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PhilHealth is omnipresent in every Filipino’s payslip, taking money whether workers like it or not. Yet in moments of greatest need, it often feels absent.
That’s what happened in the viral case of Maria Lourdes Sulit. Her husband Marvin contributed for over 25 years. When he died of a brain hematoma, PhilHealth declined to cover their nearly ₱200,000 hospital bill.
The reason: a technicality. He was confined for less than 24 hours. Under PhilHealth Circular No. 2020-0007, inpatient benefits require a 24-hour stay. But Circular No. 2025-0020 allows outpatient emergency benefits in cases ending in death within 24 hours. So which is it, then?
Sulit’s case is yet another crack in a system already under strain.
PhilHealth is mandatory under the Universal Health Care Law. Every Filipino is automatically enrolled, meaning every worker is required to contribute—regardless of income, preference, or private coverage.
And that has long been a point of frustration. Ask any tito, tita, tropa, or kakilala, and a familiar story emerges: PhilHealth often covers only a fraction of the bill. Families still shoulder significant out-of-pocket expenses.
Then come the administrative failures: the delays, the waiting, the stress on top of the hospitalization stresses.
Private health maintenance organizations help fill some of the gap. But even they can only do so much, often still leaving families exposed to catastrophic expenses that the public system is supposed to cushion.
And then, there’s the issue that refuses to go away: corruption.
PhilHealth has been repeatedly drawn into controversies involving anomalous claims, questionable reimbursements, and fund management issues that have reached Congress and the courts.
The latest one involved around ₱60 billion in excess funds—transferred to the national treasury. The Supreme Court later ruled that it’s unconstitutional, questioning whether health funds were being redirected away from their intended purpose.
The money has since been restored to PhilHealth, but its image isn’t getting any better. To many, it remains an agency that collects mandatory contributions, yet Filipinos don't get what they pay for.
Calls to abolish PhilHealth continue to surface. Let Filipinos keep their money. Rely on private insurance or personal means instead.
It’s understandable—especially in cases like Sulit’s—but abolition without replacement risks dismantling the country’s only nationwide health risk pool.
For all its flaws, PhilHealth remains the only attempt at universal coverage at scale. Removing it wouldn’t erase the need for protection.
So the real issue is not just whether to abolish PhilHealth, but what must replace or radically reform it.
Our Asian neighbors have made clearer choices. Thailand funds universal healthcare through general taxation, allowing patients to access care with minimal or no out-of-pocket costs. Malaysia heavily subsidizes public hospitals, keeping treatment affordable and predictable. South Korea operates a hybrid system where mandatory contributions are matched with reliable, structured coverage at the point of care.
The Philippines remains stuck in between: compulsory contributions without guaranteed protection, universal enrollment without universal certainty.
Now, the question is no longer whether PhilHealth should exist. Can it continue in its current form when the gap between contribution and protection remains this wide?
Can Filipinos still afford to pay premiums to a system they cannot rely on in a life-and-death situation?
Otherwise, PhilHealth only gives Filipinos hell.
Umamin si Tsinator Kuleta na wala na silang bilang at sinadya nilang tarantaduhin ang constitutional process ng Senado para lang matuloy ang dog show nila noong June 4, 2026.
May mga panahon na ang pinakamahirap gawin ay hindi ang manalo, kundi ang tumindig kahit ginagawa kang target ng kapangyarihan.
Bilang isang taong matagal nang lumalaban para sa pananagutan sa pamahalaan, alam ko na ang tapang ay hindi nasusukat kapag tahimik ang paligid. Nasusukat ito kapag malakas ang atake, mabigat ang pressure, at mas madali sanang manahimik na lang.
Senator Risa Hontiveros has shown that courage time and again. Hindi siya tumitindig para sa ingay. Tumitindig siya para sa katotohanan. Sa mga imbestigasyon tungkol sa POGOs, Alice Guo, human trafficking, abuse, corruption, and failures of public institutions, she has shown what it means to follow the trail even when the trail leads to powerful people. She has pushed for accountability where others would rather look away, and has consistently used her platform to protect those harmed by abuse, exploitation, and institutional neglect.
She asks the questions that many are afraid to ask. She gives voice to people who are often ignored. And even when the attacks become personal, she does not retreat from the work.
That kind of leadership is exactly what our democracy needs: principled, steady, prepared, and unafraid.
Hindi ko ito kayang tapatan ng pananahimik.
Naranasan ko na kung paano tumindig nang walang kasiguraduhan kung may yayakap ba, may sasabay ba, o may mananatili hanggang dulo. Naranasan ko na ring maiwang nakatayo mag-isa, sumasalo ng puna, batikos, at paninira, habang ang iba ay umatras na dahil mahirap ang laban.
Kaya alam ko: hindi madali ang lumaban para sa transparency, justice, and good governance. Pero posible ito kapag may mga lingkod-bayan na inuuna ang prinsipyo kaysa pulitika, at ang kapakanan ng taumbayan kaysa sariling ginhawa.
