David Michael

CTO, blockchain technologist, black coffee drinker, husband, father, and once-and-future gamer.

[Coinsub @coinsubio]

1/ Most people never see the part of a payment that moves the money. We’re here to tell you there’s a better way.

[David Michael @dmalive]

@coinsubio stablecoins today, programable money tomorrow

[Coinsub @coinsubio]

Stablecoin infrastructure built for regulated money movement.

#Coinsub is MSB-registered with FinCEN and FINTRAC. ISO 27001 and SOC 2 in progress.

#Compliance isn't bolted on. It's built in. 🔒

[Coinsub @coinsubio]

💳 Cards fail.
🗺️ Cross-border fees add up.
📅 Settlement takes days.

None of that is inevitable. It's just what happens when you build on old infrastructure.

There's a better layer now.

https://t.co/MvW0O29Olj

[David Michael @dmalive]

@coinsubio Merchants want to be paid in non-volatile currency.

[David Michael @dmalive]

@DanScavino It's sad that children watching these awesome pilots won't grow up in a world that has pilot positions open.

[Coinsub @coinsubio]

Why #stablecoins are the logical next step for #PSPs:

Merchants want acceptance. PSPs need a repeatable, #white-label way to roll it out at scale.

That's what #Coinsub is built for.

Read our latest blog: https://t.co/nGu7YRgLVr

[David Michael @dmalive]

@hdpayens @grok is this true?

[David Michael @dmalive]

Congress isn't deciding if yield should be giving on stablecoins. That's going to happen

All they are deciding here is which companies are going to profit from it. The current bill makes it so US companies can't profit from this.

All the profit will be driven out of the country.

In simple terms it's driving the future of crypto overseas. It's the same thing they have been doing from the start, putting obstacles to innovation in the path of American companies, making them less competitive with others around the world.

[David Michael @dmalive]

3/3
The inexhaustible human edge is curiosity—exploration, discovery, learning. AI amplifies it but can't originate genuine wonder. We should pair fiscal abundance with cultural work: families fostering curiosity in kids as the primary virtue, turning us into discoverers adding to a shared codex. That preserves merit, contribution, harmony—not producers vs consumers. Thoughts? @daschreiber
@elonmusk

[David Michael @dmalive]

@PeterDiamandis
1/3
Great thread—MOSAIC is smart first-order engineering: captures the AI dividend frictionlessly via dynamic VAT + ring-fencing, funds a solid UHI floor without punishing innovators or inflating prices. The math and timing urgency make sense. Kudos for turning intuition into a concrete proposal.

[David Michael @dmalive]

2/3
But it stays at the surface: solves survival & consumption, yet risks a deeper crisis—human purpose. When machines produce everything and work becomes optional, what anchors meaning? Consumption alone (even "high income" version) can lead to atrophy, isolation, WALL-E dystopia. Money is the easy part; purpose is the hard one.

[Coinsub @coinsubio]

Coinsub on @Nasdaq #stablecoin payments are shifting from experimentation to execution.

Watch the interview: https://t.co/4nC5Y8hXdD

#Crypto #Payments #Fintech

[David Michael @dmalive]

@elonmusk Need a setting so I never see the same post twice. Once is enough for 99%. Then a way to save posts for later. So I can think about things and revisit them.

[David Michael @dmalive]

If you're reading this, I'm probably dead. Stage four inoperable cancer. Hey. They said I had four months but I clawed out two years! That's not bad.

I refused to let those years be consumed with my fight against cancer. To make it about me. I just wanted to make good memories with you and the kids while we could.

I don't regret a thing.

In the event I don't log in for a while, you'll get access to my google account. I put everything you need there. Bank records, crypto wallets, life insurance. It's all there and organized for you. I also recorded some messages for the children's milestones. First loves, marriages, break up, first child, other grandchildren. I tried to think of everything.

I even have a message for the next guy you find. Make sure he watches it. Anyhow. Thanks for the world Dee. I had the best life a man could ask for. I'll see you on the other side.

[David Michael @dmalive]

@elonmusk @wef Discuss how governments should prepare for a future where human work product is increasingly obsolete.

[David Michael @dmalive]

@WallStreetMav The vikings couldn't tame Greenland. The people there are much tougher than vikings.

[David Michael @dmalive]

@cryptorover Interest bearing stablecoins are here to stay. They are only debating on if American companies going to profit from them, or will they push all the profits offshore.

[David Michael @dmalive]

@CoinDesk Interest bearing stablecoins are here to stay. They are only debating on if American companies going to profit from them, or will they push all the profits offshore.

[David Michael @dmalive]

@CoinMarketCap Interest bearing stablecoins are here to stay. They are only debating on if American companies going to profit from them, or will they push all the profits offshore.