NDXcoin was offered to Denver-area Christians through the Kingdom Wealth Exchange, an online cryptocurrency exchange owned and operated by the Regalados.
The couple "had no experience in cryptocurrency", the complaint said, and a third-party auditor found INDXcoin to be "unsafe, unsecure and riddled with technical problems".
"Despite that report, the Regalados allegedly continued to promote the INDXcoin as a low-risk, high-profit investment," it said.
Ha Long Bay's most striking feature is its landscape of limestone pillars and isles, each adorned with verdant foliage. The bay boasts over 1,600 limestone islands and islets, creating a maze-like expanse that beckons explorers to uncover its secrets.