creeativeyarn

Crochet is my catharsis 🧶 | I'm not affiliated with any BNS ❌ | I only have one buying account 💯

[creeativeyarn @creeativeyarn]

🐉💛 @IBGDRGN

[creeativeyarn @creeativeyarn]

Cute! 🐯 Mag-kuya lang. 😹

[creeativeyarn @creeativeyarn]

😹😹😹😹😹😹😹😹

[creeativeyarn @creeativeyarn]

👀 Woodz, inunahan mo si Tito Jose Mari Chan. 😹 May pa Feliz Navidad ka dyan.

[creeativeyarn @creeativeyarn]

👀 That NaNa BnB Hoodie. 🦊

[creeativeyarn @creeativeyarn]

Yung legit na alam na gwapo sila, humihina ang boses kapag inaamin na alam nilang gwapo sila. 😹🦊🍀

[GOT7 BASE @Pop7base]

ENHYPEN’s Jungwon and Sunghoon shared a new TikTok dancing to GOT7’s “A.”

[creeativeyarn @creeativeyarn]

Kaya makapal mukha nung mga politicians na corrupt eh, kasi naman sa PhilHealth pa lang harap harapan hinoholdap mga working class. Ang taas ng kaltas sa sweldo, wala naman silbi ang service kapag nangailangan na yung member. Yung mga punyetang nagrerecommend pa na lumapit sa ibang agency or sa mga politicians, mga tangina nyo. Hindi ka dapat namamalimos sa service/benefits na monthly hinoholdap sayo! Kaya lalong kumakapal mukha nung mga kurakot sa government eh. Feeling nila sila superhero tuwing may hihingi ng tulong nila. 👹

[radar PH @radarph_media]

PhilHealth is omnipresent in every Filipino’s payslip, taking money whether workers like it or not. Yet in moments of greatest need, it often feels absent.

That’s what happened in the viral case of Maria Lourdes Sulit. Her husband Marvin contributed for over 25 years. When he died of a brain hematoma, PhilHealth declined to cover their nearly ₱200,000 hospital bill.

The reason: a technicality. He was confined for less than 24 hours. Under PhilHealth Circular No. 2020-0007, inpatient benefits require a 24-hour stay. But Circular No. 2025-0020 allows outpatient emergency benefits in cases ending in death within 24 hours. So which is it, then?

Sulit’s case is yet another crack in a system already under strain.

PhilHealth is mandatory under the Universal Health Care Law. Every Filipino is automatically enrolled, meaning every worker is required to contribute—regardless of income, preference, or private coverage.

And that has long been a point of frustration. Ask any tito, tita, tropa, or kakilala, and a familiar story emerges: PhilHealth often covers only a fraction of the bill. Families still shoulder significant out-of-pocket expenses.

Then come the administrative failures: the delays, the waiting, the stress on top of the hospitalization stresses.

Private health maintenance organizations help fill some of the gap. But even they can only do so much, often still leaving families exposed to catastrophic expenses that the public system is supposed to cushion.

And then, there’s the issue that refuses to go away: corruption.

PhilHealth has been repeatedly drawn into controversies involving anomalous claims, questionable reimbursements, and fund management issues that have reached Congress and the courts.

The latest one involved around ₱60 billion in excess funds—transferred to the national treasury. The Supreme Court later ruled that it’s unconstitutional, questioning whether health funds were being redirected away from their intended purpose.

The money has since been restored to PhilHealth, but its image isn’t getting any better. To many, it remains an agency that collects mandatory contributions, yet Filipinos don't get what they pay for.

Calls to abolish PhilHealth continue to surface. Let Filipinos keep their money. Rely on private insurance or personal means instead.

It’s understandable—especially in cases like Sulit’s—but abolition without replacement risks dismantling the country’s only nationwide health risk pool.

For all its flaws, PhilHealth remains the only attempt at universal coverage at scale. Removing it wouldn’t erase the need for protection.

So the real issue is not just whether to abolish PhilHealth, but what must replace or radically reform it.

Our Asian neighbors have made clearer choices. Thailand funds universal healthcare through general taxation, allowing patients to access care with minimal or no out-of-pocket costs. Malaysia heavily subsidizes public hospitals, keeping treatment affordable and predictable. South Korea operates a hybrid system where mandatory contributions are matched with reliable, structured coverage at the point of care.

The Philippines remains stuck in between: compulsory contributions without guaranteed protection, universal enrollment without universal certainty.

Now, the question is no longer whether PhilHealth should exist. Can it continue in its current form when the gap between contribution and protection remains this wide?

Can Filipinos still afford to pay premiums to a system they cannot rely on in a life-and-death situation?

Otherwise, PhilHealth only gives Filipinos hell.

[creeativeyarn @creeativeyarn]

🐯🐶🧁

[creeativeyarn @creeativeyarn]

@ncezchuchuchu Baka may polaroid dyan?

[creeativeyarn @creeativeyarn]

🐯

[creeativeyarn @creeativeyarn]

🦊🍀

[creeativeyarn @creeativeyarn]

😹😹😹😹 Sa isip siguro ni Hoshi, sinong horangdan ang gumawa nito? Malamang isa sa mga hamsters 🐹. 🤣

[creeativeyarn @creeativeyarn]

🫠🦊🍀

[creeativeyarn @creeativeyarn]

Muntik nyo na kasi sya agawan ng role sa Manila concert kaka-한번도 nyo. 👀 Ganyan pala mang-gatekeep si Woodz. 🦊😹 Sabi nga ni YoungK, Filipinos are crazy~ 🫠

[🌴🪵 (slow) @yjsu_woodz]

260612 #WOODZ 같이뛸RUN희

🗣️: so seungyoun you’re in the middle of concerts now?
🦊: yes and i just finished the asia tour
🗣️: which country is the hottest/hype was the best?
🗣️: but each country has different characteristics right?
🦊: yes it’s different so the characteristic of my concert is, i change the set list to match each country’s character.
🗣️: really?
🦊: yeah there are countries where the fans like to sing along. most recent place were Kuala Lumpur and Jakarta. since they like to sing along, i purposely put in part/section to sing along in the set list.

[creeativeyarn @creeativeyarn]

@nadnwm 👀 Ganyan siguro ang pakiramdam kapag gina-gatekeep. 😹

[creeativeyarn @creeativeyarn]

🫠 Sana pagbalik ni Jeonghan, isama na sa list ang Manila for Bigbang and JayB’s concert. Sana sya ang missing link para bumalik na sa Pinas ang iba pang groups/artists. Also, sana matupad na ang birthday wish ni Kara David. 👼🏻

[creeativeyarn @creeativeyarn]

🫠🐯 호랑키타~

[creeativeyarn @creeativeyarn]

🐯🫠

[creeativeyarn @creeativeyarn]

🐯

[데솔 @raydesol1219]

260612 Ep.06 #영케이 마스터 cut