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Business Loan Checklist: Key Do’s and Don’ts You Should Know
Thinking about applying for a business loan?
It can feel like a big step, and honestly, it is. But it doesn’t have to be overwhelming. When you have the right information and clarity, a business loan can be one of the smartest moves you make for the growth of your business.
This business loan guide will make it simple for you to understand
What is a Business Loan & Who is Eligible?
A business loan is simply financial support to help you start, run, or expand your business.
But not everyone qualifies instantly. Your business loan eligibility usually depends on:
1. Your business history (how long you’ve been operating)
2. Income and cash flow
3. Your credit score
4. Any existing liabilities
Business Loan eligibility:
1. Applicants’ age should be between 21 years to 65 years.
2. Minimum area of Property
a. 226 Sq.ft built-up for residential.
b. 150 Sq.ft for commercial properties.
3. Maximum age of the property can be 70 years.
Simple rule: If your business shows stability and repayment capacity, you’re already on the right track.
Common Misconceptions About Business Loans
Business loans in India have a few misguided opinions. So, let’s clear a few things up:
1. Loans are only for struggling businesses: Not true. Many strong businesses use loans to grow faster.
Read More: https://t.co/XMAZK2vqsL
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CA's make the world run better, quietly, precisely, and without fail. 🧾
Every business that thrives, every tax filed on time, every financial decision that pays off, a Chartered Accountant is always at the heart of it.
DCB Bank proudly salutes the guardians of financial discipline and stability. Your precision, your integrity, and your dedication make all the difference. 💙
Happy Chartered Accountants Day!
#CADay #HappyCADay #CharteredAccountantsDay #DCBBank #CA #GuardiansOfFinance #FinancialDiscipline
Every day, doctors show up where care matters the most, bringing hope in uncertainty.
This is a small tribute to that commitment and to the journeys behind every white coat. Thank you for your tireless dedication, empathy, and expertise in healing. 🩺
Happy Doctor's Day!
#DoctorsDay2026 #ThankYouDoctors #HealthcareHeroes #DCBBank
Digital Arrest Fraud Scam: Key Warning Signs and How to Stay Safe
We live in a world where convenience is instant; food, payments, and banking are all a tap away. Everyday actions that once took time now happen in seconds, seamlessly and effortlessly. However, that same speed and accessibility have also created cracks in the very systems designed to make life easier.
Cybercriminals have found ways to slip in by exploiting trust and urgency. Because when everything moves fast, even a moment of hesitation disappears. And that’s exactly where fraud finds its opportunity. Imagine being told you’re under arrest, on a phone call. That’s how a Digital Arrest Scam begins.
The Growing World of Cyber Frauds
Digital banking is convenient, but it comes with risks. Today, cyber financial fraud isn’t limited to suspicious links or fake emails; it has evolved into more sophisticated tactics.
From phishing and OTP-based scams to impersonation calls, fraudsters are constantly finding new ways to scam people. With secure online transactions becoming easier, staying vigilant has become all the more important.
This is where one of the more alarming scams comes in: the Digital Arrest Scam.
What is a Digital Arrest Scam?
A Digital Arrest Fraud is a form of cyber financial fraud in which fraudsters impersonate law enforcement officials, cybercrime officers, or government authorities, usually via phone or video call, to extract money.
Read More: https://t.co/USd1h6mVyH
A Quick Guide for First-Time Home Buyers
Buying your first home is a big deal — and a really good one.
It’s that moment when “someday” starts turning into “here’s my key”. And yes, there are forms to fill in and numbers to check, but it’s also the start of something you’ve worked hard for.
So, let’s make this simple. No stress, no jargon. Just few things to know so you feel ready, not rushed.
Start With What Feels Comfortable
The best home is one you love and can enjoy without checking your bank balance every week.
Before you browse listings, get a quick idea of what’s comfortable for you each month. A good thumb rule: keep all your loan EMIs — existing ones plus your new home loan — within a part of your monthly income that still leaves you breathing room for everything else. Weekends, dinners, that occasional trip.
And remember the extras beyond the property price. Registration, interiors, moving costs — they’re normal. Planning for them upfront means no last-minute surprises, just smooth sailing.
Your Credit Score Is Your Superpower
Here’s something most people don’t realize: a good credit score puts you in the driver’s seat.
If your score is good, you are a preferred customer with good repayment history and strong financial reputation.
Read More: https://t.co/3uENoTCsOy
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Your assets, your right. Tracing unclaimed assets of yours just got easier. 🔍
The Department of Financial Services, Govt. of India has launched a common portal for unclaimed financial assets. One place to search across bank deposits, insurance policies, mutual funds, and dividends.
Head to https://t.co/m3kDeC4GJK, select the assets category, and follow the procedure to claim what's rightfully yours. 🔐
DCB Bank is delighted to keep you updated and empowered at every step. 💙
#CustomerAwareness #YourMoneyYourRight #UnclaimedAssets #DCBBank #FinancialAwareness #StayInformed #MoneyMatters #KnowYourRights
No matter how far you go, smart financial decisions should always feel close to home.
✅ Earn 7.13% p.a. on 3 years to 5 years USD deposit.
✅ Lock-in period of 1 year from the date of deposit.
✅ No penal charges after completion of lock-in period.
👉 Premature withdrawal will not be permitted in the first year from the date of deposit.
Terms and conditions apply.
This FCNR (B) special interest rate is w.e.f. 12th June 2026 and subject to change without prior notice.
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