At age 17, she was rejected from college.
At age 25, her mother died from the disease.
At age 26, she moved to Portugal to teach English.
At age 27, she got married.
Her husband abused her. Her daughter was born.
At age 28, she got divorced and was diagnosed with severe depression.
At age 29, she was a single mother living on welfare.
At age 30, she didn't want to be on this earth.
But she directed all her passion into doing the one thing she could do better than anyone else.
And that was writing.
At age 31, she finally published her first book.
At age 35, she released four books and was named Author of the Year.
At age 42, she sold 11 million copies of her new book on the first release day.
This woman is J.K. Rowling. Remember how she considered suicide at age 30?
Harry Potter is a global brand worth more than 15 billion dollars.
Never give up. Believe in yourself. Be passionate. Work hard. It’s never too late.
She is J.K. Rowling
Untuk mahasiswa ekonomi:
Ada debat yang menarik dalam konsep ekonomi makro soal bunga. Mana yg lebih tepat? Ini soal pembuktian empiris. Menarik jika mahasiswa mencoba mengujinya.
Dalam konsep neoklasik suku bunga (interest rate) dipandang sebagai penentu utama investasi. Alasannya suku bunga adalah biaya modal. Jika bunga tinggi, biaya pinjaman naik → investasi turun. Jika bunga rendah, pinjaman murah → investasi naik.
Namun, Keynes dalam General Theory, juga kemudian Tobin dsb , menekankan bahwa investasi lebih ditentukan oleh ekspektasi keuntungan (marginal efficiency of capital / expected return), bukan semata bunga.
Perusahaan berinvestasi jika expected return dari proyek lebih tinggi daripada biaya modal.
Kalau bunga rendah tapi prospek ekonomi suram (permintaan lesu, ketidakpastian tinggi), perusahaan tetap tidak berinvestasi.
Sebaliknya, jika bunga relatif tinggi tapi ada peluang bisnis yang menjanjikan (misalnya booming komoditas atau teknologi baru), investasi bisa tetap terjadi.
Debat ini intinya
Sisi “interest rate”: menekankan peran kebijakan moneter (bank sentral bisa mendorong investasi dengan menurunkan bunga).
Sisi “expected return”: menekankan peran ekspektasi, permintaan agregat, dan iklim usaha. Bunga bisa rendah, tetapi kalau ekspektasi return buruk, investasi tidak bergerak.
Ngasi kata sambutan malah dijawab amin‼️
Seorang pria asal Arab Saudi menghadiri pernikahan asisten rumah tangganya di Indonesia.
Pria tersebut tampak memberikan hadiah dan kata sambutan yang sontak dijawab "amin" oleh tamu undangan yang hadir.
When Albert Einstein met Charlie Chaplin in 1931, Einstein said, "What I admire most about your art is its universality. You do not say a word, and yet the world understands you." "It's true." Replied Chaplin, "But your fame is even greater. The world admires you, when no one understands you."
The Puskas Arena in Hungary's capital Budapest will play host to the 2026 Champions League final, UEFA confirmed on Wednesday ⬇️ https://t.co/VuyBsw3Tuw #AFPSports
3. She Wants a Winner:
Having good morals and a great character is absolutely important, it’s crucial as a man, but it does not compensate for the fact that all women seek a winner.
Most losers go on to hide behind their morality and character as an excuse...
Klaus Schwab, the founder and longtime face of the World Economic Forum, will step away from executive leadership in the coming months, the organisation said.
https://t.co/mE07YRlcz7
@gunsnrosesgirl3 No way! 😱
Could you be a worker on such a bridge?
View from a tower of the 1915 Çanakkale Bridge during construction. It is a road suspension bridge that spans the Dardanelles Strait in Turkey.
@gunsnrosesgirl3 In the Dadong River Grand Canyon, Chongqing,China there is a 300-m-high suspended iron chain bridge with no piers & no cable-stayed ropes: just 4 sets of ropes to provide horizontal tension. It can withstand the weight of a 45-ton truck
🧵 mengikuti jejak para tech bros, akhirnya barang yang udah diorder sejak 3 tahun lalu sampai juga.
review singkat starlink, pemasangan di area pangkalan jati - cinere - jakarta selatan.
Pada tahun 1613 di Lima, ibu kota Peru🇵🇪, hiduplah komunitas kecil Melayu-Indonesia 🇲🇾🇮🇩
56 orang: 34 laki-laki + 22 perempuan
Dari berbagai tempat: Malaka, Jawa, Sulawesi, Maluku
Mereka dikenal sebagai:
“Indios de la India de Portugal” Orang India dari India di Portugal
Pada tahun 1613 di Lima, ibu kota Peru🇵🇪, hiduplah komunitas kecil Melayu-Indonesia 🇲🇾🇮🇩
56 orang: 34 laki-laki + 22 perempuan
Dari berbagai tempat: Malaka, Jawa, Sulawesi, Maluku
Mereka dikenal sebagai:
“Indios de la India de Portugal” Orang India dari India di Portugal