D E W A L E Y ⚡️

[D E W A L E Y ⚡️ @dewaleyy]

@itsSh0la Wtf do you mean heart is black 😂😂

[D E W A L E Y ⚡️ @dewaleyy]

@itsSh0la 😂😂😂

[𝙋𝙖𝙢𝙢𝙮 ✨️ @_Pammy_DS_]

I love people that are highIy aware of their worth but highly humble too and never look down on anyone.

[Tansu Yegen @TansuYegen]

Limits are just illusions made by the mind 🤯

[Sonny @thehonestletter]

5 financial moves every UK adult should make before they turn 30.

Save this thread.

[Dr Oludayo Sokunbi @Oludeewon]

MASTER DATA ANALYTICS

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[Shola 👑 @itsSh0la]

Three stages you have to go through when you start making money;

Stage 1: you feel the need to spend money, to impress people and let them know you’re making money.

Once you conquer this stage and stop buying things unnecessarily, you move to the next stage.

Stage 2: since you’re not spending it, you’re saving it. You then realize the money isn’t increasing, things are getting costlier. Now, you start thinking of how I can multiply this money.

Stage 3: using money to look for more money. This stage is the toughest, because it requires educating yourself constantly, the more you know, the easier it becomes for you to make more money. You can also lose money while trying to make more in this phase.

Once you conquer the first two stages, and also find your way around the third stage, you’re sorted for life.

[Abraham Okah(info hub) @AbrahamOkah2]

Do not sleep on these UK companies offering visa sponsorship.

1. Greenpeace UK
2. Carbon Trust
3. Barclays
4. Deloitte
5. pwC
6. KPMG
7. Goldman Sachs
8. Google
9. Microsoft
10. Amazon
11. Unilever
12. She'll
13. British Red cross
14. Cancer Research UK
15. Wellcome Trust
16. The Global Fund
17. Various NHS Foundation Trust

[Donpir @don_pet]

1)If you live in the UK, buy a house as soon as you can afford a mortgage, you will be glad you did later.

2)Open a junior ISA for each of your kids and make monthly contributions for them till they turn 18.

3)Try to save a certain amount of money every month no matter how little and try not to touch it. Just have at the back of your mind that any month you didn’t save anything, you haven’t worked.

4) Stop having multiple girlfriends, you will be shocked how much you will save monthly when you stop tasting the microphone 1,2.

5) stop betting, nothing sets you back more than 2 sure odds.

[CRG @MacroCRG]

If you're in the UK, open a stocks and shares ISA.

Do it today. Here's why:

It allows you to invest £20k per year TAX FREE. No taxes on gains, forever.

It's one of the best long term vehicles for tax-efficient investing in the UK. I can't stress how great it is.

Whatever disposable monies you can afford to kiss goodbye to each month, chuck em in. Doesn't have to be a lot. £100, £20, £10 a month, it all adds up long term.

Investing is not just for rich ppl or for ppl with money. EVERYONE should invest, doesn't matter how much. The goal is to beat inflation and protect/grow your money. Doesn't matter if its just £10 a month. It adds up. Your fiat currency is being debased year after year. You must protect yourself.

Personally, I buy S&P500 and Nasdaq100 index funds with a 30+ year time horizon. It's up to each individual person what they buy. To each their own.

Short term, you shouldn't care if price up/down. Be a robot with no brain. Robot invest every month. Robot know number go up long term. Robot know mechanical investing will make money grow.

S&P500 average yearly return since inception: +10%
Nasdaq100 average yearly return since inception: +14%

Some large/liquid ETF options:

S&P500 unhedged:

$VUAG (dividends automatically reinvested)
$VUSA (dividends distributed to u in cash)

S&P500 hedged:

$IGUS (dividends automatically reinvested)
$GSPX (dividends paid to u in cash)

Nasdaq100 unhedged:

$CNX1 (dividends reinvested)
$EQQQ (dividends distributed to you in cash)

Nasdaq100 hedged:

$EQGB (dividends reinvested)

FX hedged ETF's take away fx risk (for the most part). Example: if GBP strengthens against USD, it will negatively impact ur unhedged holdings beyond the instrument's performance. Nasdaq can be +10% for the year, but if GBPUSD also rose +5%, your return would be ~ +5% (napkin math).

Vice versa, if GBP weakens against USD, it will positively impact your unhedged holdings beyond the instrument's performance. Nasdaq can be +10% for the year, but if GBPUSD dropped -5%, your return would be ~+15% (napkin math).

Upside: fx risk is taken away and therefore your investment is a pure bet on the instrument's performance
Downside: higher fees

I personally hold a mixture of both hedged and unhedged. Good to note that long term over decades, fx fluctuations tend to iron out / mean revert anyway but can be painful year to year (like in 2025: GBPUSD rose a lot).

I'd include crypto exchange traded products in here however the wonderful UK government are banning them from stocks and shares ISA from April.

Worth noting too, ppl are too afraid of timing the market. 'What if price goes down?' - if you're just chucking spare change in there every month, price going down is good, you get cheaper price. Investing a lump sum is another discussion entirely whereby timing does matter, that's a discussion for another day. If you're dollar cost averaging every month with a long term time horizon: the early you start the better.

Long term example: £100 invested every month for 30 years with a +10% yearly return: ~£230k+ (with only £36k invested). Rough math, not including fees etc. All tax free when you want to sell within a S&S ISA. This is assuming the UK government doesn't abolish or fundamentally change the S&S ISA btw.

Disclosure: this is not financial advice. Investing can be volatile/risky, focus long term, always.

