This is the part of the cycle almost nobody wants to sit through.
In my opinion, we are already in (or extremely close to) the bottom zone of this cycle.
We might still get a few more months of ranging, chop, or even one final leg down.
That’s normal.
But the risk/reward from here is the best it will be this entire cycle.
Most people are checked out.
Narratives feel dead.
Timelines are quiet.
Everyone is waiting for “clarity”.
This is exactly how late 2018 and late 2022 felt.
And those quiet, boring, painful stretches were when the biggest winners of the next cycle started forming while almost nobody was paying attention.
I’m treating this window as the real accumulation phase for the 2027/28 bull run.
Not because I’m calling an exact bottom.
But because the asymmetry is too good to ignore.
This is where I’m starting to position more seriously.
The next bull market won’t begin when everyone is already bullish.
It starts while most are still waiting for one more drop.
That’s usually the signal.
Its 2027
You've got:
- No debt
- 5M saved
- Multiple income streams
- Freedom to travel anytime
- A job thats optional
- Family retired
All from decisions you make in 2026
Its 2027
You've got:
- No debt
- 500K saved
- Multiple income streams
- Freedom to travel anytime
- A job thats optional
- Family retired
All from decisions you make in 2026