Full piece on why annual coverholder reviews fail half the time, and what continuous oversight looks like as an operating layer: https://t.co/FYefZAZrjv
Lloyd's published the Market Oversight Plan 2026 on 13 January. The annual coverholder review is still the central control most managing agents rely on. It is also the control that fails most often. Not loudly. Quietly, in the quarters between reviews.
The Controls-First Approach maps the controls first. The Parent-Child module holds coverholder, binder, and control in one hierarchy so oversight aggregates upward. Heads of Delegated Authority: which of your controls would you trust to a quarterly indicator?
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