Kay | DGTL Budget

💰 A millennial's journey to financial literacy + living a rich life! Paid off 40k+ in CC debt! My Current Goals: 🎓 Paying through school 🆘 Emergency fund

[Kay | DGTL Budget @dgtlbudget]

Hi! I’m Kay and I’m on Instagram too! 👋🏽 https://t.co/UhDpKgzAx5

[ًً @ddeongify]

no cause this is killing me

[Kay | DGTL Budget @dgtlbudget]

@_SanKissed_ @ATEEZofficial I need this on fan art— where’s the merch store?! 👀

[Kay | DGTL Budget @dgtlbudget]

Hi, I’m around- just between biz, my consulting job and school… I’ve been busy. 😬

[Kay | DGTL Budget @dgtlbudget]

After years of giving lectures, I finally got my sister to listen to my advice and she’s reading financial books. I’m so proud 🥲 been nagging her to get a CC for YEARS and she’s been so indecisive. Seems that she finally got around to reading the book I got her for Christmas! 🥲

[Jannese Torres | Yo Quiero Dinero® 🇵🇷 @DineroPodcast]

I can’t continue to live in a country that prioritizes the right to gun ownership over a woman’s right to bodily autonomy.

[Jannese Torres | Yo Quiero Dinero® 🇵🇷 @DineroPodcast]

As an elder millennial, one of the few perks is having lived thru The Great Recession.
My advice:
1. Reduce unnecessary expenses
2. Bulk up your savings
3. Dust off your resume & add to your skills
4. Boost your income w/ side hustles
5. Don’t stop investing & don’t sell

[Kay | DGTL Budget @dgtlbudget]

It do be like that 😭😂

[Roman Akramovich @SyedAkramin]

Money be like -

[Kay | DGTL Budget @dgtlbudget]

@KatTretina I am NOW ☺️

[Kay | DGTL Budget @dgtlbudget]

I hate AfterPay with a burning passion. I got into consumer debt and I just KNOW the kids who want stuff will learn the hard way if they use them. YOU DONT NEED INSTALLMENT PLANS FOR CLOTHING OMG.

[Morning Brew ☕️ @MorningBrew]

"Buy now, pay later" services are prompting the TikTok generation to take on debt, per a new @SFGate article.

Some stats:

- Gen Z spends 925% more through short-term loans now than in Jan 2020
- 73% of Afterpay's Gen Z consumer spend is on fashion—heavily promoted on TikTok

[Kay | DGTL Budget @dgtlbudget]

Still can’t believe I did it 😅✌🏽

[Kay | DGTL Budget @dgtlbudget]

Thanks for sharing! 😍

[Women’s Personal Finance @WomensPF]

{NEW} Debt: When You’re Too Deep in Your Feelings https://t.co/GHUZtlmiRZ via @dgtlbudget

[Kay | DGTL Budget @dgtlbudget]

SURPRISE! I submitted a finance story on behalf of my finance blog!

Check it out on @carefreemag: https://t.co/BrTRikJg8Y

[Kay | DGTL Budget @dgtlbudget]

About time 👏🏽

[Gizmodo @Gizmodo]

Kim Kardashian Sued for Promoting Alleged Cryptocurrency 'Pump and Dump' Scam https://t.co/bzI9R4OW6P

[Marco Rogers @polotek]

I've been having some form of this conversation with white men for years now. My understanding of it as a moral ideology gets more and more refined over time. "Build nameless, faceless systems and blame them for the world's ills so that individuals cannot be held accountable."

[Kay | DGTL Budget @dgtlbudget]

If you’d like one of those “read for the comments tweets”, this is a fun one 😅

[Kay | DGTL Budget @dgtlbudget]

I feel bad that I haven’t kept up with the blog for a while, but I did send two pitches off that I am CRAZY proud of. I really opened up and can’t wait til you guys get to read it and I can share 💖

[Kay | DGTL Budget @dgtlbudget]

@WomxnPF He is! I also called him the “fast food” to finance literacy… you’ll be fed and have food in your belly, but it’s not a foundation to good health 😂 https://t.co/33W8a8s4dI

[Kay | DGTL Budget @dgtlbudget]

Sometimes I’m reminded of how much money I’d save if I didn’t need feminine products or feel the need to purchase makeup for the sake of looking well-put together in the office 🥴

[Kay | DGTL Budget @dgtlbudget]

Dave Ramsey 🗑

[Sierra Nicole @itsSierraNicole]

Nobody:

Dave Ramsey: stay out of debt! It’s bad!

Also Dave Ramsey: *allows credit card payments to purchase his products*

🙄🥴

[Kay | DGTL Budget @dgtlbudget]

Me: why are my expenses high so early into the month?

The plane ticket I just purchased:
👁👄👁