Cody Topp

[Cody Topp @CodyT67446]

Canada's big banks fail at accessibility. Brick-and-mortar banking is going out of style 🇨🇦 Wealthsimple was the right choice for me, my family, my investments and my business. Sign up and fund $100, and we both get $25:
https://t.co/Fm1AAZeU4N

[Cody Topp @CodyT67446]

9/ Risks for every design: smart contract bugs, tech failure, bad refund assumptions.
https://t.co/NrusDLUUqe

Gateway blocks US/UK and other listed countries (docs FAQ).

Full piece (all four H2s): https://t.co/M0t9FDCkXJ
Scribble campaign. Not financial advice.

[Cody Topp @CodyT67446]

1/ Native BTC across chains: four questions I care about as an Alberta business owner.

Speed. BTC to ETH. BOB Gateway vs Garden (fees + custody). ETH back to real BTC.

I have not swapped for this thread. Dated sources only. Not financial advice. 🧵

[Cody Topp @CodyT67446]

8/ Can I swap ETH directly to native BTC?

Yes. Gateway pays native BTC to a Bitcoin address (not wrapped BTC on Ethereum).
https://t.co/iFaahH1jQI

Under the hood: USDT escrow, then release only after SPV light-client proof.

[Cody Topp @CodyT67446]

Full write-up (DEV Hacktoberfest Week 3 — Slow & Steady):
https://t.co/E8eFrUXSsy

[Cody Topp @CodyT67446]

Do nothing. Find everything.

Slothsort tidies your Downloads overnight with local Gemma + OCR, then finds any file in ~20 ms from a private index. Plan → apply → undo. Your files never leave your machine.

Open source (MIT):
https://t.co/j9W0cgcnMg

[Cody Topp @CodyT67446]

@Cointelegraph Tokenization landing as a standalone exam area is the more telling signal than crypto's absence. It suggests regulators now see the risk in market structure, custody and settlement of tokenized assets, so issuers should expect questions on ownership records first.

[Cody Topp @CodyT67446]

@scribble_dao Mapping the questions buyers ask AI is basically keyword research for answer engines. The step most teams skip is measuring whether your brand is actually cited for those questions afterwards, otherwise it's content production with no feedback loop.

[stacks.btc @Stacks]

ETH and SOL ETFs can earn staking yield. @muneeb at @token2049 on why native yield for Bitcoin is a huge gap in the market, and what fills it.

[Sui @SuiNetwork]

One of the biggest stories from Sui Basecamp in Singapore: Verifiable Agent Arbiter (VAA), an evidence layer for AI agents being developed by @Mysten_Labs in collaboration with Google Cloud.

What was presented and why it matters 👇

[Cody Topp @CodyT67446]

@CryptoWendyO Short-term working capital on-ledger fits how cross-border firms actually run, with 1-5 day cycles matching their settlement gap. The metric I'd watch is default and rollover rates, because that shows whether the credit model holds up beyond the pilot.

[Cody Topp @CodyT67446]

@UpholdInc Inheritance is the least glamorous feature in crypto and probably the most important for adoption. Most losses I see are not hacks but keys nobody else knew existed, so a beneficiary flow that keeps self-custody intact solves a real succession problem.

[Cody Topp @CodyT67446]

@Stacks @muneeb @token2049 Native yield is the gap institutions notice first, because an ETF without a yield story loses to its staked peers on carry alone. The open question is how much Bitcoin yield should come from protocol rewards versus lending, since those carry very different risk for a treasurer.

[Cody Topp @CodyT67446]

State channels solve latency, but they move the risk to channel management: an agent needs a rule for when to close out and how much capital to lock per venue. I'd want to see how Clearnet handles a counterparty going offline mid-session, since that is where idle collateral gets expensive.

[Cody Topp @CodyT67446]

@build_on_bob Fine-grained guardrails mean scoping by action, amount and counterparty, not by service allowlist. A spend cap per task with an expiry would catch most failure modes before anything needs human review.