dv01

The world’s first end-to-end data management, reporting and analytics platform for loan-level consumer lending data.

[dv01 @dv01inc]

dv01 DealStudio is now available! The structuring tool is integrated into our platform and supports RMBS and ABS securitizations and private credit deals. Contact us for a demo.
#capitalmarkets #finance #fintech
https://t.co/wV3xIwvvjx

[dv01 @dv01inc]

Non-QM Performance Attribution and Prime Jumbo Performance Reports Now Available - https://t.co/TmPAV1Jk6u

[dv01 @dv01inc]

🚀 You can now manage your credit facilities through a dv01 web interface! https://t.co/R96jbdfY5V
✅ Generate borrowing base and MSRs
✅ Monitor covenants & triggers
✅ Test amendments before execution
✅ Optimize collateral allocation across funding vehicles
#fintech #abf #abs

[dv01 @dv01inc]

Non-QM Performance Attribution and Prime Jumbo Performance Reports Now Available - https://t.co/CzCZZ8ayD0

[dv01 @dv01inc]

Credit growth is back, but households still aren’t borrowing like they used to. Our insights from the Fed #DFA report:
➡️Net worth is up (equity-driven)
➡️Credit growth > 0 YoY (first time since 2024)
➡️Bottom 80% still flat vs. 2022
https://t.co/OKf8ddOD6s

[dv01 @dv01inc]

Non-QM Performance Attribution and Prime Jumbo Performance Reports Now Available - https://t.co/8cK1HHLpp6

[dv01 @dv01inc]

Structured finance is in its agentic era—and we're building the infrastructure for it. Our views:
→ AI is a capacity story, not a headcount story
→ Agentic workflows are categorically different from AI tools
→ Dirty data will break your AI workflows
https://t.co/sgtqbAxTUj

[dv01 @dv01inc]

dv01's research on the unsecured personal loan sector shows performance remains strong but there's less room for improvement.
➡️Charge-offs now below pre-COVID
➡️Early vintages stabilizing
➡️Bottom Grade returns weakening in recent cohorts
#finance #loans
https://t.co/YN5mQIjIHi

[dv01 @dv01inc]

Non-QM Performance Attribution and Prime Jumbo Performance Reports Now Available - https://t.co/ukULfa8Dd4

[dv01 @dv01inc]

January shows momentum holding in unsecured personal loan performance — even as credit card growth slows.
➡️ Credit card growth: 5.5% YoY (2nd slowest since 2019); younger HH carrying less debt
➡️ 30+ impairments -12bps MoM; Net charge-offs 0.53%
#finance
https://t.co/vc7CXwt8Q9

[dv01 @dv01inc]

Non-QM Performance Attribution and Prime Jumbo Performance Reports Now Available - https://t.co/XfUmPNhuSj

[dv01 @dv01inc]

Are the Kids Still All Right? We revisited younger household finances:
💰 Income growth remains strong
📉 Debt burdens have improved
🧾 Spending has shifted toward essentials
🏠 Housing is the primary constraint
https://t.co/kmDXZf7pdj

[dv01 @dv01inc]

Non-QM Credit Pressure Persists as Second Liens Remain Seasoning-Driven
➡️Persistent Non-QM credit weakness beneath the surface
➡️2024-H2 Non-QM purchase vintages now at parity with 2022 despite higher GWACs
➡️Second liens remain seasoning-driven
https://t.co/g9qR8vaDe0

[dv01 @dv01inc]

2025 closed as the strongest year on record for Consumer Unsecured performance:
➡️December defied seasonal weakness
➡️Charge-offs fell below pre-COVID levels
➡️ROI dispersion driven by pricing & prepayments—not credit stress
#finance #abf #data #fintech
https://t.co/V37JvpDwZ3

[dv01 @dv01inc]

dv01 now supports credit cards, delivering master trust reporting to the market!
☑️ ABS and VFN series support
☑️Standardized, validated, and verified data
☑️Collateral-level cashflows for revolving credit behavior
Learn more! #creditcards #vfn #abf
https://t.co/LAAyzNWjki

[dv01 @dv01inc]

Non-QM Performance Attribution and Prime Jumbo Performance Reports Now Available - https://t.co/oMDXdubgsv

[dv01 @dv01inc]

Consumer unsecured credit rebounded in November.
🔁 Shutdown-driven weakness reversed
💳 FFIEC data shows interest earned lagging headline credit card rates
📉 Charge-offs back below 2019 levels
https://t.co/4hz07djimf
#debt #finance #data

[dv01 @dv01inc]

🚀 dv01 Consumer Credit Benchmarks are now live on the @Snowflake Marketplace. Explore Consumer Unsecured and Auto (Prime & Subprime) benchmarks directly in Snowflake—AI-ready, verified and validated, and available via free trial.
https://t.co/YytWyYCi0a

[dv01 @dv01inc]

Consumer Unsecured lending remains resilient into November.
➡️Volumes softened seasonally but stayed historically elevated
➡️Credit tightening continued as Top Grades reached cycle highs
➡️Pricing signals intensified competition for prime borrowers
https://t.co/HnjeiyJzKj
#data

[dv01 @dv01inc]

dv01's panel discussion with @Jefferies @UpgradeCredit @LendingClub: Consumer Credit Holds Steady — With New Fault Lines
➡️More selective, payment-focused borrowers
➡️Affordability pressures driving wider gaps
➡️Strong originations
https://t.co/hWxcicJp34
#debt #finance

[dv01 @dv01inc]

Non-QM Performance Attribution and Prime Jumbo Performance Reports Now Available - https://t.co/cKSq6IehC9