Dan Serra, CFP®, EA, ADPA

Certified Financial Planner® pro helping you reach retirement goals and manage taxes. Adjunct Professor. Tweets my thoughts only.

[Dan Serra, CFP®, EA, ADPA @danserra]

About Form 4547, Trump Account(s) https://t.co/wv2N7P0bxz

[Dan Serra, CFP®, EA, ADPA @danserra]

Despite the stock shocks this year, a 60/40 portfolio is down only 0.3% year-to-date. No foolin. Are you diversified?

[CFP Board @CFPBoard]

New research confirms it: Americans who work with CFP® professionals experience greater financial confidence and financial well-being than others. See the key findings from CFP Board’s inaugural Financial Planning Longitudinal Study report. Read the full report: https://t.co/QxYboLYQwu

[Dan Serra, CFP®, EA, ADPA @danserra]

New research: 80% of us will need some long-term medical care. Annual costs $64k-$117k. How will you pay for this? #FinancialPlanning

[Dan Serra, CFP®, EA, ADPA @danserra]

A look back and ahead for investors https://t.co/xpAY9zaRQp

[Dan Serra, CFP®, EA, ADPA @danserra]

Be wary of advice from insurance agents, have a CFP pro on your team to evaluate policies: “[T]oo many annuity and insurance companies offer backdoor rewards and incentives to ... agents in exchange for promoting certain financial plans and annuity products.” E.Warren report.

[Dan Serra, CFP®, EA, ADPA @danserra]

Glad to be independent and not a victim of corporate finance. Is your advisor working for you or the corp? https://t.co/DfwRPEKpoI

[Dan Serra, CFP®, EA, ADPA @danserra]

@WJWildcats Nice job. Team 5th overall out of 19 schools. List of results for each Wildcat here https://t.co/T3oFfYvUZN

[Dan Serra, CFP®, EA, ADPA @danserra]

@WJWildcats Nice job. Team 5th overall out of 19 schools. List of results for each Wildcat here https://t.co/T3oFfYvUZN

[Dan Serra, CFP®, EA, ADPA @danserra]

26 tips on expiring Tax Cuts and Jobs Act provisions to review before 2026 https://t.co/iH28fjqVla

[Dan Serra, CFP®, EA, ADPA @danserra]

As you enter the new year, here are financial steps crucial for Gen Xers:
1. Create a savings plan
2. Contribute to retirement plan or IRA
3. Convert tax-deferred savings
4. Build team of financial pros
5. Save and pay for college
Plan for health care (for parents too)

[Dan Serra, CFP®, EA, ADPA @danserra]

Sorry to hear https://t.co/9PZOtLtsyg shutting down. Working with an advisor who has their own technology gives you a partner in monitoring finances #mint

[Dan Serra, CFP®, EA, ADPA @danserra]

Rising employer health care premiums have resumed their nasty ways, a reminder that while the nation has made great progress expanding coverage, people continue to struggle with medical bills, KFF President and CEO Drew Altman said.

[Dan Serra, CFP®, EA, ADPA @danserra]

Do you have a plan to manage the growing challenges with health insurance costs? Premium increase of 7% expected for next year continuing to outpace inflation, KFF reports.

[Dan Serra, CFP®, EA, ADPA @danserra]

Seeing too many ID thefts. Be sure to check your free credit report at https://t.co/PUfMiNcRuv

[Dan Serra, CFP®, EA, ADPA @danserra]

Student loan payment restarting? Saving more for retirement could lower your payments.

[Dan Serra, CFP®, EA, ADPA @danserra]

Proud of this guy for tossing 3TDs on his Mom’s birthday🎉

[Dan Serra, CFP®, EA, ADPA @danserra]

Flocking to high-yield savings is great for the short-term but it won't get you far in the long-term. This chart shows it took 14.2 years to double your money in T-bonds
@ 5% vs. about 6 years if invested in the S&P 500. https://t.co/eq4lkVsJhW

[Jeffrey Ptak @syouth1]

Over the trailing five years ended 7/31/23, the average dollar invested in thematic ETFs lost 2.4% per year while the average thematic ETF gained 4.9%. To put that in context, the average dollar invested in Vanguard Tot. Stock Mkt Inv Fund gained more than 14% p.a. over that span