Debra Beagle

Managing Broker/Owner, The Ashton Real Estate Group of RE/MAX Advantage CRS, CLHMS, Official Real Estate Team of the Nashville Predators! 💙

[Debra Beagle @debrabeagle]

How to make housing more affordable now and easier to attain for everyone?

▶️ Watch the segment here: https://t.co/auSuSOqtgO

I was honored to join NewsNation to discuss one of the most important issues facing our industry and our communities: homeownership affordability.

Housing affordability is complex, but there are solutions.

From creative financing options to policy conversations and local market strategies, it’s critical we keep the focus on expanding access to homeownership, not limiting it.

Grateful for the opportunity to share insights and contribute to a national conversation with NewsNations Alex Caprariello that truly matters.

Proud to advocate for buyers, sellers, and the future of our industry.

With affordability challenges impacting so many families, it was meaningful to share real-world insights and discuss options that can help make homeownership more attainable.

These conversations matter.

And one immediate option HUD Secretary Turner can do to make housing more affordable today is to significantly reduce or pause MIP on FHA loans.

With 6x, of congresses 2x mandate, in MIP Reserves sitting in the MIPFund, that is over $200 Billion, this immediate action, that doesn’t take an act of Congress or cost tax payers or the government any money and doesn’t deplete the fund, it would just pause continuing to add to it.

With discussion, action needs to happen to make housing more affordable now. I urge Secretary Turner to act now.

#Homeownership #HousingAffordability #RealEstateLeadership #Advocacy #NewsNation #CRS #REMAX #ThisIsRRC #realtordotcom
#nationalassociationofrealtors

[Debra Beagle @debrabeagle]

@Sarahfinn54 @fl28_usa @pulte This part does take an act of Congress to remove FHA MIP for the life of the loan. In 2013 Congress made the change and would have to remove that. HUD Secretary Turner does have the ability to pause or significantly reduce upfront or monthly MIP on new FHA loans.

[Debra Beagle @debrabeagle]

I agree 100%! Though this part does take an act of Congress to reverse this from 2013 change to MIP for the life of the loan. This too would give existing FHA homeowners Immediate monthly money in their pockets. For new homebuyers Sec Turner has the control to make changes to new FHA loans regarding MIP.

[Debra Beagle @debrabeagle]

FHA MIP Fund is sitting at over $200 BILLION, Congress mandate minimum capital reserve level is 2%, it is now at almost 13%. Now is the time to pause or significantly reduce MIP. An immediate area HUD Sec Scott Turner can alleviate monthly payment burdens on new FHA Borrowers and make housing more affordable

[Debra Beagle @debrabeagle]

HUD Secretary Turner needs to do a temporary PAUSE to FHA MIP. He alone can make this happen. The FHA MIP Fund is sitting at over $200 BILLION, Congress mandates minimum capital reserve level at 2%, it is now at almost 13%. Now is the time to pause upfront MIP and monthly MIP or significantly reduce MIP. An immediate area HUD Sec Turner can do tomorrow to alleviate monthly payment burdens on new FHA Borrowers and make housing more affordable now. Not months from now. It costs the government nothing, doesn’t deplete the fund, it just pauses continuing to add to the fund.

[Debra Beagle @debrabeagle]

@xojonasboysxo We need to get these bachelors with the bachelorettes from last season. They all need to find love

[Debra Beagle @debrabeagle]

@NHL that call on Ryan McDonagh was a terrible call. He is the last player to ever do that intentionally. To eject him is totally an awful call. The puck was there and shoulders involved. Basically give the game to the Avs. Seriously what the heck! 😤 @PredsNHL

[Debra Beagle @debrabeagle]

@WillyD1025 What a team 💙💛💙

[Debra Beagle @debrabeagle]

Do you have good business habits? Are you as productive as you can be throughout the day? Install these habits in your playbook to be more successful. https://t.co/TOcJlyb3SY

[Debra Beagle @debrabeagle]

Are you thinking about selling this spring or summer? Sure, the money in the offer is the most important, but there are other factors. If you need a local expert, I can help. https://t.co/RjhDaQSCT3

[Debra Beagle @debrabeagle]

Just posted a photo https://t.co/bF8d9fnQoe

[Debra Beagle @debrabeagle]

Just posted a photo https://t.co/3vCAxFw5z2

[Debra Beagle @debrabeagle]

Spring is for fresh starts. If you're considering buying a home, you must ensure your credit score is good. Boost your credit with these tips. https://t.co/5hj3zVtMpJ

[Debra Beagle @debrabeagle]

As real estate pros, we love our business. We know what it takes to be successful. One key is to have good mental health. Use these tips to help you get ready for a busy spring. How do you keep your mind in shape? https://t.co/tZNKgz0IEe

[Debra Beagle @debrabeagle]

As real estate pros, we know this year isn't like last year. We need to shift our thinking when it comes to generating leads. Here are five simple strategies from real estate coach Tom Ferry. https://t.co/TeKwvPRxiZ

[Debra Beagle @debrabeagle]

Have you embraced smart technology in your home? If not, you could miss a chance to add more value to your home. If you have added smart tech, what products do you use? https://t.co/S53KBXHOC7

[Debra Beagle @debrabeagle]

Just posted a photo @ Pearson Convention Center https://t.co/nPVOjJx0E7

[Debra Beagle @debrabeagle]

Just posted a photo @ The Ashton Real Estate Group of REMAX Advantage https://t.co/qUElE0LOQR

[Debra Beagle @debrabeagle]

We’re all going through this major market shift. So, how do you drive traffic to your listings in a slower market? Check out these tips. DM me with your ideas. https://t.co/vbndBnSkmk

[Debra Beagle @debrabeagle]

Thinking about selling this year? There are still buyers, and houses are selling. With these tips, let’s give you better odds and make your home a hot home in this market. https://t.co/CDVVJW0Sim