@jessethanley@AntoineMinoux It can also be used to add reported emails to the black list since you get a copy of the email but not the email who complained
@JamesonCamp If you are vibe coding your own software there is no need for payments. Possibly not even an ui if you talk to via Claude or whatsapp/telegram.
❌ The headline is a myth. "Leave the inverter AC on 24/7 at 26°C to save energy" is not supported by HVAC engineering. DOE/ASHRAE are unambiguous: cooling load scales with the integral of indoor↔outdoor temperature difference over time, so letting an empty room drift warmer means less heat enters — there's just less to remove on recovery. The "walls heat up, serves no purpose" claim is the exact catch-up myth DOE explicitly debunks. Holding 26°C continuously costs more, not less.
@SethAbramson@elonmusk
This chart doesn't "disprove" anything—it highlights the timing you ignore. Homicides spiked post-gang truce collapse (~106/100k in 2015), declined gradually, then plunged to 7.8 (2022) → 2.4 (2023) → ~1.9 (2024) → ~1.3 after Bukele's 2022 state of emergency + mass gang arrests (85k–110k+ detained). Incarceration hit #1 worldwide. Elon's point stands: Targeted incapacitation of the violent actors works when previous half-measures didn't. Gang control didn't vanish on its own.
Data > narrative
@htmx_org When I used graphql I used it to get the query right and then put the graphql query in the server and had it return Ajax.
Was crazy to allow frontend to get any field
@DanNeidle Perhaps you might want to investigate this company structure, buying up freeholds and questionable practices:
Grangeford Asset Management Ltd: Corporate Network and Connections
Based on extensive research into UK Companies House records, tribunal decisions, and public complaints, Grangeford Asset Management Limited operates as part of a complex web of interconnected property companies controlled by the Gubbay family. Here is a comprehensive analysis of the company and its network.
Core Company: Grangeford Asset Management Limited
Grangeford Asset Management Limited (Company No. 07355610) was incorporated on 24 August 2010 and operates as a UK-based property investment and management company specializing in ground rent portfolios. The company maintains its registered office at Unit 120, Mill Hill House, 6 The Broadway, Mill Hill, London, NW7 3LL.[1][2]
Business Model
Grangeford describes its business as "the financing, acquisition and management of portfolios of Freehold and Leasehold blocks of residential property". The typical structure involves:[3]
Purchasing freeholds of apartment buildings where individual flats have been sold on long leases (typically 99-125 years)[4][5][3]
Collecting annual ground rents from leaseholders[3][4]
Managing service charges and building maintenance[5][4]
Working with joint venture partners and investors backed by secured finance[3]
The company is classified as a "micro" entity with turnover under £1 million, fewer than 10 employees (currently 3), and modest reported assets of £15,820 as of March 2024.[2]
The Gubbay Family Network
Key Individuals
Simon Joseph Gubbay (born September 1978) is the current controlling figure:
British chartered accountant[6][2]
Sole active director of Grangeford Asset Management since 31 December 2012[1][2][6]
Person with Significant Control (PSC) and shareholder[2]
Chair of Grangeford Charitable Trust since January 2023[7]
Currently holds 15 total company appointments, including recent 2025 appointments to FGCG Ltd, FGCG 2 Ltd, FGCG TC Ltd, Victoria Way Management Company (Charlton Phase 2) Limited, and One London Road Block 5 Management Ltd[8][9][10][11]
Michael David Gubbay (born May 1963) is the most prolific operator in the network:
British and Israeli nationality, residing in Cyprus[12][13]
Holds an extraordinary 62 total company appointments[12]
Director of numerous Grangeford, Viaport, and Tuscola-related entities[14][15][13][12]
Identified by a High Court judge (Mr Justice Arnold) in case EWHC 1124 (CH) as having made statements that were "not truthful" on seven occasions[15]
Successfully prosecuted by West Yorkshire Fire and Rescue Authority for fire safety violations as director of Tuscola (109) Limited[16][17]
Former employee of the Reuben Brothers at Motcomb Estates Limited (1993-2011)[15]
Trustee of Grangeford Charitable Trust[7]
