Jake | BankFi

Just a guy who is honored to be working with people he respects on software products he's passionate about

[BankFi @BankFiOfficial]

Are your BankFi and Discord profiles connected?

Just go to https://t.co/MHFixIA9xN > Profile > Link Discord Account!

- Track your portfolio with /holdings
- Compare your ranking with /leaderboard
- Get a breakdown of portfolio rating with /points

This is just the beginning with more functionality, new integrations, expanded rewards, and new ways to engage with BankFi are already on the way.

Get connected today!

[Logan Panchot $daoguy d/acc @Lo_Ponch]

Enjoyed this conversation with @NicolasC3rny during @Cardano governance hour . During governance hour, I spoke about the @builder__dao and how I believe we should evolve Cardano Governance with Delegated Responsibility through our grassroots efforts with Initiative DAOs.

For you Cardano believers, who came here with the same idea as me, the world needs decentralized blockchains and the future financial and identity markets will run on these systems, hang in there. Goverance can be very messy, discouraging, and full of emotion, but Cardano is a start up in itself, we are figuring it out. All we can do is fight for what we believe in and make sure we keep our conduct as a community professional.

[BankFi @BankFiOfficial]

Cardano has been going through turbulence recently.

Weak business models are breaking under pressure, sentiment is low, and frustration across the ecosystem is understandable.

But moments like this are also what shape resilient ecosystems.

Cardano needs ambition.
Cardano needs stronger execution for sustainable initiatives.
Cardano needs accountability for builders delivering real products with measurable results.

The foundation is already here. We all want a better Cardano.

Let's work together to build it!

[Logan Panchot $daoguy d/acc @Lo_Ponch]

A vote for the @builder__dao is a vote for:

1. The grassroots builders on Cardano.
2. A coordination layer that serves as an unapologetically transparent democratic, informed voter base.
3. A funding mechanism that actually tracks 2030 vision KPIs for everything it funds.
4. A smart contract governed execution layer that is showing delegated executive authority can be achieved in a decentralized domain-specific fashion with dRep oversight.
5. A constantly improving coordination layer that aligns itself with the dReps and the will of the community.

[BankFi @BankFiOfficial]

Happy June Bankers!

In the spirit of governance season, we wanted to share a progress update for our community!

Less than 3 months after receiving @builder__dao funding, BankFi has already delivered on measurable growth throughout our ecosystem.

We have:
- Launched Portfolio Ratings with Discord integrations & future incentive mechanisms slated for development!
- Distributed 32k $NIGHT to holders with another drop planned soon!
- Seen 14%+ MAU growth & 30%+ TVL growth
- Launched 6 Cardano projects through @BankFiPillar, 2 of which being #BackedByBankFi

Importantly, 0% of the funding was used for speculative expansion or unnecessary infrastructure. All our growth is due to our proven model, KPI-driven growth, and the support of our amazing community!

There's always more being built, and the best is yet to come!

[BankFi @BankFiOfficial]

Great to see @ascendperps continuing to gain momentum!

Strong launches backed by real demand are a signal that capital & conviction are still present in the Cardano ecosystem.

It’s a reminder that there’s room to build meaningful, high-impact DeFi products.

Looking forward to seeing how Ascend continues to grow, and to see what exciting projects launch next!

[BankFi @BankFiOfficial]

Our #BackedByBankFi initiative is built to support ambitious builders with sustainable revenue & lower launch friction.

Projects allocate a portion of mint funds into BankFi’s Core Verticals, turning capital into ongoing, yield-generating infrastructure.

That means:
• Consistent, performance-backed revenue
• Reduced upfront costs
• Distribution and support from @BankFiPillar

If you have a vision for a Cardano project, reach out!

[BankFi @BankFiOfficial]

Find out what's inside...

Q3 - 2026

[Clarity Protocol d/acc @clarity_dao]

It is time for Cardano to evolve past Catalyst.

In the @IntersectMBO budget process, the community will see multiple Initiative DAOs being proposed.

Each has a domain-specific mandate, KPI accountability built in, on-chain treasury enforcement, and open membership based on objective criteria.

Full blog post in replies. Interested in joining the movement? Check the links at the end of the blog post.

Watch 👇

[BankFi @BankFiOfficial]

Continuing our commitment to transparency, here are this month’s reward metrics.