[Dr Oludayo Sokunbi @Oludeewon]

Let's start 2026 like this:

This link has CV templates, SOP, Research proposals, Visa Interviews, Reference letters, IELTS, TOEFL, GMAT, GRE, and Emails to Prof:

Link: https://t.co/YeQjaW4OHr

RT and tag your friends.

[Dr Oludayo Sokunbi @Oludeewon]

1. https://t.co/qzgicZOWm2

Will help you check for plagiarism before submitting any SOP or documents.

2. https://t.co/sSAU2tac5g

Will help you correct all grammatical errors and spellings.

RT and pass it on.

[Feji Iyeke YMG @iyekefejiymg]

If u like, let ₦150m enter your account & u run to buy Osapa London house.

Relax. Wealth no dey chase clout.

Buy a Camry (₦9m).
Buy 3 bank stocks (₦45m).
Lock ₦70m in MMMF at 17% (₦992k monthly).
Buy land (₦26m).

Ur future self go kneel down thank u.

Class dismissed.

[Abraham Okah(info hub) @AbrahamOkah2]

Do not sleep on these UK companies offering visa sponsorship.

1. Greenpeace UK
2. Carbon Trust
3. Barclays
4. Deloitte
5. pwC
6. KPMG
7. Goldman Sachs
8. Google
9. Microsoft
10. Amazon
11. Unilever
12. She'll
13. British Red cross
14. Cancer Research UK
15. Wellcome Trust
16. The Global Fund
17. Various NHS Foundation Trust

[Dave @d_e470]

How to apply for a Canada Visit Visa from the UK:

𝗗𝗼𝗰𝘂𝗺𝗲𝗻𝘁𝘀 𝘆𝗼𝘂 𝘄𝗶𝗹𝗹 𝗻𝗲𝗲𝗱 𝘁𝗼 𝘂𝗽𝗹𝗼𝗮𝗱:
1. Passport Datapage
2. Letter of Introduction stating your intention and where you will be visiting.
3. Hotel reservation (https://t.co/CmlIk5OV0o)
4. If invited, Letter of Invitation from your host + their PR Card/Passport + their Utility bill
5. Copy of all visa stickers & stamps you have on your passport (expired & valid)
6. Immigration Status details + Share Code
7. 4 months payslips + 4 months bank statement with a closing balance of >£2k
8. Letter of employment

𝗣𝗿𝗼𝗰𝗲𝘀𝘀
1. Create an IRCC account and verify your email - https://t.co/1i5Bg69rC2

2. Fill the application form (it’s a long one). You will also need to input what you have been doing in the last 10 years and all your travel history in the last 5 years

3. You will have to merge the documents to upload as there is no option for multiple docs upload.

4. Submit your form and pay the Visa & Biometrics fee of 180CAD (£105)

𝗕𝗶𝗼𝗺𝗲𝘁𝗿𝗶𝗰𝘀
1. 24 hours after application, login to your IRCC account & download your Biometrics Instruction Letter

2. Proceed to VFS and book an appointment at the VAC in London - https://t.co/xMU7xmYA9N

3. After biometrics, the waiting game begins. If successful, you will receive a Biometrics Validity Letter and Request for Passport Letter.

𝗞𝗲𝘆 𝗽𝗼𝗶𝗻𝘁 𝘁𝗼 𝗻𝗼𝘁𝗲 𝗶𝘀 𝘁𝗵𝗮𝘁 𝗯𝗲𝗶𝗻𝗴 𝘄𝗲𝗹𝗹 𝘁𝗿𝗮𝘃𝗲𝗹𝗹𝗲𝗱 𝗶𝘀 𝗴𝗼𝗼𝗱 𝗮𝗻𝗱 𝗵𝗮𝘃𝗶𝗻𝗴 𝗮 𝗨𝗦 𝘃𝗶𝘀𝗮 𝗮𝗹𝘀𝗼 𝗵𝗲𝗹𝗽𝘀!

[ＤＯＣＴＯＵＲ @wakawaka_doctor]

5 NEW Uk immigration changes and how you might still be able to move irrespective of them

Here 👉: https://t.co/10G4W9neLc

[Dr Oludayo Sokunbi @Oludeewon]

Academic CV templates/samples for different countries.

📌 U.S.A 🇺🇲
https://t.co/WmMct0VrAi

https://t.co/vCugRzSWCT…

📌 Canada 🇨🇦
https://t.co/lBG4orlSz3…

https://t.co/AhoyZkzHWh

https://t.co/evfue9p1GW

📌 Europass (Europe) 🇪🇺
https://t.co/VzBrZibQu1…

📌 UK 🇬🇧
https://t.co/FMAZugIeyt…

https://t.co/XIHF9vif1K…

📌 Germany 🇩🇪
https://t.co/LQWk13LO27

📌 Australia 🇦🇺
https://t.co/4qbnzX8Krz

[High Impact Careers @HighImpact01]

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This is one Bootcamp cohort you don’t want to miss! Hurry and register to enjoy great discount. Visit https://t.co/nievLJLWlM to enrol today!
#HICBootcamp

[Dr Oludayo Sokunbi @Oludeewon]

Dear First Born,

If you refuse to develop yourself because you want to help your siblings, they will be grateful for your sacrifices but will NEVER be proud of you.

Don't forget yourself because you want to be there for your siblings.

[Shola 👑 @itsSh0la]

ARE YOU ONE OF THOSE WHO DOESN'T KNOW WHAT WEB3 IS BUT WANT TO KNOW?

THIS THREAD IS FOR YOU.

Web3 is not just a buzzword.
It's the next evolution of the internet and it's unlocking massive opportunities for early adopters and those who interact with it daily.