first payday texts to my kids:
1. get the full 401k match
2. build an emergency fund first
3. resist the urge to buy a car
4. open a Roth IRA. max it
5. chase higher paychecks
6. start a house fund in a HYSA
7. max the HSA. keep receipts
get paid.
stay boring.
call your mom.
@mrs_btc_ It is all one basket. Iโm betting that basket goes up forever. For context, I wouldnโt do this. Iโd rather own an etf like VTI/VOO/QQQM, etc. but itโs just interesting to think about.
If you had $10,000 and bought $2,500 of $NVDA, $2500 of $MSFT, $2,500 of $MU, $2500 of $META
The chance of you winning huge long term is practically guaranteed.
Stop buying individual stocks if you have under a 3 year time horizon.
@ducksays My 401k is not quite 1x salary but thatโs okay because I only contribute to the match. The HSA maxed each year is the silent beast of this group ๐ ๐ฅ
You have to have more goals and tell people those goals to stay accountable.
I will be revealing certain financial goals here and I hope to be held accountable by you good people.
Donโt let the @Ledger situation scare you out of self-custody. Let it remind you that no company is untouchable. โAuthorized resellerโ should mean trusted, not just another way to make money at your expense.
Stay vigilant. Buy direct. Protect your own.
Iโd like to hear peopleโs thoughts on $BLOX and $XBCI
Are these things bitcoiners are buying in addition to their stacks, MSTR/STRC shares, etc.
Comment if you have thoughts on these as buy now and sell during the next bull run ๐ โฌ๏ธ