This marks the first distribution of partner staking rewards through BankFi, calculated from last month’s Genesis activity. Our community now holds a staggering 34,577 partner NFTs.

Mining
• 2.979₳ per Unit
• 4,185.21₳ compounded
• 9,473.007 eligible Units
• 585 eligible users

World Mobile
• 8.55₳ per Unit
• 7,429.37₳ compounded
• 3,078.712 eligible Units
• 563 eligible users

$BANK (per 1B)
• 5.472₳ distributed
• 70.31% staked
• 1.994₳ from Genesis
• 3.363₳ from core verticals
• 0.115₳ from DEX fees

Holder Pass
• 30.485₳ distributed
• 88.67% staked
• 6.701₳ from Genesis
• 20.508₳ from core verticals
• 3.276₳ from DEX fees

Genesis
• 0.05₳ per Unit
• 116,112 eligible Units
• 679 eligible users

Another strong month driven by real, performance-backed yield!

Happy claiming day!

[BankFi @BankFiOfficial]

Good morning, Bankers.

You know what day it is!

We had an amazing month and converted our BTC around 74k.

Let's get into the numbers, shall we?

Mining Gross: 44,100 ADA
Compounded: 8,820 ADA
Distributed: 35,280 ADA

Genesis Gross: 14,152 ADA
Compounded: 2,830.6 ADA
Distributed: 11,322 ADA

World Mobile Gross: 38,717 ADA
Compounded: 5,807.55 ADA
Distributed: 32,909 ADA

Bank Burned: 324 Million

Affiliate Verticals: 17,383 ADA

Total Distributed: 96,895 ADA

Total Compounded: 17,845 ADA

Distributions should go out shortly. Please take a moment to post your rewards and tag the BankFi profile. We want to see those wins all day long!

[Cardano YOD₳ @JaromirTesar]

Cardano governance has a solid technological layer, but an underdeveloped social layer.

On-chain mechanisms allow for DReps registration, delegation, proposal submission, voting, executing operations based on voting results, etc.

This was the bare minimum to get governance up and running.

Cardano needs to build a governance social layer.

Governance requires a structured decision support and coordinated strategy.

Without clear context, shared priorities, and effective alignment, our system risks producing suboptimal decisions.

Cardano governance has gained the trust of ADA holders. Now we need to put in place mechanisms for:

▪️coordination
▪️gaining context
▪️defining strategy
▪️prioritizing

These steps should precede any allocation of funds.

Many may argue that we don’t need coordination or strategy. Decentralization should let the best ideas win.

This assumes the market of ideas self-organizes perfectly. I don’t think it works in practice.

Decentralization is about removing central control.

However, it does not remove the need for coordination.

Without a unified context, decisions are noise.

If DReps don’t have structured information and the ability to compare proposals, then decisions are random, narrative-driven, or attention-driven.

Example: We approved the budget for 2 alt nodes without having any idea of ​​what budget the IOG will require. We don’t know what the total cost of decentralization will be.

Without a strategy, we have no direction. So far, we only have the Cardano Vision 2030 document, which has ambitious KPIs, but we can only use it with difficulty in making decisions for this year.

It must be clear whether we need funding infra or adoption, or how these things correlate. We need to know our short-term goals and long-term goals. We need to know what the ecosystem needs.

Without this, we will not gain neutrality and certainty.

DReps would rather approve what everyone wants, because they hope it is the right decision.

Without prioritization, resources fragment. All proposals look important. We might fund many projects, but potentially with low impact.

Notice the debates on X. Influencers claim that a given proposal is a must-have or essential.

We cannot afford to have the Treasury looted in the name of decentralization.

Governance needs a strong social layer. What is challenging is maintaining the elements of decentralization.

Intersect is preparing a Budget Framework process.

This is an important attempt at coordination, context, and prioritization. The goal is to put several proposals side by side, compare them with each other, and fund the best ones.

In my view, this process lacks strategy, but that is for another debate.

The problem with the Intersect process is that submitters are not forced to participate in it. Anyone can submit an on-chain proposal at any time. This is often the preferred option.

Another shortcoming is that the process is created with minimal participation of DReps. They do approve it, but they can do so despite the shortcomings.

There is a huge difference between DReps in terms of expertise, time availability, engagement, etc. There are DReps who are comfortable with on-chain voting, while we have DReps who want to be more engaged.

