“just buy a house”not so easy
Fixed mortgage = stable payment, boring, SAFE.
ARM = lower at first then can get worse
Owning a home = mortgage + taxes + insurance + repairs.both are difficult
OH MY GOD IT IS NOT THAT HARD
The way to use a credit card is:
ONLY spend money you ALREADY HAVE
PAY. IT. OFF. IN. FULL. EVERY. MONTH.
A credit card is NOT free money. . It is NOT a “future me problem.”so use it sparingly. cards are a TOOL. Learn to use it or PUT IT DOWN. 😡💥
The new digital episode is peak literally screaming, screaming at my wall, screaming into my to my stall. She be talking crazy like I ain’t got no balls.