Citizens’ fight against corruption. Fearless and transparent. Submit your stories. Funded by/for citizens. We only follow persons of interest. @nw_nicholas
This account only follows persons of interest. So please don’t ask for a follow, or you might get one. Retweets are for interest, not endorsements. #corruptionuk
I am considering all options of what I do next, including legal action against NatWest.
What was said about me in the 40 page report was unfair and defamatory.
https://t.co/tjuIcUpX21
I have done a little video demo of how to apply to @TheFCA for authorisation to conduct regulated activity (mortgage admin) with a special focus on if you have a trading name different to your principal name. I hope you enjoy it, especially @Computershare
Video showing process by which a financial institution can carry out authorised business through a subsidiary or trading name in the UK mrkt (source:@theFCA). It doesn’t seem Melbourne-based Computershare / Topaz Finance’s #HeliodorMortgages has done this. https://t.co/6PEbtK0bAk
The irony about my new campaign is that I had decided not to get too involved in #MortgagePrisoner campaign, despite being one. I was tired of campaigning. But I was shocked at ignorance on display at parl. debate last week so I had to dig in & immediately found illegality.
Just spoken to these guys. They confirmed they used to administer mortgages, knew they need authorisation and obtained it. That’s how it should be done.
The point my detractors are missing - yes, you register trading names under your registration at FCA. So Topaz Finance trading as Fish’n’ChipsRUS. If they sell fish & chips fine. If Fish’n’ChipsRUS administer mortgages, they need separate authorisation. As many of them do.
Each person should do as they please, I will not advise anyone. But in my case I’m demanding full repayment from Heliodor of unauthorised payments, with interest, and will make no further payments to the cowboys.
Heliodor Mortgages is not authorised to administer mortgages and is committing a criminal offence. Also, probably Whistletree & Rosolite Mortgages
https://t.co/S3DUVhMMnJ via @corruptionukorg
Is your inactive “lender” authorised by @TheFCA to collect your mortgage payments? Check here - if not, they may be committing a criminal offence. https://t.co/EgNxqVVUlR
@Irreverent_B @nw_nicholas Read the rest!! “Registering a trading name with us has no legal effect. Adding a third party as a trading name does not change that person’s regulated status and does not mean that unauthorised person can carry out regulated activities.”