Ducat

Be good at money by understanding your spending habits without complicated dashboards or data overload.

[Ducat @ducatapp]

Reminder: In this economy, having a side business that can shield you from financial damages due to layoffs can be a lifesaver.

[Ducat @ducatapp]

If you haven't done this yet, try the pre-mortem scenario for your finances:

Imagine an unexpected future expense, such as a medical injury that your insurance doesn't cover or your work laptop needing an urgent repair.

Do you have funds set aside to cover these expenses?

[Ducat @ducatapp]

Investments take time to grow, so it's better to invest regularly and not worry too much about the minor dips that usually average out.

You're playing the long game here. Zoom out.

[Ducat @ducatapp]

You can easily track your international purchases in Ducat by mentioning the transaction currency in your prompt.

Ducat will identify the currency and automatically convert the original amount into your account currency.

Here's an example:

[Ducat @ducatapp]

One of the best ways to be financially at peace is to set a savings or monthly income target that's enough for you and stop moving the goalposts very often.

Here's more on this topic:
https://t.co/L4ZV1RVtnr

[Ducat @ducatapp]

Two questions to ask yourself before buying something: 

1) How will I feel after buying this product or service?
2) How will I feel if I don’t?

[Ducat @ducatapp]

Credit cards are one of the most powerful financial tools.

Abuse it, and it can ruin you. Play it smart, and you can reap immense benefits that compound over time.

Use credit cards to your advantage.

[Ducat @ducatapp]

A quick tip on collecting personalised offers:

Create a separate email inbox for retail offers, and use that to sign up for discount mailers whenever you spot one.

This way, your primary email isn't spammed, and you have a list of potentially valid discounts when you need one.

[Ducat @ducatapp]

If you've been burned by sudden subscription renewal charges, use Ducat to track your subscriptions.

Then, in the home screen, you'll see a timeline of your upcoming payments in the next 7 days, and also get timely reminders before a charge happens:

[Ducat @ducatapp]

A good way to avoid splurging on things you won't use after the first week is to buy a low-priced tester version first.

If you use the tool, gadget, etc., often and for a substantial period, you can invest in a high-quality version.

This prevents hoarding unnecessary items.

[Ducat @ducatapp]

Chisoku is a Japanese concept that roughly translates to “being content with what you have rather than mindlessly buying new things.”

Remember this idea the next time you're at a superstore or on Amazon.

[Ducat @ducatapp]

@define_app The tabbed layout looks quite nice, tbh.

[Ducat @ducatapp]

Invest in good-quality products. 

Cheap options might seem lucrative and offer the best bang for your buck, but high-quality products will stand the test of time.

Prefer quality over prices when buying products you use daily, like your computer, mattress, chair, and more.

[Ducat @ducatapp]

Ducat supports adding new transactions in natural language.

This means you can type phrases like “spent 7.85 on coffee at costa coffee yesterday evening” and the app will format and categorise your expense automatically.

More ways to track → https://t.co/xMErkv703D

[Ducat @ducatapp]

@javiiarchive Oh, that folder animation is smooth.

[Ducat @ducatapp]

You can save money without being too frugal. 

Don't get into the habit of saving too much and delaying every nice purchase or experience for later.

Save money, but also occasionally splurge on things and experiences that'll enrich your life.

[Ducat @ducatapp]

Introducing Ducat.

Get a clear picture of your spending habits without complicated dashboards or data overload.

Check it out here:
https://t.co/rtotlES9D8

[Ducat @ducatapp]

@hamzaalabou @SlackHQ That's a smooth transition. 😍

[Ducat @ducatapp]

@kushsolitary Whoa! This is a nice addition.

[Ducat @ducatapp]

@pengzheng_ This will be handy. 👏