After 5 years the 2% fixed rate ended, and we were forced into a new 4.49% rate.
The loan balance at this point was £230,832.
See how the interest and capital change on our new monthly payment of £1,170.24:
Date Capital Interest
Mar 2025 £306.54 £863.70
Apr 2025 £307.69 £862.55
May 2025 £308.84 £861.40
Jun 2025 £310.00 £860.24
Jul 2025 £311.16 £859.08
Aug 2025 £312.32 £857.92
Sep 2025 £313.49 £856.75
Oct 2025 £314.66 £855.58
Nov 2025 £315.84 £854.40
Dec 2025 £317.02 £853.22
Jan 2026 £318.21 £852.03
Feb 2026 £319.40 £850.84
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Wouldn't it be great if every track in Ireland did this for their racedays? It only takes 30 seconds, but it is of great value to everyone from the racing professionals to the betting public. Well done to Galway and Lorcan.
🐴 The Amazing team @marksandspencer Have offered to do Something Fantastic for the @IJF_official If We Can all Come Together & Hit 3k R/T's⭐️
This Should Be easy Work for all of Us Who Support 🐴 Racing
Please Support this Amazing Gesture from M&S & R/T Now 🎄
#IJF#Charity https://t.co/oOLtXqZN8L