De Captain💛

Adventurer 🌄| Sail ⛵️| Victoria Ascerta 🌅

[De Captain💛 @decaptain1972]

RIP to the people who died and stopped tweeting while we all thought they simply took a break from social media 🕊️

[Enyinnaya @enyinna_]

Usually—outside Nigeria, at least—people don’t just hit big money. They grow into it. Along the way, they become part of communities, build relationships, and acquire forms of social capital that secure them in many respects.

This is why I don’t pay much attention to advice that says, “Here’s what to do with a million dollars.” I’m not going to wake up with a million dollars. I’m going to make a few thousand, then tens of thousands, then hundreds of thousands, and eventually a million.

And in the course of that process, I’ll encounter circumstances that sharpen my judgment and develop my ability to make informed decisions.

[Jm.autos 🚗 @WilJay_1]

Now that the X4M Competition is sold, I can finally talk about some of the inspections.

One guy came to inspect it and couldn't figure out how to put it in gear. The car intimidated him so much that he literally rolled it instead of driving it.

Another came in a Camry and told me he wanted to switch to BMW, not a regular BMW, not an M340i, Straight to an X4M Competition.

What surprised me most was how many people wanted the car without really understanding what it was.

The guy who eventually bought it knew exactly what he was looking at within minutes.

Selling an M car taught me that a lot of people want the badge, very few want the machine.

[MrBanks💰 @Mrbankstips]

You just made your first $1M. Your brain immediately jumps to the bigger house, the nicer car, that business idea you’ve been itching to execute.

Resist all of it, that instinct is exactly why most people who come into money are broke again within a few years.

The move nobody teaches you: do nothing.
Let it sit. Don’t deploy it, don’t try to flip it, don’t show it off. Park it somewhere safe that pays you while you think. Lock it into a 2–3 month yield-bearing instrument e.g T-bills, low-risk positions, safe and battle-tested protocols.

You’re not trying to get rich off it; you’re already there. You’re buying yourself time to think clearly and getting paid to do it.

Run the numbers. $1M at just 5% APR:
→ $50,000 a year → $4,167 a month → $137 a day

Every day you wake up, $137 landed in your account. You didn’t touch your principal. You didn’t lift a finger, and if that 5% compounds daily, you’re closer to $51,200 a year, the money starts making money on the money.

So before you spend a single dollar or naira, ask yourself one question: can this purchase pay for itself from the interest alone? If yes, you’ve earned it. If no, you’re eating your seed.

Anyone can GET money. Keeping it is a different skill entirely and it starts with the discipline to sit still while everyone expects you to splurge.

Sometimes parking it and letting it pay you is the best play ever. This is from experience, don’t joke with your once-in-a-lifetime SEED when it comes your way.

[ToksAsherYoung™ @ToksDuttie]

"As a Yoruba man, I can't wait to have a Governor of a south Western state who like PETER OBI will rule a state for 8yrs;
1. He didn't borrow a Kobo.
2. He didn't use a bulletproof car.
3. He never lived outside the state or in Abuja.
4. He met a debt of N36billion.
5. He met Onitsha as a terror zone.
6. He met his state at #27 in WAEC and NECO.
7. He met a kitchen called Govt House.
8. He met no Primary Healthcare.
9. He met no General Hospital in 14-LGs.
10. He met poor Pri. and Sec. school structures.

But by the time his tenure ended;

1. Anambra wasn't owing any contractor or worker.
2. He cleared the inherited ₦36billion debt.
3. He brought in SMEs to the traders of the state.
4. He built the today's Govt House.
5. He built 18-Gen Hospitals and a state Specialist.
6. He built 178-Primary Health centres.
7. He fought and won the state from hoodlums.
8. He pushed the state to #1 in 3yrs consecutively in WAEC & NECO.
9. He attracted and invested in a a brewery that employed over 3000 direct and indirect job seekers.
10. He saved ₦36billion & $150m for his successors to use and run administrations.
11. He drove 406 and Innoson throughout.
12. He didn't acquire any property anywhere while in office.
13. He never awarded any contract to family members.
14. His wife had no office or budget to mess with the state. She had her enterprises in UK.
15. Obasanjo had to come to Onitsha and spent 1-week bcos of the peaceful environment.
16. He invited EFCC to come and audit his administration, before handing over.
17. He refused to accept land, gratuity & pension like other governors.
18. He never went close to State Govt House after handing over.
19. He didn’t try to frustrate his successors policies.
20. Till today, he kept gifting multi-millions to Schools, Healthcare development, and entrepreneurship developments.
21. He even work as Chairman of SEC at the national stage without pay.
22. He paid off the pensions and gratuity owed retired workers in Anambra state.
23. He placed all old people on the station free medical and monthly salary.