Naranasan ko nang masabihan: “Hindi ka naman mananalo. Masasayang lang ang boto.”
Pero kung ang laging pipiliin ay ang mukhang mananalo, kailan natin ipapanalo ang tunay na nararapat?
Gawin nating hamon ang panghihina nila.
Kayanin natin ang mahirap,
Ipanalo natin ang karapat-dapat.
Hindi ito para kay Risa!
Ito ay para sa ating lahat!
THE CASES OF MAGIC 13 🪄
Escudero - plunder, graft
Villanueva - plunder
Estrada - plunder, malversation
Marcoleta - plunder
Villar siblings - market manipulation/insider trading
Go - co-perpetrator/ICC
Dela Rosa - ICC
Padilla - obstruction of justice
GOD SAVE THE PHILIPPINES!
‘𝗗𝗜 𝗡𝗔𝗧𝗜𝗧𝗜𝗡𝗔𝗚 𝗡𝗔 𝗣𝗔𝗚-𝗔𝗦𝗔 𝗦𝗔 𝗚𝗜𝗧𝗡𝗔 𝗡𝗚 𝗧𝗔𝗚𝗧𝗨𝗬𝗢𝗧
Pinuntahan at pinakinggan natin ang hinaing ng mga magsasaka sa Brgy. Comun, Camalig, Albay na matinding naapektuhan ng patuloy na tagtuyot sa kanilang lugar.
Sa gitna ng bitak-bitak na lupa at tuyong palayan, nakita natin ang bigat ng kanilang araw-araw na laban, mga pananim na hindi umabot sa anihan, puhunan na hindi nabawi, at kabuhayang unti-unting nanghihina dahil sa kakulangan sa tubig.
Katuwang ang National Irrigation Administration at Department of Agriculture ng Albay at ang lokal na pamahalaan ng Camalig, tulong-tulong nating hinahanapan ng solusyon ang pangangailangan sa irigasyon, ang posibleng pagpapatayo ng solar-powered irrigation system, at iba pang tulong na maaaring ipaabot sa ating mga magsasaka.
Hindi madali ang pinagdadaanan nila, pero malinaw sa atin ang kanilang hangarin, makapagtanim, makaani, at makabangon muli. Patuloy natin silang kasama sa paghahanap ng konkretong solusyon para sa mga magsasakang araw-araw lumalaban para sa pagkain ng bawat Pilipino. 🌾
DIOS MARHAY NA ALDAW, ALBAY! 🌋
Nagkaroon tayo ng courtesy call at pagpupulong kasama si Gov. Noel Rosal upang talakayin ang mahahalagang proyekto at tulong para sa lalawigan ng Albay.
Isa sa mga natalakay ang pagpapatuloy ng development ng Pantao Port, kabilang ang mga pasilidad tulad ng cold storage at warehouses na mahalaga para sa mga mangingisda, magsasaka, at lokal na ekonomiya ng rehiyon. Ayon kay Gov. Rosal, kinumpirma na rin ni Agriculture Secretary Francisco "Kiko" Tiu Laurel Jr. ang budget para sa mga pasilidad na ito. Handa rin tayong makipag-ugnayan at tumulong upang masuportahan ang proyektong ito.
Dios mabalos tabi kay Gov. Noel Rosal at sa buong lokal na pamahalaan ng Albay sa patuloy na pakikipagtulungan para sa ating mga padaba na Albayanos.
JOINT STATEMENT ON THE SENATE MINORITY WALKOUT
We strongly condemn what appears to be an attempt to rush a major change in the Senate Rules, especially when several members of the minority still wanted to speak and raise serious questions on the floor.
Bakit kailangang madaliin? Bakit kailangang pigilan ang mga gustong magsalita? Bakit kailangang i-divide ang house kung marami pang senador ang nagtatanong tungkol sa proseso?
Minamadali ba ang rule change na ito dahil gusto nilang maka boto si Senator Bato? At ngayong may mga ulat na may mga majority senators na maaaring arestuhin?
We walked out because what happened on the floor looked less like orderly deliberation. The proposed rule change affects how senators may attend sessions, participate in proceedings and exercise their mandate through remote means, and such a measure should be opened to healthy public debate instead of being rushed by the tyranny of the majority.
We have always welcomed healthy discussions on the floor, but this should mean allowing all members to be heard, not forcing the chamber to move at the speed preferred by the majority.
At the time the motion was taken up, there was no duly constituted Committee on Rules and there was not even an elected Majority Leader who could properly guide a rules amendment through the regular process.
How could there have been any action or discussion before the Committee on Rules when no Committee on Rules has been organized to date?
With due respect, the answer that no Senate rule had been violated does not settle the matter, because the rules cannot be treated as a matter of convenience when the very process for amending them is under serious question.
The timing raises a question that the public deserves to hear debated openly. Kaya pinili naming tumayo at iwan ang majority sa plenary. Kaya kami nagdesisyon to question the quorum and call for adjournment.
If the proposal is truly defensible, then let it pass through the proper route.
We owe it to the people who voted for us to do our mandate. This is why we want more time to discuss this further.