I believe that building a governance social layer should be done from the bottom up. This should be in the hands of DReps, not FEs or Intersect.

I would like to introduce you to a solution: The Initiative DAO Framework

The framework organizes capital into specialized DAOs, each focused on a clear domain, with transparent reporting, aligned incentives, and built-in accountability.

The goal is to create a more effective, more transparent, and more scalable way to steward ecosystem capital.

DReps, builders, marketers, and developers across the ecosystem have come together to propose a pilot implementation of the Initiative DAO Framework this year.

The DAOs could be overseen by a DRep DAO.

Each DAO could be accountable to the DReps via the oversight layer.

DRep DAO is intended to define reporting requirements, set KPIs and goals, and enforce transparency standards across the broader framework.

In the current conception, any DRep would be able to join the DRep DAO.

The DRep DAO could evolve into an entity that would define a fiscal year strategy, short-term and long-term goals, or even a bucket system. The bucket system would define what portion of the Treasury should be used for a given category.

This mechanism would provide coordination, context, strategy, and prioritization.

Importantly, it would be under the control of DReps, so that the decentralization of the system would be maintained.

This would reduce the ecosystem's dependence on Intersect while also enabling dialogue between the organization and DReps.

[Clarity Protocol d/acc @clarity_dao]

Another Blog has dropped!

@Lo_Ponch explains the Initiative DAO framework

"The Initiative DAO Framework is a blockchain-agnostic framework designed to optimize the allocation of ecosystem funding across the verticals that matter most for a network’s operation and long-term growth. Rather than distributing treasury capital through fragmented, proposal-by-proposal processes, the framework organizes capital into specialized DAOs, each focused on a clear domain, with transparent reporting, aligned incentives, and built-in accountability."

Link in the replies 👇

[BankFi @BankFiOfficial]

Hey Bankers!

We're excited to announce that we will be distributing over 32k+ $NIGHT as the first of 4 upcoming drops to our BankFi holders.

Eligibility is based on your holdings and activity, powered by our new Portfolio Rating system.

Make sure to sign up to get your share of these rewards and more!

Distributions start tomorrow!

It pays to Bank with us!

[Clarity Protocol d/acc @clarity_dao]

New blog just dropped, @Lo_Ponch reflects on the first two governance cycles of the @builder__dao

"What started as a grassroots concept became something real: a DAO built by builders, for builders, with clear rules, public governance, smart-contract-governed funds, and a commitment to measurable outcomes.

Today, after two governance cycles, I believe the Cardano Builder DAO stands as one of the best examples in Cardano of on-chain, KPI-based, efficient funding in action.

And as one of the people who helped bring it from 0 to 1, I want to reflect on what we built, what we learned, what was harder than expected, and why I still believe this model matters."

Link in the replies 👇

[Jake | BankFi @devjshear]

@BankFiOfficial Prioritizing appearances for short-term benefits over long-term revenue generation

[BankFi @BankFiOfficial]

What real-world assets should be brought on-chain to Cardano?

BankFi is actively expanding its RWA offerings, prioritizing assets that generate real, sustainable yield.

Which sectors or opportunities should we integrate next?

[Jake | BankFi @devjshear]

@BankFiOfficial Tycoon, here I come!

[BankFi @BankFiOfficial]

Attention Bankers!

The highly anticipated Portfolio Rating feature is now LIVE on BankFi.

Earn a score based on your ecosystem engagement, unlocking exclusive perks, rewards, and incentives as you climb.

Check your score on the Portfolio page, and test it yourself with our built-in calculator.

We've also migrated Partner Staking, now located at the bottom of the Genesis page. There, you can manage your NFTs and explore eligible partner projects.

Stay tuned for the latest! We have a lot more in store!

[BankFi @BankFiOfficial]

It's the end of an era for Bankers.

Genesis Staking for $BANK token has officially come to a close and we will be sunsetting the old website.

Bankers have until the end of June to claim their accumulated $BANK token from the site.

Moving forward all Genesis rewards will be in ADA and are claimable on the BankFi site at https://t.co/KTZPEi8SHl.

$BANK token is now fully in circulation and deflationary from this point forward.

We will continue to burn the token monthly to the tune of around a billion per month based off dex fees. Only up from here folks.

It pays to $BANK with us!