to quit acting like you’re rich because you’re freaking broke. You’re broke people that make $300,000.”

Caller: “That’s why we sold the other car, yeah. And I started up a business.”

Dave Ramsey: “You don’t have an income problem. You have a spending problem. You make $300,000 a year.”

Caller: “I think there’s an issue with feeling so burnt out that we end up needing like, ‘Treat yourself,’ you know? Vacation.”

Dave Ramsey: “What are you burnt out from?”

Caller: “I drive 140 miles round trip to work, and we have pretty taxing jobs. And, you know, we didn’t get any help from parents. They paid for our wedding.”

Dave Ramsey: “Yeah. I don’t think I can help you.”

“And the answer is no. You should not borrow your way out of debt. Moving it to a home equity loan doesn’t pay it off. You just move the debt while keeping the same stupid spending habits.”

“You make $300,000 a year. It’s embarrassing that you can’t pay off $100,000 in a year. When you decide to change that, then I can help you.”

[Jason Howerton @jason_howerton]

Early contender for my favorite video of the year.

It's the eyebrows for me.

[Bitmund Freud @BitmundFreud]

BREAKING: We've finally figured out what animals are saying.

This is next-level insanity.

[In this very life @cocoon_life]

@CryptoKaleo holy shit this is some fuckin HOPIUM lmao

[Culture Explorer @CultureExploreX]

The best masterpieces leave powerful cultural lessons.

When Peter Jackson opened The Fellowship of the Ring, he faced a problem Tolkien never did. Millions of viewers had no idea who Gandalf was. So, he changed the opening.

He let Gandalf ride into the Shire, banter with Frodo, and deliver a line that became a cultural anchor: “A wizard is never late… he arrives precisely when he means to.”

Most people remember it as a joke. They miss the deeper truth hiding inside it.

Because in every major crisis of the trilogy, Gandalf shows up at the exact moment his presence changes everything. Helm’s Deep at dawn. Minas Tirith before the pyre is lit. Mount Doom as the lava closes in. Even in The Hobbit, he steps in at the hinge-point between survival and disaster.

He is only “late” once, and it happens because another power tries to stop him.

Tolkien wasn’t just revealing a character trait. He was teaching a principle that runs through all great stories, and through life itself.

The right person, arriving at the right moment, can turn the impossible into the inevitable.

Lesson: Don’t chase perfect timing. Prepare yourself so that when your moment comes, you become someone else’s Gandalf — the arrival that changes the outcome.

[In this very life @cocoon_life]

@shawngorham @Nads_Shariff False sense of control

[In this very life @cocoon_life]

@BowTiedBroke yeah 200mg is a lot to start, and also multiple shots (every day is best)

[Leaders 𝕏 Junction @LeadersJunction]

Use this powerful trick to break negative thought loops🤯‼️

[Alex Jones @RealAlexJones]

And then we told them there is no files after telling them they were on our desk…

[Serena @al_serenad]

Amazing how the expression of the eyes seems to change as the mouth changes.

[Crazy Clips @crazyclips_]

imagine interviewing Willem Dafoe and not knowing who he is😭

[Manly Mentor @manly_mentor]

John Morgan drops GOLDEN financial advice in this interview💰🔥

[Manly Mentor @manly_mentor]

Anthony Cuccio drops GOLDEN financial advice in this interview💰🔥

[PBD Podcast @PBDsPodcast]

This has to be one of the WILDEST AI videos so far!

[The Heretical Liberal 🇨🇦 @Rob_ThaBuilder]

A woke spa in San Francisco is having difficulty navigating the natural consequences of their policies. They held a "women's only night" and so many bepenised ppl showed up that even the SF Wokes revolted and now, they're having alternating "phallic" and "non phallic" days 😅😅😅🤡

They beg their clients to understand that "requesting a phallic-free space is not about exclusion" 😅

Its delicious watching these mindless idiots try to extricate themselves from the mess they've placed themselves into 😅

[Ian Carroll @IanCarrollShow]

Notice how they attack-

They attack the person not the argument.

They address people you’ve associated with, not evidence you’ve cited.

They discredit what you did not say instead of engaging with what you did say.

It’s over. The red pill has gone mainstream.
We’re waking up

[In this very life @cocoon_life]

@reachvaldo YT