Dimitri Zlobin

Entrepreneur

[Dimitri Zlobin @DmitriZlobin]

https://t.co/XSaa4WDAmI

[Dimitri Zlobin @DmitriZlobin]

@psb_dc @MaryMWisniewski @sheminajiwani @stessacohen @tiffanimontez @moyle_l @dionlisle @mikulaja @CFPB #BNPL makes consumer lending sore accessible for a wide social groups while people who had access to cheap loans in a past keep their habits. Get more insights here: https://t.co/NTwKfvqZCu

[Dimitri Zlobin @DmitriZlobin]

@CNN IS #BuyNowPayLater only for the "less fortunate" or financially irresponsible individuals?
#Klarna #BNPL
https://t.co/WlnK3O4aSH

[Dimitri Zlobin @DmitriZlobin]

@ArtisanEnglish Take a look at our credit risk analysis for #BNPL. Usage of products like #Klarna usually will not dive you into debt. #BNPL client behavior is very different from #CreditCards

https://t.co/WlnK3O4aSH

[Dimitri Zlobin @DmitriZlobin]

@CNN Have you ever heard whispers about how #BuyNowPayLater is only for the "less fortunate" or financially irresponsible individuals?
Is #Klarna targeting the same risky clientele as micro-financing companies?
https://t.co/WlnK3O4aSH

[Dimitri Zlobin @DmitriZlobin]

Have you ever heard whispers about how #BuyNowPayLater is only for the "less fortunate" or financially irresponsible individuals?
Does #Klarna target the same risky clientele as micro-financing companies?
https://t.co/WlnK3O4aSH

[Dimitri Zlobin @DmitriZlobin]

@davsantweet @klarnaseb @Klarna @CNET It's funny to hear again that #BNPL can stimulate overspending and negative shopping habits. Average #Klarna's user spends only $500 per year and makes only 4-5 purchases annually. It's less than 1% even for the poorest part of the population. Source: https://t.co/jkprjJ5xEr

[Dimitri Zlobin @DmitriZlobin]

@TalentForte #Klarna can be profitable right away if it can stop its growth and focus on raising GMV within the current client base. More data here: https://t.co/jkprjJ5xEr

[Dimitri Zlobin @DmitriZlobin]

@PopularFintech #Klarna can be profitable right away if it can stop its growth and focus on raising GMV within the current client base. More data here: https://t.co/jkprjJ5xEr

[Dimitri Zlobin @DmitriZlobin]

@expert_payment #Klarna can be profitable right away if it can stop its growth and focus on raising GMV within the current client base. More data here: https://t.co/jkprjJ5xEr

[Dimitri Zlobin @DmitriZlobin]

@FinTech_Futures @Klarna #Klarna can be profitable right away if it can stop its growth and focus on raising GMV within current client base. More data here: https://t.co/jkprjJ5xEr

[Dimitri Zlobin @DmitriZlobin]

@PayTechTalk @Klarna Can Klarna afford global growth with its current business model? Today every active client brings only $5 of profit, but customer acquisition and activation usually cost much more. Get more details here: https://t.co/jkprjJ5xEr

[Dimitri Zlobin @DmitriZlobin]

@CNBCOvertime @SquawkStreet @MorganLBrennan @Klarna The late fee doesn't affect the #bnpl financial model. Check our report for more details: https://t.co/jkprjJ5xEr

[Dimitri Zlobin @DmitriZlobin]

Staring at #SharkTank #Malta this Sunday. Don’t miss us out.

[Dimitri Zlobin @DmitriZlobin]

@klarnaseb It's not true. No interest <> Low outstanding balance. 4.5 purchases per year per active client with an average check of $120 = Low outstanding balance.
To change the World #Klarna should increase the number of transactions per client. It will return the trust in #bnpl.

[Dimitri Zlobin @DmitriZlobin]

Continue the topic on #bnpl in #Spain please check out TOP3 players in the market.

https://t.co/CV9zg5YQDj

[Dimitri Zlobin @DmitriZlobin]

Today Spain is most open to implementing innovative lending solutions in Europe.

Check out why #Spain has a colossal potential to transform daily shopping patterns.

#innovation #bnpl #payments #Europe

https://t.co/TEtOdXyq5L

[Dimitri Zlobin @DmitriZlobin]

@Fin_Eng_Net I'm sure this is a common misconception.

First, according to a recent study, 63% of Americans live paycheck to paycheck.

Secondly, higher-income people also use loans and do not like paying interest.

And thirdly, with frequent use, #BNPL becomes a habit.

[Dimitri Zlobin @DmitriZlobin]

@klarnaseb That's truly outstanding results @klarnaseb and you do an amazing job! But #Klarna still generates only $5 per active client per year (gross margin $760m / total active clients 150m). Does it ever covers customer acquisitions cost?
More thoughts here https://t.co/jkprjJ5xEr

[Sebastian Siemiatkowski @klarnaseb]

Full year 2022 financials are out and super-exciting results for Klarna! We’re growing way faster than the market in tough times. GMV up 19% in Q4 2022, revenue up 20%

[Dimitri Zlobin @DmitriZlobin]

@nafisalam @Klarna @business @FT @chartrdaily @Damien_CABADI @efipm @danfeaheny @richardturrin @enricomolinari @segundoatdell @Nicolas2Pinto @mikeflache @FinMKTG @globaliqx @Khulood_Almani @SpirosMargaris I guess it's too early to bury #Klarna and the whole #bnpl. Find some insights in the article why:
https://t.co/jkprjJ5xEr