Helen Gubbay and Sol Levi:
Original directors of Grangeford Asset Management Limited from incorporation (24 August 2010) until 31 December 2012[18][19][20][21][22]
Resigned from multiple Grangeford entities on 9 January 2014, when Michael David Gubbay assumed control of the numbered companies[19][18]
Sol Levi remains a trustee of Grangeford Charitable Trust[7]
Recent Addition: Robert Soltanie
Robert Soltanie MRICS has recently joined Simon Gubbay as co-director:
Chartered surveyor with over 20 years' experience in London property markets[23][24]
Co-founded Fortune Green Capital in 2014[23]
Co-chair of the Property Professional Breakfast Club since 2015[24][23]
Appointed as director of FGCG Ltd (6 June 2025), FGCG TC Ltd (24 September 2025), and FGCG 2 Ltd (25 September 2025) alongside Simon Gubbay[9][11][25]
The Grangeford Group: Numbered Companies
Michael David Gubbay controls an extensive network of "Grangeford (number) Limited" companies, most incorporated between 2009 and 2011. Companies House records reveal at least 19 numbered Grangeford entities:
Active Companies
Grangeford (119) Limited (07794880) - Still active, directors: Michael David Gubbay and previously Simon Joseph Gubbay[26][27][12]
Dissolved Companies (all with Michael David Gubbay as former director)
Grangeford (101) Limited (06929146)[12]
Grangeford (103) Limited (06935784)[12]
Grangeford (104) Limited (06957402)[12]
Grangeford (105) Limited (06957360)[12]
Grangeford (106) Limited (07163300)[12]
Grangeford (107) Limited (04762746)[12]
Grangeford (108) Limited (07222864)[12]
Grangeford (109) Limited (07314127)[12]
Grangeford (110) Limited (07314081)[12]
Grangeford (111) Limited (07473882)[12]
Grangeford (112) Limited (07528027)[12]
Grangeford (113) Limited (07642993)[12]
Grangeford (114) Limited (07658655)[12]
Grangeford (115) Limited (07658621)[12]
Grangeford (116) Limited (07643012)[12]
Grangeford (117) Limited (07643161)[12]
Grangeford (FC100) Limited (07358332)[12]
Grangeford (Abbots Langley) Limited (06843754)[18][12]
Grangeford Properties Ltd (07455817)[12]
Grangeford Investments Limited (06840513) - Previously had Simon Gubbay as director[28][6][19][12]
All these entities shared the same registered address at Stirling House, 9 Burroughs Gardens, London, NW4 4AU, and Michael David Gubbay took over as director on 9 January 2014—the same date Helen Gubbay and Sol Levi resigned.[19][18][12]
The Viaport Network
Parallel to the Grangeford companies, the Gubbay network operates Viaport (number) Limited entities, which appear to serve similar property holding functions:
Active Companies
Viaport (100) Limited (04371230) - Michael David Gubbay, director since 14 March 2015; Simon Joseph Gubbay director 1 May 2020 onwards[29][8][12]
Viaport (106) Limited (12843957) - Michael David Gubbay, director since 29 June 2023[12]
Viaport (107) Limited (currently active, Simon Gubbay director since 12 July 2024)[8]
Viaport (109) Limited (Simon Gubbay director since 14 November 2024)[8]
Dissolved Companies
Viaport (101) Limited (07977569) - Multiple incarnations with both Simon and Michael Gubbay[30][6][12]
Viaport (101) Limited (07643008) - Different company number[6]
Viaport (102) Limited (06270975)[31][6][12]
Viaport (103) Limited (05319528)[6]
Viaport (104) Limited (07776045)[6][12]
The Viaport companies share the same Mill Hill House address as Grangeford Asset Management.[30][29]
The Tuscola Offshore Structure
The most controversial aspect of the Grangeford network is its connection to Tuscola entities registered in the British Virgin Islands (BVI). These offshore companies actually own the freeholds of many properties, while Grangeford acts as the UK-based property manager and ground rent collector.[32][33][4][5]
Tuscola Companies Identified
Court documents and land registry records reveal numerous Tuscola entities:
Tuscola (104) Limited - Purchased freehold of Quain Court, Folkestone for £51,350 on 29 January 2013; registered address at Patton, Moreno & Asvat (BVI) Limited, Palm Chambers, 197 Main Street, P.O. Box 3174, Road Town, Tortola, British Virgin Islands[15]
Tuscola (FC101) Limited (later renamed Rockwell FC101 Limited) - Owns properties including those at Pentowan Gardens[32][4][15]
Tuscola (109) Limited - Director: Michael David Gubbay (prosecuted for fire safety offences in Leeds)[17][14][16]
