The first brand to begin to list trusted products between Cowry, Opay and Piggy will take another 10% of the market.
We are doing 18%-20% in trusted investment groups, no reason to put my money in apps doing what Stanbic, i-invest and others are doing.
PiggyVest
Let me break down PiggyVest mathematically so you understand exactly what happens to your money in each feature, using their current June 2026 rates.
PiggyBank and Target Savings pay up to 16% annually, calculated daily and paid monthly. Put N1,000,000 in for one year and you earn N160,000, ending with N1,160,000. Simple, disciplined, automated.
Flex Naira is your liquid wallet, paying 12% annually but only if you stay under 4 withdrawals monthly. Same N1,000,000 earns N120,000 in a year while remaining fully accessible.
SafeLock is where it gets interesting. Lock N1,000,000 for one year at 18.5% and PiggyVest pays you the entire N185,000 interest upfront the moment you lock the funds, not at maturity. Your principal stays locked but you already have N185,000 sitting in your Flex Naira wallet to spend or reinvest immediately.
Lock for over two years and the rate jumps to 21% per annum. That same N1,000,000 compounds to N1,464,100, meaning N464,100 in pure interest.
Now here is the smart move serious users do. Lock your money in SafeLock, collect that upfront interest immediately, then drop that interest into Flex Naira to keep earning 12% while your principal is still locked elsewhere. You are earning twice on the same capital simultaneously.
PiggyVest is not just an app. It is a discipline engine. The features exist to stop you from touching money you cannot afford to spend, while still making that same money work in the background.
Pick the feature based on your need. Discipline, lock it in SafeLock. Liquidity, use Flex Naira. Consistency, use PiggyBank.
As you mature, understand the difference between colleagues and team members.
Colleagues have ambitions and donโt care about your existence, most likely, they are plotting your downfall and intentionally keeping information and opportunities away from you.
Team members are the real ones, they become family, every criticism is aimed at your growth and not to shame you. These ones are allowed into your house and the relationship transcends your current organization.
Be intentional about your growth and peace.
More and more, we have to apologize for the behaviors of our brothers in the Faith.
There is no reason why you use your platform to promote this agenda because of your beliefs. There is actually nothing more contradictory to our Faith.
Sad!
Bye bye YouVersion.
People generally expect you to only host decent and safe Bible translations. At least thatโs what I expect.
Iโd recommend using caution if you still use the YouVersion Bible app.
The moment Sascha Zverev won Roland Garros to become a Grand Slam champion.
The first German man to win a slam since Boris Becker in 1996.
A long time coming.
๐ฉ๐ช
Tears of joy as Nigerian youngster Zadok Abu Yohanna breaks down emotionally while news of his @OfficialBHAFC move is delivered to his father over the phone.
Earlier today, Yohanna completed a move to Brighton in a deal worth around ยฃ21.5 million, with the English club.
๐๐จ๐ฎ Cรดte d'Ivoire will take the youngest squad to the 2026 FIFA World Cup
The Elephants have an average age of just 25.35 years, the lowest among all qualified nations.
Four African countries feature among the 10 youngest teams at the tournament.
๐ฌ๐ญ Ghana have arrived safely in the USA for the 2026 FIFA World Cup.
The Black Stars become the 7th African nation to arrive for the tournament.
Their World Cup campaign begins against Panama on June 17 at BMO Field.
๐จ๐ฎ Cรดte dโIvoire stunned France with a 2-1 victory on French soil just 12 days before Les Bleus begin their FIFA World Cup campaign. ๐๐ฅ
They came from behind to claim a famous win against one of the tournament favourites.
Hate fuels Chelsea to win in major finals, the whole world would be against Chelsea and Chelsea would still win against all odds. Chelsea fans never cry about being hated, Chelsea just wins.
Cant say the same for our north London kid brothers, hate usually drowns them.
My ๐ณ๐ฌ Arsenal colleagues will never agree this is how they as Nigerians fell in love; living in delusion and coming out after Arteta bought 8 defenders and brought in Corner FC ๐
๐คฆโโ๏ธ "Arsenal used to play great football!"
โ "Hoofing balls... that's not the Arsenal we know!"
๐คฉ "The Arsenal of Thierry Henry was a team that played football!"
The PSG gave a damning assessment of #AFC's style as he insists football won in the UCL final! ๐ณ
He is not referencing Lagos as the problem but the Presidentโs position and interest as the main reason we are still suffering.
Schooled in Ibadan during Akala and visited through the Ajimobi days, he is not lying at all.
Correlation is give us state police, we can pay and recruit more officers!