Duncan Malcolm

Founder of Skippers Coliving, Offshore sailor, Product. Interests in Payments, Fraud & FinTech.

Views are my own not those of any employers or clients.

[Duncan Malcolm @duncan_m]

@hotelscomhelp Whenever I try to book on your site or app from Kenya it gets blocked. Can you help?

[Duncan Malcolm @duncan_m]

I've been stuck in an airport groundhog day for a few days. Just saw this last night! Hope this gets resolved quickly..

[Robin Wauters @robinwauters]

Government to meet tech firms following collapse of Silicon Valley Bank UK

https://t.co/jWFxzhN598

[Duncan Malcolm @duncan_m]

.@airfrance @lemondefr Just some of the 60+ passengers inc 5 families with young children stranded at Nairobi airport heading to Paris for a second night due to 'technical issues' with plane

[Duncan Malcolm @duncan_m]

I can't wait to try this out!

[Duncan Malcolm @duncan_m]

Brilliant

[Roshan Patel @roshanpateI]

I forced a bot to watch over 1,000 hours of startup pitch meetings and then asked it to re-create a startup pitch meeting of its own. Here is the first page.

[Duncan Malcolm @duncan_m]

@fia @Jumia_Group This is a great move. However, the helmet issue in Kenya/Africa is not only affordability. A major component is branding and fashion.

You can give everyone free helmets but they won't wear them unless they're positioned correctly & look great.

[Duncan Malcolm @duncan_m]

@ParissAthena It is being worked on but banks need to adopt the tech..

For example if you're selling in the UK where 3DS v2.x (2fa) is popular your risk very much reduced. If you're selling in the US where support is more limited your risk is higher.

I wrote a guide:
https://t.co/EL28BEdFlT

[Duncan Malcolm @duncan_m]

@LorenLemcke @superdrap Sounds like the fraud controls at the steam side are a little lower/more lax than would be ideal.

Linking the key to the transaction should be easy at the merchant side.

[Duncan Malcolm @duncan_m]

@IPQS It's been a while. Would you be up for doing an interview for https://t.co/VXoMhgat7L about fraud detection?

[Duncan Malcolm @duncan_m]

@TheOnlyIbukun @dammieololade It seems unusual to me that the industry in general is so quiet about it.

The only assumption I can make is that everyone from the PSPs through to the fraud vendors don't want to share anything because it might detract from their offerings.

[Duncan Malcolm @duncan_m]

@allenwalton Here are some good controls if you need to ignore AVS or ship somewhere else:
- ID verification: Driving license / Passport
- eVerification: Voting records etc
- Cell #: Order vs. subscriber or risk score
- DeviceID: Flagged by other merchants
More here https://t.co/bRWqqZhRHH

[Duncan Malcolm @duncan_m]

@marcosluis2186 @samuelthompson @stripe Solution of last resort. Super expensive. Low control vs. alternatives.

[Duncan Malcolm @duncan_m]

@TheOnlyIbukun @dammieololade I'm not sure that's the case. I've started writing detailed fraud detection guides at https://t.co/VXoMhgb0Xj for verified eComm/FinTech merchants.

There's no reason not to share practical advice with the right people.

[Duncan Malcolm @duncan_m]

Why am I so silent on the internet?

I've set myself an alarm to post something valuable once a day and comment 3 times.

Last week I was ill.

This week building a new app we're planning to build the MVP with 15 days of dev or less.

[Duncan Malcolm @duncan_m]

Card payment fraud is bad. Also a lot of merchants don't understand how to prevent it.

Fear not. I have just written a full beginners guide to fraud detection and prevention: https://t.co/2CmdDHsQEV

[Duncan Malcolm @duncan_m]

Card payment fraud prevention is a tough game online.
Here is a post I've just written on five relatively easy ways you can reduce fraud today...

https://t.co/DT9v7MFtsP

[Duncan Malcolm @duncan_m]

@alasdairrr Bake cookies, make friends

[Duncan Malcolm @duncan_m]

@alasdairrr Consider forming a residence committee on WhatsApp so that you can lobby effectively.

[Duncan Malcolm @duncan_m]

as an extension to the note I should probably have excluded the 60+ category as it's almost as ambiguous as the 0_59 group

[Duncan Malcolm @duncan_m]

I thought I'd play around with some of the https://t.co/TOzELzXHlU #Covid19UK data. It shows very clearly what age groups new #covid cases are occurring.

Note: I've excluded the 0_59 category as it wasn't adding much value. #statistics #DataVisualization

[Duncan Malcolm @duncan_m]

2/ Looking at a similar view this shows the deaths by age and luckily as of yet we're not seeing a significant increase