If you are sincere and your definition of leadership is right you won't be against Peter Obi.

Only a selfish mind would see all these and still question it.

Peter Obi - a man that defies Nigeria's version of leadership.

- Dele Farotimi

[EgoKuwait 🇰🇼 @Egokuwait]

This generation needs to decenter this AESTHETIC mentality.

You’re making a video in your fathers house and you started with “ignore the background”, because e no get POP,
For house wey your papa sweat build.

You’re starting a small business but you want it to be aesthetically pleasing straight away, wasting money on packaging.

Everything we do now we want it to be AESTHETICALLY PLEASING.

Let’s just free ourselves from this shackles and live freely.

[Ghost Writer ✍️ @Prezain_LJ]

I really don’t know the kind of women you guys meet. I can’t relate. Maybe you approach women as “good guys”; I don’t.

The way I talk to a woman, within a week, she’s usually the one eager to have sex with me. I’m not your blood relative. No matter how genuine my intentions toward you may be, there’s still a sexual element to them.

[Brizzy @Utdbrizzy]

FIFA can try for another 100 years and still won’t recreate this masterpiece 🤌⚽️

[De Captain💛 @decaptain1972]

@inikoriinyang See her room alone. And one Fineboy that's doing well for himself go dey stress himself trying to impress her

[Ibeh @masurge7]

"...if you know I have done anything criminal in the past this is the time to bring it out..."
~ Peter Obi on Rufai's Podcast.

".... Releasing those academic.records will do me irreparable damage...."
~Tinubu to a US Federal Court.

One is a man of Character the other is career crímínal

[Percy @percyishim]

Billionaire, Tony Robbins explains why most people never build real wealth even when they live in a system full of opportunity.

“So IPhone has ran for 18 - 19 years. If you got an iPhone each time, you spend $22,000 and some change at retail price”

“But if you bought Apple stock, same amount of money on the stock you’d be up $326,000 instead of being out $22,000”

“If you’re going to use an Apple phone then at least own the company”

“What are they making a mistake of? They’re consumers not owners. We’re a consuming society and we train our kids to be consumers as well”

[Prime〽️ @Eman_Primes]

I never knew Meek Mill was a good actor until I watched this movie.

🎬: CHARM CITY KINGS🔥

[huntedhunter @huntedlifestyle]

He caught his wife cheating And just like that, his alibi retired undefeated.

[De Captain💛 @decaptain1972]

@zillionokoye *121#

[Path of Men @PathOfMen_]

The reason you are sad inside is because you know you are wasting your potential. Not because life is unfair or circumstances are hard. Deep down you know exactly what you are capable of and exactly how far you are living below it. That gap is where the sadness lives. No amount of distraction, scrolling or numbing makes it go away because you cannot fool yourself at that level. The only cure is to start closing the gap. Do the thing. Build the thing. Become who you already know you are supposed to be.

[Oyindamola🙄 @dammiedammie35]

And it was also on this app that my friend told me to escort him to a friend of his that was opening his new house he built at Akobo. We got to the place, I see big boy with escorts wearing suits following him around, multimillion Naira Mansion. Fortunately, the guy sabi me for X, treated us really special con still dey beg me make I follow back. I carry my phone give am say make he follow himself back then I notice say baba no even dey verified…. I’ve gotten multiple nice financial connections from him after that day. It’s just plain st00p!d to look down on any account 😭😂

[Sam Otigba @SamuelOtigba]

If you’re Nigerian and you didn’t drop litter in your environment today, like & RT. I want to check something.

[Yehgha @yaygha]

During that Christland school girl saga, one of my tweets was mass reported. Twitter then restricted my account and gave me the option to delete the 'offending' tweet to regain access.

I had chaotic internal deliberations over it for some time and in the end, I deleted it.

Immediately after, I felt myself losing virtue

I felt gagged
I felt like a coward
felt I had betrayed myself
felt I had cowered in the face of consequence
felt my illustrious slave owning ancestors look down on me in disappointment regret and contempt.

Couldn't shake the feeling, so I asked myself

"What's the worst thing that can happen if I make that same tweet again"

"You lose an account with 14k followers"

Was the answer

Small price to pay

So I made the tweet again.

A couple hours later, the account got suspended.

