Cosmas Lubowa

A Financially Free Uganda

[Michael Taiwo @AskMichaelTaiwo]

Here is a truth nobody tells you early enough.

The real reason to chase more money is not the cars or the clothes.

It is time.

Money, spent wisely, buys back your hours.

That washing machine gives you back a Saturday morning.

The dishwasher hands you an extra hour with your kids.

A good fridge lets you cook once on Saturday and eat well all week, instead of standing over a pot every single night.

Hiring help for the tasks that drain you is not laziness. It is buying back your one life, piece by piece.

So do not just work to afford things.

Work to afford time.

Time to sleep. Time to rest. Time to be happy. That was always the point.

[Mutebi Ronald @mutebironald9]

Any normal person must go through two serious heartbreaks and either a financial loss or job loss to restart their life.

[Cosmas Lubowa @coslub]

@ManCaveUg @NButeraba @kyamageroandrew Where did Ndere Troup center get it wrong?

[Cosmas Lubowa @coslub]

@kyamageroandrew Dear COSMAS, you have successfully made a payment of UGX. 51000 to MTN Money for Account Number 0772911425 .Reference number 27615265230.

[Cosmas Lubowa @coslub]

@CarmenVal12345 @dadjokesKE .

[Cosmas Lubowa @coslub]

@ManCaveUg Sometimes it is not that our contacts cannot bail us out when we need the 2m. Actually most of them can. But they may not do it because over time we have not worked for a level where our contacts can bail us out because they see value in us. We check on people only for favours.

[Cosmas Lubowa @coslub]

@NaboCapital [phone]

[Cosmas Lubowa @coslub]

@AK_mose Sorry

[Saheed 🚢🔥 @mrgroowth]

In Super Mario video games, what matters is getting to the finish line 🏁 regardless of how many tries it takes.

Mistakes are seen as part of the process.

The same is true in life, every time you fail, you gain new insights for the next try.

[Cosmas Lubowa @coslub]

@digitaldidan hello

[MBU @MBU]

Fridayyyyyyy 🔥

[Cosmas Lubowa @coslub]

@ntvuganda Nice

[Cosmas Lubowa @coslub]

@NantambiMarjor1 Merry Christmas

[Cosmas Lubowa @coslub]

@MarcusKwikiriza @financialdietug @FairwayHotelKla @BoMuliisa @bknanzi You are a great communicator.

[Cosmas Lubowa @coslub]

@KakindaAdrian True

[Cosmas Lubowa @coslub]

@ManCaveUg Newton's network had swallowed vitamin N.

[Cosmas Lubowa @coslub]

@ManCaveUg The day I separated my finances from family is the day I started to see progress. Somehow the sense of entitlement and black tax became manageable. Now they respect me more. For my mother she now saves and invests and now her savings have grown for the very first time ever.

[Cosmas Lubowa @coslub]

@ManCaveUg The jan-worry conversation needs to start.
But also learning to take vitamin N is key (Saying no). When you are broke people move on very fast leaving you to first pull yourself back up.