Alright, I have 8 companies that have IMPROVED THEIR FINANCIALS over the last few years but the stock price has NOT MOVED OR IS CHEAPER.
Whether they were OVERVALUED BEFORE or UNDERVALUED NOW is up to you:
1/ $SOFI | SoFi
SoFi isn’t just about student loans anymore, it’s a real bank now. Checking, savings, mortgages, investing, personal loans - all under one roof, all in one app. They went from a single product to building an entire financial ecosystem.
Yeah, the stock got crushed when rates spiked. But here’s the thing: deposits kept growing. Customers kept coming. And now, for the first time, profitability is actually in sight.
What’s changed? They finally own their banking charter.
No middlemen. No rent. Better margins as they scale.
If they keep their heads down and stay focused, SoFi might just become the bank of choice for a new generation.