Ayodeji

I’m interested in Technology and Finance.

[Toby @TomolaGroup]

GTCO paid me dividend yesterday, so let me use this opportunity to teach you something.

A lot of you want to enter the stock market, but you don't know how to look at a company and decide if it's worth your money. Let me show you using GTCO's Q1 2026 results.

The first thing I look at is profit. Did the company make money? GTCO made N302.9 billion profit before tax in just January to March 2026. Three months. And that's even higher than the N300.3 billion they made in the same period last year. So the company is not slowing down; it's growing.

Next thing. Where is the money coming from? GTCO earned N467 billion from interest income alone this quarter. That means the bank is collecting money from you as deposits, lending it out to businesses and individuals, investing in government securities, and earning interest on all of it. That N467 billion is up from N397 billion same time last year. The engine is getting stronger.

Then I check deposits. Are more people trusting this bank with their money? Customer deposits moved from N12.55 trillion in December to N13.21 trillion by March. In 3 months, over N660 billion in new deposits came in. People are bringing more money to GTCO. That's fuel for the business.

Now here's one a lot of beginners miss. E-business income. This is the money GTCO makes every time you do a transfer, pay a bill online, buy something with your card, use the GTWorld app. That number went from N13 billion to N21.9 billion. 69% growth in one year. This is the future of banking and GTCO is eating well from it.

I also check how safe the bank is. The Capital Adequacy Ratio tells you how much capital the bank has to absorb losses. CBN says banks need at least 15%. GTCO is sitting at 43.8%. Almost 3 times the minimum. This bank is not going anywhere.

Total assets are now N18.75 trillion. This is a company that operates in Nigeria, Ghana, Kenya, UK, Cote d'Ivoire, Sierra Leone, Liberia, Gambia, and Tanzania. When you buy GTCO shares, you own a piece of all of that.

And the dividend? They paid N12.76 per share for 2025. That's the money that landed in my account yesterday without me doing anything. I held the shares, the company made profit, they shared part of it with me.

This is what I want you to understand. You don't need to be a genius to invest. You just need to learn how to ask 4 simple questions about any company.

Is it making profit? Yes.
Is the profit growing? Yes.
Are more people using it? Yes.
Is it financially safe? Yes.

When all four answers are yes, you're looking at a solid company.

Now go open a brokerage account and start learning. The stock market is not as scary as you think. You've just been looking at it from the outside.

[Ayodeji @deji__i]

Live at Cafe Cursor @cursor_ai @cursornigeria · @kohawithstuff Hashtags: #cafecursorlagos

[Ayodeji @deji__i]

Haters Logic is
The one he Lost wasn’t Rigged
The one he Won was Rigged
😅

[Abiodun A. Adeleke👨🏽‍💻 @iamAbiodunAA]

Messi have actually played in two World Cup Finals. That’s crazyyyyy

[Ayodeji @deji__i]

Who decided that
localhost:3000 is for Frontend
localhost:8080 is for Backend
#software #softwareengineering

[Ayodeji @deji__i]

@OmaliHopie That stock just don’t care about the current Rally

[Ayodeji @deji__i]

Omo
ATH everyday on NGX

[Ayodeji @deji__i]

SCOA Nigeria Plc (SCOA) just exploded +437% YTD! 🚀

Started 2026 at ₦7.10, now closed at ₦38.15 (flat yesterday, Feb 12).

One of NGX’s top performers, old conglomerate (since 1926) in auto, equipment, construction, and trading.

Momentum is strong, infra sectors could drive more.

BUT

IF You buy, Can You Sell?

Liquidity concerns.

High-risk/high-reward play.
I will be on the sidelines.
#NGX #SCOA #NigerianStocks #Investing

[Ayodeji @deji__i]

I’m really betting on First HoldCo (FBNH) right now! 📈

At ₦48, it’s trading well below its recent 52-week high of ₦55.30, with +45% gains over the past year and a massive ₦2.13 trillion market cap.

Strong banking fundamentals, improved FX flows boosting the sector, and solid leadership make this a smart play for long-term growth.

#ngx

[Wealth Coach Omiete @wealthcoachomi]

The Nigerian stock market is agog with stocks rallying since January. Amongst the runners, there are some empty barrels with zero justification for their price rallies. It’s important to know what you are investing in otherwise, you may end up with empty shells. As the great Peter Lynch of Wall Street will always say, “Behind every stock is a company. Find out what it’s doing”. Some pull backs may be in the cards before earnings season in March/April.
#wealthcoachomiete #investsmart #financialfreedom #moneytalks #stocks

[Ayodeji @deji__i]

I had relatively higher expectations from this man…

[Nairametrics @Nairametrics]

Digital Infrastructure to come alive in Nigeria by 2027 – Bosun Tijani - https://t.co/FgjEvTwk7y

[Ayodeji @deji__i]

Twice as Tall

[Sarang Sood @SarangSood]

Luck is a debt the universe pays you for not quitting.

[Ayodeji @deji__i]

Naira continues to strengthen! 💪
Traded below ₦1,350/$ officially for the first time since May 2024 parallel market around ₦1,430–1,440.
Positive signs from CBN measures and improved FX flows.
How much further can this go

🤞
#Naira #Forex #NigeriaEconomy

[Ayodeji @deji__i]

Optics will look strong on paper, but the real test is discipline.
Many will chase the hype and hold too long. I think investors should watch closely for heavy insider selling or unusual volume spike, those are your signals to start taking profits gradually.

More positive side overall..

[Olumide Adesina @olumidecapital]

The listing of Dangote refinery will boost the optics of 🇳🇬 stock market

[Ayodeji @deji__i]

@TNIPodcaster Patience + Discipline

[Ayodeji @deji__i]

@MudiTheInvestor Because rising price gives them a little bit of confidence.
But the real alpha is in buying when the story is still quiet.

[Stocks World @anandchokshi19]

Rule of thumb for beginners for investment in fundamentally solid stocks:

1. If price drops 10%, just hold
2. If price drops 20%, add 10%
3. If price drops 30%, add 30%
4. If price goes up 10%, just hold
5. If price goes up 20%, still hold
6. If price goes up 30%, sell 10%
7. If price goes up 40%, sell 20%
8. If price goes up 50%, sell 30%
9. If price goes up 60%, sell 40%
10. If price goes up 100%, sell all

[Ayodeji @deji__i]

Nigeria’s stock market has a clear liquidity problem:

Everyone chases the same few highly traded names (banks, Dangote, MTN, etc.), while a lot of other stocks sit almost dead, low volume, hard to buy/sell without moving the price.

Investors pile into the same blue-chip stocks day after day, leaving many others with almost zero trading activity, sitting there as “dead” stocks.

True diversification is tougher than it looks.

#NigerianStocks #NGX

[Ayodeji @deji__i]

@MudiTheInvestor 🤞

[Ayodeji @deji__i]

@Msmenalicious Aradel has strong oil tailwind, MTN too with data demand. But naira and forex still dey play key role.

If the forecasts hold, e go sweet die.