@badbarbiee99@JENNontheRocks_ holds on debit cards pull money from your bank account then refund it, while cc holds basically just confirm that you have the available credit. debit holds fail to refund the card or end up double charging it all the time and it’s a huge pain to get the money back.
two years ago i saw a fb marketplace listing for a REAL 12ft roche bobois leather sectional for $700 and had to let it get away because there was nowhere it would fit in my apartment. she still keeps me up at night.