Bags. I think we love bags and it’s also a necessity. For me the tote is the most convenient as I carry the world in it. But I prefer a colorful one like this. Bought it for my self for my anniversary✨
ZEE5 not even allowing highlights to the non subscribers. Those who subscribed for Rs. 799 not even getting the quality and frequent lags. This is loot. But who cares!
5 Days banking a week is not just about work life balance; it is about improving productivity, employee wellbeing, and service quality.
#5DayBanking@PMOIndia@nsitharaman@RBI
हम भजन गाते थे कोई अश्लील गाने नहीं गाए,
भजन में हम अच्छे अच्छे भजन गाते थे 😭
मीडिया ने इसकी अश्लील गानों की पोल खोल दिए इसके बाद ये शर्माने लगा रिंकिया का पापा 😭🔥
Going by what @HDFC_Bank says : MSRDC should have received 45 cr for safety campaign and another 45 cr for interest payment.
They received only 45 cr.
So where is the balance 45 cr ?
cc @CMOMaharashtra@SmalhotraRBI@RBIsays@RBI
Even private banks and ethics have gone for a toss. The systemic quid pro quo under the governance promise of zero tolerance to corruption.
The modus operandi is shameful.
In 2021:
- HDFC approaches MSRDC for deposits& are promised 25000 crores from land acquisition fund. But asks for a higher RoI & claims other banks have offered 6% interest
- HDFC even as it offers 3.5% interest to rest of its depositors it agrees to a 6.01% to MSRDC
- The bank clears the extra 2.51% interest committed to MSRDC but how does it pay it to them? Through its Marketing Dept paying the extra interest through 4 local vendors as sponsorship for road safety drive
- letters formalising this arrangement were not signed by senior officials but junior staff and was verbally cleared by zonal head
- road safety drives or such social cause spending is a CSR activity yet was done through its Marketing Department so as to camouflage the additional interest.
- vendor invoices were not properly validated. Payments processed without event confirmation certificates
- This arrangement violates RBI guidelines as well as its own norms. Both the board and RBI have a lot to answer.