I tell people that when you have mastered the act of contentment, people start thinking you have everything. Contentment doesn't cancel desire, it cancels desperation
People with high standards are very skilled at detachment and cut people off at the slightest sign of disrespect. they don’t tolerate disrespect even as a joke.
People respect you more when they don't see you often. Even parents. Trust me. It's strange how distance rearranges love, how absence restores what closeness erodes. When people are deprived of your presence, they start seeing you clearly again, not through habit but through awareness. Proximity dulls perception. Space sharpens it. That's just how the human mind works.
I used to work for a certain bank where I was heavily involved in data analysis. One day, I decided to analyze customer accounts based on their balances. I categorized them into two groups: accounts with KSh 5,000 and above, and accounts with less than KSh 5,000.
The results were quite interesting. About 80% of account holders had balances below KSh 5,000, while only 20% had balances above KSh 5,000.
What was even more surprising was the distribution of the total deposits. The 80% of customers with balances below KSh 5,000 held only 20% of the bank's total deposits, while the 20% with balances above KSh 5,000 held 80% of the total deposits. The bank's management was also surprised by these findings, and they eventually created a separate banking service for customers with large deposits.
We went further and conducted research to understand the dynamics behind this pattern.
We found that those with balances below KSh 5,000 were mainly:
Tenants
Parents
Shoppers
Worshippers
Retailers
Most of them were salaried employees.
On the other hand, those with balances above KSh 5,000 were typically:
- Landlords
- Supermarket owners
- Manufacturers and wholesalers
- Churches
- Schools
- Other organizations
The reason was simple: these accounts received money from many people. In fact, we referred to them as "collection accounts."
The lesson I drew from this is that wealth is often built by creating systems, businesses, or assets that generate income from the efforts and transactions of many people, rather than relying solely on a salary.
One challenge is that many employed people never fully grasp this concept because a regular salary can sometimes limit their thinking about alternative ways of generating income and building wealth.