Pritam Kumar Singh

building @proxylens_dev, Founding engineer @Pingolearn

[Pritam Kumar Singh @developerpritam]

@TheKhelIndia Jeet gyeee

[Pritam Kumar Singh @developerpritam]

@gharkekalesh Why they don't have any ropes or something.

[Edson Barlow @eddib17]

@Proton_Pass Absolutely bonkers hot take... that's freaking cool. I'm a data nerd too much to hate this. It's data that's stored on your phone, not shared, and you can get a little recap for yourself.

[Pritam Kumar Singh @developerpritam]

@rinks__g @pingrishabh Yup

[Pritam Kumar Singh @developerpritam]

@riyasharma5873 @beeghaaa It's AI

[Killed by Google @killedbygoogle]

i'm...not even sure how I'd record a pre-launch kill.

"It was negative N months old."

[Arun @arunsasi]

@GoogleAIStudio That is very atypical for Google. You generally kill an app after you launch it.

[mrdoob @mrdoob]

Transferring data with rapidly flashing qr codes 🫰
https://t.co/3qnijxjV1R

[Pritam Kumar Singh @developerpritam]

@JebekMartin @TejasKathuria_ Karbonn?

[Pritam Kumar Singh @developerpritam]

@samirande_ I can believe it. F̶̢̧̨̨͖̰͖̼̗͚̲̦͙̠̩̪̺̙̮̤̹̮͉̼̻͇̫͙̙͌̔́̏̀͊͒͊̽̂̓͛͒̿̈́̂̀̈́̇̽̈́̇͌͌̂̅̈́̑͌̾̊͘̚̚ͅͅg̶͕̘̓́͆́̀̈́͐͂̍̀̋̅̋́͘͘͝ģ̸̪̺͓̺̳͎̪̼̻̳̣̯̠̦̮̭̃̈́̈́̀̇͐̒̑̈̿͊́̇̎͆̉́͛͂́̃͒̐̊͐͑̎͒͆͂͋͒͐̿̃̒͛́͐̏̌̀̓̚͘̕ͅ ̶̡̛͙͓̹̤̍̈́̇̐͆̓͆̊͗̾͜h̴̨̢̧̝̖̗͔̙͔͚̜̟̩̗͚͖̤͖͕̯̫̘͓͔̼̺͖͉̠̣̟͔̞͈̭͉̟̱̅́̀́̒͂̈́̿̂̌̆̎̃̍̇̈́͛͛͆̈̅͑̑̾́̌̓̕̚̕̚͝ͅͅ

[Pritam Kumar Singh @developerpritam]

Do you remember when you joined Twitter? I do! #MyTwitterAnniversary

[Pritam Kumar Singh @developerpritam]

@doubleashish @piyushgarg_dev 😂

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Pritam Kumar Singh @developerpritam]

@kunalb11 Congratulations sir

[Pritam Kumar Singh @developerpritam]

@Rapid_IND @mehulmpt He is doing same, he said this in the video also.

[Pritam Kumar Singh @developerpritam]

@_swanand It's soo fast and so unreliable but we can use it for simple tasks.

[Pritam Kumar Singh @developerpritam]

@Sheetal2205 Use fast2sms

[Pritam Kumar Singh @developerpritam]

@thunkable Love seeing thunkable reinventing thier platform 3rd time.
Started my career with thunkable.

[Pritam Kumar Singh @developerpritam]

@khushiirl We have @dodopayments