Saw the pop up notification on the bottom right corner of my screen while working and swelled with pride

Because I had redeemed myself, regained my dignity and the respect of my ancestors

I had stood on business until the very end - the business here being going against concensus and saying what I believe to be true irrespective of how much it costs me.

Moral of the story:

Those who say they want a better Nigeria

Those who admonish others to get their pvc, have refused to realise that the Nigeria they want will not happen via the ballot box.

We have been trying that channel for decades across republics. It doesn't work

So the Nigeria they want - or more realistically, the version of Nigeria they want - whatever name it is called, will have to be payed for in blood

A lot of it

2027 will come, Tinubu will 'win' - Whatever 'win' means

And we will either tweet about it over a weekend, and resume work on the Monday that follows

Or we will make the country ungovernable until he steps down. Shots will ring out, blood will spill, mothers will cry but that is the only way

If we are not willing or able to do that; to suffer, to sacrifice, to bleed, then we do not want a country that works

Our desire for a better Nigeria, is in a fundamental sense, like my belief in the freedom of speech:

It is only as meaningful as the price we are willing to pay for it.

If we are not willing to suffer for it, we do not want it.

Desire without sacrifice is wishful thinking

and if wishes were horses...

[Morris Monye @Morris_Monye]

That’s an ecosystem.

It’s also what the VFD Group is doing too

With Herel for Real Estate
Vbank for microfinance banking
Abbey for Commercial banking
Boardroom Apartments for hospitality
Anchoria Assets for Asset management
VFD tech for IT infrastructure

Slowly but surely…. 😊

[De Captain💛 @decaptain1972]

Barcelona returning Marcus Rashford back to Man Utd:

[Wolf of NGX @ngx_wolf]

Davido’s recently deleted social media post may have been a temporary lapse in corporate discretion, but for the Nigerian capital market, it provided the most definitive receipt of the year.

By posting a picture of the unexecuted private placement form for the Dangote Petroleum Refinery & Petrochemicals FZE, the Afrobeats star accidentally handed the market the exact coordinates of Africa's most anticipated listing.

While the form itself was blank, the printed offer parameters were highly telling: the private placement is structured around 3 billion ordinary shares priced at $0.35 (35 cents) per share.

Here is the breakdown of what this leak means for the upcoming Initial Public Offering (IPO) and the valuation of the refinery.

The Private Placement Valuation Math
Using the prevailing exchange rate of ₦1,373 per US Dollar as a benchmark, we can calculate the exact domestic cost basis of this early-stage capital round:

1. Price Per Share (In Naira):
$0.35 × 1373 = ₦480.55
One pre-IPO share is priced at approximately ₦480.55.

2. Total Value of the Private Placement Tranche:
The total value of this specific 3-billion-share private offering is approximately **₦1.442 Trillion** (roughly $1.05 billion).

Narrowing the IPO Pricing Band

In corporate finance, private placements executed ahead of a public listing are typically offered at a strategic discount (usually ranging between 15% and 30%) to compensate early anchor investors (such as possibly his friend Femi Otedola, who has reported requested a $100 million stake) for illiquidity and execution risk.

If ₦480.55 represents the discounted, pre-IPO entry level, we can logically project the public listing price on the Nigerian Exchange (NGX) to land within the ₦600 to ₦800 per share corridor.

This pricing strategy has major implications for the market:

1. Democratic Market Liquidity: At ₦600 to ₦800 per share, the stock remains highly accessible to retail investors. Unlike elite, high-priced peers like Seplat (which recently crossed the ₦10,000 milestone) or Aradel (trading above ₦1,200), a sub-₦1,000 entry price ensures massive retail volume, deep order books, and healthy post-listing liquidity.

2. Implied Total Valuation: If Dangote Group plans to float approximately 10% of the refinery’s equity to raise up to $5 billion, a private placement of $1.05 billion (representing ~2% to 2.5% of the company at this stage) aligns perfectly with the target overall valuation of $40 billion to $50 billion.

The Wolf’s Verdict

The leak confirms that the valuation of the Dangote Refinery is not built on speculative hype but on precise, dollar-denominated assets.

Buying in at the private placement rate of ~₦480.55 is a structural advantage, but even if retail investors have to wait for the official public listing in the ₦600 to ₦800 range, the long-term outlook remains incredibly robust. Given that the refinery is already operating at a massive scale and generating USD-equivalent revenues (with dividends promised in USD despite buying in Naira), this will undoubtedly become the anchor asset of the Nigerian capital market.

The speculation is over. The pricing corridor is set. Position your cash reserves accordingly before the September bell rings.

The game is the game. 🐺