Dr. Lakisha L. Simmons

Saved $750k in 4 years as a teacher. FIRE Coach teaching busy professionals and moms to save, invest and plan for early retirement. In People, Forbes, Insider

[Dr. Lakisha L. Simmons @drkishasimmons]

I saved $750,000 in 4 years (viral on Insider, People, Forbes)

and early retired 2 years later at 41 (#FIRE)

Here are 9 strategies #Millionaires use to become wealthy and retire early:

[Dr. Lakisha L. Simmons @drkishasimmons]

You Don't always Need a Huge #EmergencyFund!

Instead of 6 months’ worth of expenses, having a smaller fund (e.g., 3 months) combined with a line of credit can be sufficient and allow you to invest more aggressively.

Read all 9 steps here: https://t.co/rkoY1pOVJC

[Dr. Lakisha L. Simmons @drkishasimmons]

After divorce, you have to make tough choices, like renting.

I moved from a 5 bedroom house into a 2 bedroom apartment with my two children. I did this so I could rebuild my financial situation.

Check out my latest blog and video: https://t.co/rkoY1pOVJC

[Dr. Lakisha L. Simmons @drkishasimmons]

https://t.co/AJTFHMx0x4

[Dr. Lakisha L. Simmons @drkishasimmons]

Prompt: "Based on my financial data, offer personalized advice tailored to my unique financial situation."

Here are some very useful prompts to make you life easier.

[Dr. Lakisha L. Simmons @drkishasimmons]

Get all of them here: https://t.co/AJTFHMx0x4

[Dr. Lakisha L. Simmons @drkishasimmons]

ChatGPT Prompt: "Help me define and create a savings plan for my emergency fund, vacation, and retirement."

Let's get caught up with these #ChatGPT prompts:

[Dr. Lakisha L. Simmons @drkishasimmons]

Prompt: "Schedule a monthly review of my budget to assess my financial goals and make necessary adjustments."

[Dr. Lakisha L. Simmons @drkishasimmons]

🚨 Tennessee State University Launches New Master of Science in Business Data Analytics Program! 🚨

Apply now and join the next generation of data analytics professionals! https://t.co/h47FBpjCc1

#TSU #DataAnalytics #MSBA #BusinessAnalytics #DataScience #HigherEducation

[Dr. Lakisha L. Simmons @drkishasimmons]

- Manage Your Time Effectively: Balance your side hustle with your primary responsibilities by establishing a consistent schedule and prioritizing tasks. READ the seven income streams at https://t.co/rhm4EA3htQ

[Dr. Lakisha L. Simmons @drkishasimmons]

Ugly Truth: 45% of Americans have a side hustle.

BUT watch out for those who lie about how much they've made just to sell a course. I've been fact checked over and over by CNBC Make IT, Insider and Forbes just to name a few.

[Dr. Lakisha L. Simmons @drkishasimmons]

- Set Realistic Goals: Define clear financial goals for your side hustle, whether it’s paying off debt, building savings, or funding family vacations. https://t.co/1IaM3P1ITD

[Dr. Lakisha L. Simmons @drkishasimmons]

My income has three main pillars: my investments, my coaching business, and my products. My coaching business is my passion project.

Read the full side income streams at https://t.co/7Y2vZExtsp

[Dr. Lakisha L. Simmons @drkishasimmons]

Nearly 40% of Americans can’t cover a $400 emergency expense. Prioritize saving for emergencies to stay financially secure.

As your Financial Freedom #coach and mompreneur, I want to share the #sidehustles I engaged in to build my emergency fund and even early retire.

[Dr. Lakisha L. Simmons @drkishasimmons]

Ever wondered how networking can shape your career and help you retire early?

   -  85% of all jobs are filled through networking. Building strong professional relationships is key to unlocking new career opportunities and increasing your income!

https://t.co/isx7YqG0VO

[Dr. Lakisha L. Simmons @drkishasimmons]

Invest in yourself. How to dust yourself off and take action:

-Walk everyday
-Start a business
-Learn a new language
-Put your phone down and pick up a #personaldevelopment #book

[Dr. Lakisha L. Simmons @drkishasimmons]

Half of Americans have NO retirement plan in place.  

Here are two tips to boost your retirement accounts: 

-  The Wealthy AchieveHer budget planner helps you maximize your job income to build wealth and plan for an early retirement.

[Dr. Lakisha L. Simmons @drkishasimmons]

Having arrived here wasn't simply a matter of luck or chance, but rather a series of sacrifices and dedication. I'd love to have you join our community! Here is the link to download your midyear review workbook https://t.co/wCpzp5KT4W

[Dr. Lakisha L. Simmons @drkishasimmons]

People who set specific financial goals are 2.5 times more likely to achieve them. I'm sure you've done that. Now let's do a goals Midyear Financial Review and Check-in!

Here you go... https://t.co/6KkzpM55s0

[Dr. Lakisha L. Simmons @drkishasimmons]

Curious about the impact of mentorship on career growth and your salary?

   -  Employees with mentors are PROMOTED FIVE TIMES more often than those without mentors

View the book details at https://t.co/isx7YqG0VO