Fintech super apps can now build in one year what neobanks took decades to build. Global accounts that work for any consumer, with assets put to work. #fintech#crypto
You can send $100M to Mexico and convert to pesos without moving the market—but the stablecoin market isn't that deep yet. Startups actually benefit from wider spreads. #stablecoins#crypto
Stablecoins aren't in US consumer retail yet, but they're already working at scale in cross-border transfers. A team in Colombia was the first major use case. #stablecoins#crypto
We already know how to build scalable systems with databases. If crypto gives away what makes it special just to scale, what was the point? #crypto#technology
Two transactions authorized simultaneously on the same card can both get approved. The solution? Build account-layer freezing at the wallet level. #blockchain#payments
Traditional banks outsource their core ledger systems to companies like Fiserv. Could neobanks, Uber, or Lyft do the same with crypto infrastructure? #fintech#crypto
MiCA and other regulatory frameworks are untested. A few compliant companies are stretching requirements to fit their needs—and clamping down will follow. #regulation#crypto
When the NFT market collapsed, they looked at Wallets as a Service—and realized it was a competitive dead end. Stablecoins became the answer. #crypto#fintech
DeepSeek, Alibaba, Baidu, and Tencent models give you the same answers as ChatGPT—for free. As long as you don't criticize the CCP, you get all the same functionality at a fraction of the cost. Why pay 100x more for the rental car? 📉 #AI#China#Crypto
When AI capex misallocation breaks, financial authorities print trillions. Investors flee AI because it doesn't meet cost of capital. That capital flows straight to crypto. The systemic bailout will dwarf subprime and take Bitcoin to $1M. 🔥 #Bitcoin#AIBubble#Crypto
Building a product starts as a game of intuition but transfers to a numbers game once you scale. Unintuitive insights from data can explain everything.
With PERs, you're placing synthetic bets on whether a stock will go up or down without transferring the underlying asset. You can trade these without needing actual ownership.
iOS users deposited twice as much as Android users. They assumed iPhone users had more money—but data revealed the real reason: Android's loading screen took twice as long.
Don't just chase the lowest hanging fruit. Some users need 10 impressions to convert, not 2. Increase your CAC if LTV stays the same—capture larger audiences.
Meta spends 3.8% of developer salary on Anthropic tokens. If it climbs to 20%, AI companies could be worth $5T. That one metric determines the entire AI valuation story.
The founder and CEO's main job is hiring core engineers and selling the vision. Don't outsource hiring to recruiters—the best people come from months of relationship building.
FOMO gave non-founders a percentage of the company that usually only founders get. For the first eight months of building, no one on the team took any pay.