Conor

Everton

[Conor @ConorWilliams2]

@DanNeidle I don’t think the average Brit understands how percentages work, let alone what profit margin actually means.

[conor @conor_brn]

Train conductor just gave a little girl a ticket ‘with a doggy on it’ and said that it’ll get her on ‘any train in the world’ now. How’s that fucking fair

[Conor @ConorWilliams2]

@Bavew97

[mark perkins @thatmarkperkins]

Richard Keys goes full Partridge in a deliciously cringe interview in today's Telegraph. This is the best of many quotes.

[BBC Question Time @bbcquestiontime]

Question Time can confirm that panellists who are not politicians are offered an appearance fee of £150.

[Will Sennett @Senn_Spud]

(Cognitive behavioral therapy enjoyer I just cut off in traffic) Think positively. He is probably in a rush for a reason. Maybe he’s late for a job interview. Maybe his wife is giving birth

Me: I’m da king of da highway

[Dan Neidle @DanNeidle]

I see some weird things but this takes the biscuit. A vulnerability in the Companies House website, that let anyone view the private dashboard of any one of the five million registered companies, see directors' personal details.

And modify them.

[Conor @ConorWilliams2]

@missingmass1 @IGMansfield It needs further reform. People who have gone are getting ripped off.

The terms of my loan have been changed since I took those loans out. Where else would that be allowed?

[Conor @ConorWilliams2]

@missingmass1 @IGMansfield Tuition fees are up to £9.8k for next year, increased by over 200% in the last 20 years

Interest rates based on RPI which the government rarely uses for anything else as it overestimates inflation

Repayment thresholds frozen year after year so you’re nearly repaying on min wage

[Conor @ConorWilliams2]

@missingmass1 @IGMansfield It’s a case of the entire system needing reform imo.

The super rich who don’t have to take out loans for tuition save tens of thousands in interest vs those who do, when people need money most for first mortgage/starting family. It’s a regressive tax, it makes no sense.

[Conor @ConorWilliams2]

@missingmass1 @IGMansfield Tbh I was mostly picking up on what you originally said about Plan 2 being a good deal in comparison.

Graduates are getting ripped off across the board with the gov moving goalposts on loan terms - people shouldn’t accept getting ripped off just because they can afford it

[Conor @ConorWilliams2]

@missingmass1 @IGMansfield Agreed lots of people won’t pay it off and would pay more under Plan 5 for those extra 10 years - but pay closer to amt borrowed. High earning doctors/engineers etc will pay 3/4x what they borrowed under Plan 2

Bit more to it than saying Plan 2 is a good deal in comparison no?

[Conor @ConorWilliams2]

@missingmass1 @IGMansfield Plan 5 loans are written off after 40 years if any amount is still outstanding but the loan is paid off in full after 20 years under Plan 5 in that example above

[Conor @ConorWilliams2]

@missingmass1 @IGMansfield Someone on £52k owing £50k today would pay c£100k under Plan 5 over c.20 years and c.£180k under Plan 2 with a further £100k+ being written off over 30 years of repayments. (2/2)

[Conor @ConorWilliams2]

@missingmass1 @IGMansfield For ‘high’ earners they’ll actually pay off the debt (and therefore pay a lot less interest) under plan 5 and wouldn’t under plan 2. Plan 2 punishes high earners by design charging higher interest the more you earn which compounds. (1/2)

[Conor @ConorWilliams2]

@missingmass1 @IGMansfield Interest charged to plan 5 is 3% p.a. less than plan 2 for someone on £51k

[Conor @ConorWilliams2]

@lukewtrfc @Footy_Tipsters He’s lost over 20 of these since Saturday - the bookies must absolutely love him 😂

[Del GM 🇬🇧🏴󠁧󠁢󠁳󠁣󠁴󠁿 @GM1872_]

Fair play to this lad he’s nailed it. Last minute winner and this would wind me up more than any abuse you could ever get

[Conor @ConorWilliams2]

@ORBsOfficial @lukewtrfc

[A_ @a_brns_]

Ally McCoist and Andy Townsend on talksport talking about the reaction times of snakes and a mongoose.

Townsend on hearing the Mongoose has a faster reaction time by 0.14 seconds - “Listen, fair play”