Tuscola (110) Limited - Sole director: Michael Gubbay, residing in Israel[14]
Tuscola (199) Limited - Offshore company charging late fees on ground rent[34]
Tuscola Capital Limited - Referenced in tribunal decisions[5]
The BVI Connection
The registered agent for multiple Tuscola entities is Patton, Moreno & Asvat (BVI) Limited, with addresses at:
Palm Chambers, 197 Main Street, P.O. Box 3174, Road Town, Tortola[15]
2nd Floor O'Neal Marketing Associates Building, PO Box 3174 Wickham's Cay II, Road Town Tortola, VG 1110[15]
This address appears in the Panama Papers database multiple times. The use of BVI incorporation provides opacity around beneficial ownership and makes it difficult for leaseholders to pursue legal remedies against the ultimate freeholder.[32][15]
How the Offshore Structure Works
Property Acquisition: UK developers (such as Countryside Properties plc) sell freeholds to Tuscola BVI entities, often within months of completing residential developments[35][36][37]
UK Management: Grangeford Asset Management operates as the UK-facing property manager, handling ground rent collection and service charges[33][4][5]
Profit Flow: Ground rent payments flow from UK leaseholders through Grangeford to offshore BVI entities[15]
Limited Accountability: The offshore structure creates layers of separation between leaseholders and ultimate beneficial owners[32][15]
In parliamentary debates, MPs have highlighted cases where leaseholders were quoted £6,000+ to buy back freeholds that had been sold to Tuscola Ltd in the British Virgin Islands for nominal sums.[36]
Related Management Companies
The Gubbay network extends to specific property management companies:
2025 Appointments (Simon Gubbay)
Victoria Way Management Company (Charlton Phase 2) Limited (11398625) - Directors: Simon Joseph Gubbay and Michael David Gubbay (both appointed 31 October 2025)[38][10][8]
One London Road Block 5 Management Ltd - Simon Gubbay appointed 3 December 2025[8]
FGCG Ltd (16502000) - Simon Gubbay and Robert Soltanie, appointed 6 June 2025[9][8]
FGCG TC Ltd (16740958) - Simon Gubbay and Robert Soltanie, appointed 24 September 2025[25][8]
FGCG 2 Ltd - Simon Gubbay and Robert Soltanie, appointed 25 September 2025[11][8]
Earlier Management Entities (Michael David Gubbay)
MET2020 Management Company Limited (12552648) - Director since 5 August 2022[12]
Burlington PM Limited (12532687) - Director since 24 March 2020[12]
Servia Road PM Limited (12532685) - Dissolved[12]
Parham PM Limited (11312247) - Dissolved[12]
Asquith PM Limited (11312257) - Dissolved[12]
Utopia Living Limited (10688578) - Dissolved[12]
Abbots Langley Management Company Limited (05587061) - Dissolved[12]
The Grangeford Charitable Trust
Adding another layer to the network, Grangeford Charitable Trust (Charity No. 1061882) was registered on 16 April 1997. Previously known as "Beth Naima," the charity lists its activities as:[39][40][41][42]
General Charitable Purposes
Education/training
Accommodation/housing
Religious Activities (Judaism)
Other Charitable Purposes[40][41][42]
The charity shares the same address as Grangeford Asset Management: 120 Mill Hill House, 6 Mill Hill Broadway, London, NW7 3LL.[40]
Current Trustees (as of January 2023):
Simon Gubbay - Chair (appointed 1 January 2023)[7]
Michael Gubbay - Trustee[7]
Sol Levi - Trustee[7]
The charity's accounts and financial history are available through the Charity Commission.[43][39]
Controversies and Legal Issues
Aggressive Ground Rent Collection
Grangeford has accumulated devastating public criticism, with a 1.3-star Trustpilot rating based on 46+ reviews. Common complaints include:[33]
Ground rent invoices of £150-400 escalating to demands of £1,000-2,000 within days through added "legal fees" and "administration charges"[44][45][33]
Threats of property forfeiture for minor payment delays[45][44][33]
Allegations that invoices are sent to spam folders or not sent at all to facilitate penalty charges[45][33]
Refusal to accept payment once penalties are applied, returning funds and demanding higher amounts[33][45]
Failure to respond to communications[44][33]
Not being a member of any redress scheme despite legal requirements[33]
Fire Safety Prosecution
