Ram

Thinking. Building. Growing. Enjoying.

[Ram Joshi @ramjoshionline]

Unless you don't see buying a stock as owning a business, you will treat the market as a gamble, not an investment.

When you view stocks as ownership in real businesses, you are more likely to focus on long-term growth, company fundamentals, and wealth creation, rather than short-term market fluctuations or speculative trades.

#investing

[Ram Joshi @ramjoshionline]

We are witnessing a major uptick in capital expenditure (capex).
Many companies already announced their capex plan. And many more to come.

The last significant cycle of capex expansion before this occurred was during FY10-FY12.

A capex surge can lead to higher stock prices in the long run.
However, the initial stages of heavy spending might strain a company's cash flow and profitability in the short term. This can lead to temporary stock price volatility, particularly for companies that are highly leveraged or face execution risks.

Invest wisely.

#investing

[Ram Joshi @ramjoshionline]

L&T Technology has gone from filing 50 Patents/Year in FY21 to 50 Patents/Quarter for the last three years.

#investing

[Ram Joshi @ramjoshionline]

Global world GDP stands at 109.5 trillion dollars.

It is expected to rise to 139 trillion dollars in the next five years.

#investing

[Ram Joshi @ramjoshionline]

India is currently the world’s largest producer of milk, second largest producer of fruits and vegetables, and has a substantial production of marine, meat, and poultry products.

Most of these products are temperature sensitive and require specific temperature ranges to be stored and transported.

Indian cold chain market is expected to grow at ~11.40% CAGR during 2024-32.

Bullish on this theme.
Personally invested in ICE Make Refrigeration Ltd.

#investing

[Ram Joshi @ramjoshionline]

🏠 Housing in the U.S. has become much less affordable.

Higher interest rates made buying a home out of reach for many.

The income needed to buy an average home has jumped by 60% since early 2022, leaving many unable to afford it.

💡 Inflation can eat majority of your money.

Keep a close eye on your finances and be careful with spending as costs rise.

Focus on saving and investing smartly.

#investing

[Ram Joshi @ramjoshionline]

If you don’t like the information, try to look for the truth in it.

If you love the information, try to look for the lie in it.

[Ram Joshi @ramjoshionline]

Biggest problem of the bull market:

“Valuations”

#investing

[Ram Joshi @ramjoshionline]

Interesting point of view on Health insurance topic:

[Ram Joshi @ramjoshionline]

Indian port business can grow multifolds from here.

#investing

[Ram Joshi @ramjoshionline]

A Dream written down with a date becomes a GOAL.

A goal broken down in small milestones becomes a PLAN.

A plan backed by action makes your dream come TRUE.

[Ram Joshi @ramjoshionline]

Financial freedom won't happen in one day.
But it will happen one day.

Keep going.
Be consistent.
Trust the process.

#investing

[Ram Joshi @ramjoshionline]

LIC total premium income for Q1 FY'25 reached ₹1,13,770 crore, a growth of 15.66% YoY (from ₹98,363 crore in Q1 FY'24).

Total number of new policies sold: 35,65,519, a growth of 10.86% YoY.

More people are buying LIC policies 🤔

[Ram Joshi @ramjoshionline]

Aviation is a highly cyclical sector.

However at this stage, along with Automobiles, Aviation is becoming another high frequency growth indicator at both national as well as regional level.

#investing

[Ram Joshi @ramjoshionline]

KEI Industries has pending orders of approx. 3,590 Crore.

Revenue improved by 15.72% YoY in this quarter.

#investing

[Ram Joshi @ramjoshionline]

Paytm is targeting at least one profitable quarter in the current financial year.

[Ram @curiousramjoshi]

RT @ramjoshionline: Netweb Technologies Q1 FY25 🔥🔥🔥

Operating revenue grew by around 150% year-on-year.

Operating EBITDA increased by 131…

[Ram Joshi @ramjoshionline]

Havells India Concall Highlights:

🔹 Capex Plans: INR 800-900 crores, with a major focus on the Cables & Wires segment.

🔹 Lloyd Business: Now breakeven and showing improved profitability.

🔹 ECD Segment: 20% revenue growth, margins holding steady.

🔹 Consumer Demand: Picking up, especially in smaller towns and villages.

🔹 Export Focus: Targeting 10% of business from the U.S. and international markets.

🔹 Outlook: Management is optimistic about growth opportunities while focusing on maintaining margins.

#HavellsIndia #investing

[Ram Joshi @ramjoshionline]

Focus on what you can control.

Complaining about things you can’t control is not going to solve your problems.

No one likes more taxes.

Either be a politician and change what you don’t like,
Or focus on how can you increase your income.

Rest is just social media noise.

#Budget #Budget2024 #investing

[Ram Joshi @ramjoshionline]

Defence.
Rural.
Agri.

#investing #Budget2024 #Budget