ORIADÉ 👑
The kingdom expands. Featuring musical royalty from top to bottom.
Full album out this Friday! CD pre-orders available now. Which track are you most excited to hear first?
10 new BVN rules you must know before May 1st
The Central Bank of Nigeria (CBN) has outlined 10 key changes to the Bank Verification Number (BVN) system, which will take effect from May 1, as part of renewed efforts to curb fraud and strengthen digital banking processes.
The 10 key changes include:
1. Mobile banking apps will be restricted to one device at a time.
2. Logging in on a new device will automatically log out the previous device.
3. Switching devices will require additional verification before access is granted.
4. Suspicious BVNs will be placed on a 24-hour watchlist.
5. Banks may temporarily restrict or freeze accounts linked to flagged BVNs.
6. Customers can only change their BVN-linked phone number once.
7. The rule targets SIM-swap fraud and unauthorised access.
8. Only individuals aged 18 and above can enrol for a BVN.
9. Minors must operate accounts under a guardian.
10. Transactions on newly activated devices will be capped at ₦20,000 within the first 24 hours.
The CBN emphasised that the new rules are designed to enhance security and protect customers from rising digital fraud risks.
Bank transfers in Nigeria are instant. It is one of the fastest I’ve seen compared to the US and Canada.
I can walk into a Nigerian bank, initiate a 100 Million Naira transfer, and before I finish arguing with the bank manager about Arsenal not winning the league, the money is already sitting in the recipient’s account ready to be withdrawn.
But when it comes to electronic transfer of votes in real time, we suddenly act technologically backward. Taa, gbafuo!
It happened during my internship at the Teaching Hospital, inside the NICU (Neonatal Intensive Care Unit).
We had a premature baby in Incubator 3. Baby Farouq. He was a fighter. He was hooked up to a mechanical ventilator because his tiny lungs couldn't work on their own yet.
His father, Mr. Ahmed, was always there. He was a tall, strong man, but in that ward, he looked small. Every evening, he would stand by the window, watching his son, whispering prayers.
That night, I was doing my rounds, calibrating the oxygen sensors on the ventilators to make sure the flow was perfect. Mr. Ahmed was standing right beside me, asking, "Engineer, the machine is sounding smooth today, abi?"
I smiled and said, "Yes sir, Farouq is doing well."
Then, it happened.
NEPA took the light.
The hum of the ventilators died instantly. The room went pitch black.
Usually, the big industrial inverter kicks in within 5 seconds. We waited. One second. Five seconds. Ten seconds.
Silence.
The batteries were old and hadn't been replaced despite three memos written by the HOD.
Chaos broke out.
The Doctor, Dr. Yusuf, screamed, "Ambu-bag! Everyone, manual ventilation!"
I didn't wait. I switched on my phone torch and dove behind the ventilator. I thought maybe it was a fuse. Maybe I could bypass the inverter and connect it to a portable UPS we kept for emergencies.
Mr. Ahmed grabbed my shoulder. His grip was shaking.
"Engineer! Fix it! Why did the machine stop? Fix it!"
I was sweating. I ripped the back panel open. I was checking the terminals with my screwdriver in the dark. I was praying to a God I hadn't spoken to in years. Please, let there be a residual charge. Please.
But the battery indicator was flat. 0%.
Dr. Yusuf was manually pumping air into the baby’s lungs with the hand-pump, but it wasn't enough. The baby needed the specific pressure only the machine could give.
Mr. Ahmed saw his son turning blue. The strong man broke. He fell to his knees, holding the leg of the incubator.
"NEPA, bring light! Oh God, bring light! My son is going!"
For 15 minutes, we fought in that darkness.
I was trying to swap the power cord to a different socket, hoping maybe one line had power. My hands were trembling. I felt useless. All my engineering knowledge, all my circuit theory, useless because of diesel and batteries.
Then, Dr. Yusuf stopped pumping. He lowered his head.
Mr. Ahmed screamed. "Doctor, why did you stop? Pump him! Engineer, put on the machine now!"
I stood up, holding my screwdriver, tears running down my face. I couldn't look at him.
"Flash."
The bulbs flickered. The AC hummed. NEPA brought the light back.
The ventilator screen lit up. Beep. Beep. Beep.
But it was pumping air into a corpse.
Mr. Ahmed didn't cry immediately. He just stared at the machine that came back to life two minutes too late. Then he looked at me.
"You fixed it?" he asked, his voice broken.
I couldn't tell him I didn't fix anything. I couldn't tell him that his son died because someone in the administrative block didn't sign a check for batteries.
That night, listening to a grown man wail for his son in the corridor, Nigeria broke me. It taught me that in this country, your technical skill means nothing if the system wants to kill you. 💔🇳🇬