In a serious regulatory failure, Michael David Gubbay as director of Tuscola (109) Limited was successfully prosecuted by West Yorkshire Fire and Rescue Authority for failing to provide requested fire safety information regarding a premises in Leeds. This prosecution highlights potential safety management failures within the property network.[46][16][17]
Judicial Criticism
In the High Court case ** EWHC 1124 (CH)**, Mr Justice Arnold made damning findings about Michael Gubbay's credibility as a witness. The judge stated he was "driven to the conclusion that some of Mr Gubbay's answers were not truthful" and repeated this conclusion on seven occasions throughout his judgment.[15]
Tribunal Cases
Multiple First-Tier Tribunal (Property Chamber) cases document disputes between Grangeford/Tuscola and leaseholders over:
Service charge reasonableness[47][4][5]
Administration fees[4]
Financial management practices[4]
Variation of lease terms[5]
Leasehold Reform Context
The Gubbay network operates within the UK's controversial ground rent investment sector, which has been subject to extensive parliamentary scrutiny and reform. The Leasehold and Freehold Reform Act 2024 introduced restrictions on ground rent levels and freeholders' ability to charge legal fees to leaseholders.[48][49][50]
Parliamentary debates specifically cited Tuscola cases where developers sold freeholds to offshore entities within months of completion, leaving leaseholders facing extortionate buyback prices.[37][36]
Corporate Structure Summary
The Grangeford network can be visualized as three interconnected layers:
Layer 1: Offshore Ownership
Tuscola (numbered) entities in British Virgin Islands
Own the actual freeholds of UK residential properties
Registered through Patton, Moreno & Asvat (BVI) Limited
Sole director typically: Michael David Gubbay (residing in Israel/Cyprus)
Layer 2: UK Management
Grangeford Asset Management Limited (active manager)
Grangeford (numbered) Limited companies (mostly dissolved)
Viaport (numbered) Limited companies
Collect ground rents and manage properties
Controllers: Simon Joseph Gubbay and Michael David Gubbay
Layer 3: Property-Specific Management
Individual management companies for specific developments
PM (Property Management) Limited entities
Met2020, Burlington, Victoria Way, One London Road management companies
Directors: Michael David Gubbay and/or Simon Joseph Gubbay
Associated Structure:
Grangeford Charitable Trust (religious and housing charity)
Trustees: Simon Gubbay (Chair), Michael Gubbay, Sol Levi
Recent Developments (2024-2025)
The most recent activity shows Simon Joseph Gubbay expanding operations:
Partnering with Robert Soltanie (chartered surveyor and property professional) in three new FGCG entities established in June-September 2025[11][25][9][8]
Taking on management company directorships for new developments (Victoria Way Charlton, One London Road)[10][38][8]
Maintaining involvement in Viaport (107) and Viaport (109) alongside the legacy Grangeford Asset Management role[8]
Michael David Gubbay's 62 appointments make him one of the most prolific company directors in the UK property sector, with continued directorships in Viaport (106), Viaport (100), Grangeford (119), and various property management entities.[12]
Conclusion
Grangeford Asset Management Limited operates as the UK-facing component of an extensive international property network controlled by the Gubbay family. The structure combines:
Offshore ownership through BVI-registered Tuscola entities
UK management operations through Grangeford and Viaport companies
Property-specific management companies for individual developments
Charitable activities through Grangeford Charitable Trust
This complex corporate architecture has facilitated ground rent investment operations that have attracted substantial regulatory scrutiny, tribunal challenges, fire safety prosecutions, and devastating public complaints about aggressive collection practices. The network's opacity—created through offshore registration, numbered company structures, and dissolved entities—makes it difficult for leaseholders to understand who ultimately controls their freeholds and where their money flows.[32][33][15]
@PedanticKilljoy@SandyofCthulhu Bad and good are poles of the same thing. If every thing was good then bad wouldn't exist or the least good thing would be the new bad.
Darkness is not dark but the absence of light. Same thing. Badness is not bad it's the absence of good